refinancing car loan

Answers
Asked by
Updated
How can I get my mother-in-law taken off of my husband's car title so we can refinance with...?1Loey2012-11-03 11:00:03
its ... and my name ? MedlinePlus The mother of my husband signed together in a truck with him when he did not credit a year ago. Now that we are married I have been paying the payments on time , which has led to its credit is quite high now . We would really like to refinance , either with him and only him or the loan because the interest rate has orignially was horrible ! Is there any easy way we can get to his mother - in-law out of the title so we can proceed with refinancing ?[View Answers]
I am considering on getting a lawyer and possibly suing a finance company that has my car loan!?1Robert Stevens2012-11-03 02:06:02
Well , basically yes . I left the Army in June 2011 I bought a vehicle from a car dealer for $ 5800 but my mistake was that the vehicle was not worth it , but about $ 4,200 . I guess being abroad for so long in Germany I lost my job in car shop here in the states . I put $ 1,500 down and the dealer told me it was okay , she sold my loan to the company called J Madison Management LLC . I'm trying to pay off the loan early , but want all the interest that I owe , so is there anything I can do that I should not owe all the interest if you pay the loan off early and got the loan in July ! Is there anything I can do , they want something like $ 7,000 . I want to refinance through my bank and the bank wants to give me, but $ 4,200 and wants me to pay the rest which is like $ 3,000 .[View Answers]
Upside Down Car Payment with high monthly payments?1Anon2012-10-23 13:42:52
In 2008 , he turned awkwardly my car loan before my 2007 Toyota Yaris . I was married at the time and could afford payments of $ 420/mo . Now I am divorced and a month behind on my car payments . I am no longer able to make payments on my loan and is twice what my car is worth , therefore , is reversed. I tried to talk to the bank loan and refinance my car, but it seems that nobody wants to work with me . I'm struggling with what to do and I really do not want to do a voluntary repo . Any advice , please ?[View Answers]
Is there anyway to explain why my ex husband's car is still in my name also so I can get a car loan?1charlisco2012-10-22 14:07:54
It's in my name because he refuses to have to refinance and put on your own because it is upside down on the penalty . MedlinePlus MedlinePlus But I can not get a car and really need a ...[View Answers]
How can I repossess a vehicle I am a cosigner/co owner?0Yaun2012-10-19 17:44:34
I've been a co-signer/co-owner my ex . fianc[View Answers]
Why wont my bank give me a payoff amount?0Colby2012-10-19 17:35:54
For three months I tried to get a payment amount with my bank and they refuse to give me an appointment ... just another person in another department can not help me. I will not refinance either. Now I am in my last year in an auto loan and could only do half of my monthly payments they told me it was okay, but rested my car and then give me a price to buy the car back that is $ 10,000 more than what my payment book shows . My state banking commissioners office is waiting for a response and the BBB and the Attorney General has yet to get back with me yet and I have only one month until the bank says it will auction the car off . This is the only help they have given me and to the agent of the commissioners office says he never heard of this before in 44 years . Is it really that easy for banks to change the numbers and the information withheld or even support us?[View Answers]
How should I go about paying off our debt to save the most money on interest?0puppy012012-10-19 17:27:09
We have about $ 3,000 in credit card debt . Our rates vary between 12% and 22% . Our car loan is terrible. We pay 24 % interest on our car note , and owe more than $ 5,000 more than the book value. We owe 27,000 in our house , which is valued at $ 31,000 . What would be the smartest way to pay our debt ? Our mortgage is not through a bank. In contrast , the previous owners hold the note , and make payments directly to them . Should we refinance our home with a bank or mortgage company ? Right now , we are paying 6 % interest on our home . Council welcome![View Answers]
If my ex- boyfriend in on title and loan to my car, I have made pmts timely, can he legally take the car?0linuxym2012-10-19 15:28:20
He says BK and says that includes car, if I did not refinance car ( I tried many times unsucessfully ) will drive in 1 week . Do you have a legal right to do that ?[View Answers]
I needed a car, but now I feel stupid. What can I do?0sososola20122012-10-19 12:50:40
I agreed to a loan with an interest rate of 24% . My credit was good at the time, but I needed a car . I've been working on repairing my credit , I've talked to a banker who suggested doing this instead of trying to refinance. I learned the value of my car was less than half the amount that I borrowed , and the intrest could be paying three or more times the value . Should I keep trying to make payments of all I can or should I save the little money they may have it more and let Repo ? You buy some money ( that 's what I've been doing so far) I do not want to pay 3-5 times the actual value . I tried to pay in advance , but I now send monthly bills , and they charge $ 15 for each payment made by phone .[View Answers]
Can we refinance our auto loan and will it effect our credit?0nitta2012-10-19 10:35:17
Hi all, I think we cheated in the used car dealership today. We bought a used car and financed about $ 8K to 8.99% APR for 48 months. This seems too ... My husband and I have almost perfect credit , so why rate so bad ? Can we try to refinance even though you just bought the car this weekend ? Will credit downgrade ? MedlinePlus MedlinePlus Thank you ![View Answers]
Loan and credit advice?0******2012-10-19 07:49:39
I had car loan 7 months now I can refinance at a lower rate . MedlinePlus But still paying 13% . I want to rebuild my credit . MedlinePlus The new loan that had been planned for six months car payment . MedlinePlus The balance is 15,000, but I put 5000 down and had planned to pay between 1,500 and 3,000 a month to get paid to aviod great interest expense . MedlinePlus MedlinePlus Bank said it should not pay fast can be bad in the credit report if you borrow 10,000 payable in six months . MedlinePlus I was told to repay the loan until a few thousand and then pay only the normal payment of 250 a month to show timely payments. MedlinePlus However, interest charges me sick . I want to build credit , but at the same time does not pay interest sub prime . What is the best route to pay using credit too. MedlinePlus Once paid car loan is just another ACCT revolving credit card . MedlinePlus I listen to Dave Ramsey and I can not wait to be debt free