student loans

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Are there other scholarships that has NOTHING to do with federal issues? other than the FAFSA?0Rachezzle2012-11-06 08:49:16
im on the signing scholarships thingy, but i dont want to sign up to the FAFSA thingy, are the other scholarships? i dont want them to have anything to do with federal, i know theres the Students Loan, but i have to repay, and i know a lot of them, if u know any scholarship wich are private, i would like the name, thank you.[View Answers]
Can I use a private student loan for this?0jjois2012-11-06 06:55:53
can I use a private student loan to purchase a horse for college? the equestrian program I am in strongly suggest bringing a horse to college with you, so I was wondering if I can.also which one would u suggest?[View Answers]
Student loans bankruptcy?0Shawn L2012-11-06 06:42:49
I have several student loans that I took out through a private bank (NOT federal/govt. loans). My father was a cosigner on these loans. My father had agreed that he would pay at least 50% of my payments once I graduated. My father unexpectedly passed away and I cannot afford to pay the payments. I've gave it an attempt, but its just not possible. I know there would be ill effects to my credit, but would I be able to file bankruptcy on these loans?[View Answers]
Would you support this Constitutional amendment?0MSN & Princess,2012-11-06 05:35:56
I would like to see this amendment added to the US constitution. What do you think of it? 1. The threshold of adulthood in the United States is 18 years of age. Neither the federal government not any State shall have an age of majority or its legal equivalent set higher than 18 years of age. 2. Neither the federal government nor any State shall deprive citizens that have reached the age of majority of any of the rights and privileges associated with adulthood on the basis of age. This includes, but is not limited to, the purchase or use of any otherwise legal product, the exercise of any otherwise legal activity, the receiving of any legal service, the obtaining of any license, and running for any type of office. 3. Neither the federal government nor any State shall consider persons over the age of 18 as dependent to their parents for any purpose whatsoever. 4. This amendment shall not prohibit the requirement of a certain number of years of experience in a related capacity in order to obtain a license or practice an activity, but discrimination solely based on age is prohibited. 5. Neither the federal government nor any State shall make, provide or enforce criminal penalties to minors for an act that is legal or only subject to noncriminal penalties for those over the age of majority. 6. Congress shall have the power to enforce this amendment by appropriate legislation. The purpose of Article 3 is to prohibit the imposition of a parental contribution to adult students who apply for student loans. At the age of 18 you should be allowed to make your own decisions regarding post-secondary education without needing to ask for money from your parents. Article 5 would prohibit the criminalization of infractions such as underage drinking, which would be legal for adults (18+) and is currently legal or at least some people (21+). Such infractions could only be punished by civil penalties.[View Answers]
Have Conservatives forgotten that the cost of college was already escalating rapidly before the government?0Octavia2012-11-06 04:59:30
took over the student loan program? The Federal Government assumed control of Student Loan programs in 2009, the cost of college was already escalating rapidly long before that. Before 2009 Student Loans were backed by the Federal Government but were issued by private sector lenders. The real reason that the cost of college going up is that the differential between what college graduates and non-college graduates earn has increased dramatically since the 1970s, and if Conservatives get their way with repealing child labor laws and the minimum wage laws then the differential will increase more rapidly and the cost of a college education will skyrocket even more rapidly. Why do Conservatives completely ignore reality, history and market-forces for so many issues?[View Answers]
I need to take out a student loan, but I'm not 18!?0shaquille clarke2012-11-06 04:49:10
I need to take out a private student loan, I already have the federal loans and all that. I did all of my FAFSA stuff and got a bit over $14,000 per semester, but I still need $343 for tuition and about $400 for books. Thank god I'm commuting and I already have a $600 laptop if not I'd go crazy over the costs. Money is tight right now in my family so I can't make my parents pay for all of that right now. I can't get work study because it's all booked. I can't go out and look for a part time job because of the way my schedule is arranged I have 1-3 hour breaks between classes and I can't juggle both school and a job. I have to set my mind to one thing. I looked into student loans with Chase because that's my bank that I put savings into (I only have 50 bucks left after using most for application fees and stuff). But it says I have to be 18. My birthday is November 29. I need my textbooks way before then. My mom said she'd be my cosigner and whatnot. But what do I do? I heard someone mention ParentPLUS or something but I heard she'd be billed like monthly or something like that. But again we're in a money slump right now and until we pick back up again, I can't have her being charged anything right now. What do I do?[View Answers]
Declaring myself independent in FAFSA or finding a student loan program.?0Geraline2012-11-06 04:00:40
My parents credit is down the hole and I have no idea how to receive a loan for college without have some form of credit check. I heard there was a way to declare myself financially dependent from my parents through FAFSA or some kind of federal loan. However I have no idea where to begin on that process. Can someone give my direction on where I can do this or give me a link to a loan program that doesn't require some kind of credit check?[View Answers]
School and tax credit 2008?0Savanah2012-11-06 03:35:48
I started school last year and paid school with federal funds. Do I still get a crdt for being a student even though I don't pay for the loan yet on my 2008 taxes?[View Answers]
Bankruptcy?0vvbnv2012-11-06 03:30:30
how does bankruptcy work? is there diffrent types? how does it affect student loans that are not federal student loans? and is there anyway to go to bankruptcy without jeperdicing your home? please help[View Answers]
Canadian student who wishes to have a green card in the US?0efran2012-11-06 03:25:23
My friend who is a canadian citizen currently living at toronto, wishes to one day attend st johns university in new york for their pharmacy program. She will try to get private student loans, but she wishes to get her green card as soon as possible, so she can get federal aid and or fed. loans. How soon would she be able to get her green card, and what are some options for her and things she could do to help her. Some extra info: after college/university she wants to work and stay here and one day become a permanent resident. -her parents dont have the means to pay for college which is why shes taking the private student loans[View Answers]
How do most people pay for college?0cohester2012-11-06 03:11:10
I dont think i really understand how most people pay for college. especially those who attend out of state and private universities. right now i go to a school and pay 10,700 a year. so far i do okay with financial aid, parent support and a part time job. now im looking to transfer to schools price ranging from 24,000 to 17,000 a year. financial aid increases a little bit and i have the possibility of getting some scholarships from those schools but it still leaves a big hole to cover. ill prolly be okay in attending these schools but it might beg the possibility of needing additional government loans or private ones. this seems strange to me because both the schools are in-state public institutions and my family's not extremely poor. i hear most people say they used private loans for really expensive private institutions or grad school. Ive read the average debt of graduating students is about 20,000 and that seems like a lot because i might get up about there and i have tried to be very fiscally careful with my education. certainly more then most other students i know. so how do most people pay for college? how does the average student not ones with full rides or rich parents. the majority of schools in the country are more expensive to attend then the ones ive attended/applied too. so what have you seen, heard or know people paying for their school?[View Answers]
Am I eligible for the 2008 Economy Stimulus Payment?0Joy Chapman2012-11-06 02:52:54
I'm 18 years-old, single, working full-time. I have $2350 in federal student loans. I am no longer a full-time student but I'm going back to college this summer. My 2007 total income was $4200.[View Answers]
Question concerning private student loan?0Bongani Creswel Pasile2012-11-06 02:38:47
Is a there a certain amount of income that the co-signer needs to have to be approved for a student loan? My father has good credit, I'm just concerned about his income. It's just about $30,000. Thanks. Oh, and any idea on who the best private student loan lender would be? Thank you.[View Answers]
A Student Loan to be An Actress. Should I keep a baby?0Karry2012-11-06 00:31:54
If you have a student loan as an actor would you abort a baby? I am 30,000$ In debt from a private acting school. It is 2 years long and i will be finished the school in September 2011. If I am pregnant... I don't know how I could support a baby and still focus on my career/ pay off my student loan. I know it is not IMPOSSIBLE but If and when I do have a child I don't want it to grow up without support. I do have a supportive and wonderful man but.. he already has a child with his ex-fbuddy/best friend coming in about 5 months and is working two jobs to help her pay for the baby's needs. :/ So i don't want to tell him yet until I know and decide what I would do if i were pregnant. Could I possibly do it on my own and still have a chance at my dreams of being a working actor? (meaning pay back student loan, pay for a baby, try to find a good paying job in ?) :([View Answers]
Where can I find additional financial aid?0unknown642012-11-06 00:00:53
I have exhausted all of my resources and am still about 4000 short for college. If i can get past this year I will be able to get a degree. Every private student loan i've applied for i've been denied because I know noone with good credit. My family has always been poor and not to intelligent, now here I am, the only one to even graduate high school, let alone with honors and I can't afford to go to college. All I want to do is make a better life for myself. Does anyone know where I would be able to get a loan for college (about 4000). My only problem is I have 0 credit so I never pass credit checks either. Please Help![View Answers]
How can I avoid Private Loan for College?0Trenee Sharpe2012-11-05 22:49:44
So far, I have an associates and never had an debt. This semester I will be in debt $5000 for federal student loans. Next semester they said I am gonna have to look for a private loan. any way to avoid these? Also, what is considered a lot of debt in private loans? My financial adviser said I will be looking at around $25,000 in debt with private loans when I receive my BS...is this good or bad?[View Answers]
Defaulted or Deferment?0Somebody2012-11-05 22:28:45
Sadly, my situation is this: from 2003 - 2006 I attended and earned over 80 credits from a private college. In late 2006 I had a medical emergency in my immediate family and did a sudden and hasty shift to a community college. Because of the sudden shift I did poorly in the 1st semester there. I've been out of college since mid-2007. I got a job in summer of 2007 and that ended in late 2008. I really need and want to go back to college ASAP. Since I was out for over 6 months, I tried to pay the amount via student loans the best I could. Now that I activated a deferment (however long that is allowed to last? plus I am unemployed as of Dec. '08) I am wondering when can I go back and attend college without having this dark cloud over my financial aid and head. Do I have to clear anything up and or do anything beforehand?[View Answers]
How can one get rid of a student loan other than consolidation? Is there any way to negotiate a low payoff?0mashmoum2012-11-05 22:11:42
I hear that usually the lenders do not allow any renegotiation for a lower amount (other than the interest). And you cannot file bankruptcy due to the laws regarding student loans. Is there any other way out? Thanks to all who has any suggestions.[View Answers]
Have an offset for federal(default student loan)is it possible they will only take my federal ?0Tone2012-11-05 21:54:09
Can i still get my state since its a federal debt i heard of that happening to people.could i call the creditor and work something out and not file my taxes till april 15th and see if theyll take it off by then if.i make payments or if i file for extreme hardship how long will that take??[View Answers]
Help! Major debt and depressed, what should we do?0mhaidar91082012-11-05 21:35:23
We are in dept by 100,000 dollars We take home 4800 after taxes a month Our mortate is 1800 (no second mortgate) owe185,000 on our house. Worth about 250,000 - 270,000. Credit is to low to take out a line of credit. 15,000 to IRS IS OWED (250 a month) 25,000 STUDENT loans (185 a month) 15,000 loan at 7% (330 a month) 48,000 credit cards at 23% (those payments are $1200 a month) My son goes to a private school because he has some issues - that is 8500 a year I know we should not have bought our home 10 years age, my husband has been paying our other bills on credit cards. I am depressed and have 2 kids. What is our best obtion? Will we lose our home too. We live in Ohio and we are up to date with student loans and house. My husband does not want to go bankrupt. I just want what is best for our family. This is tearing us apart, but I can not afford divorce. Bad time to sell! Help![View Answers]

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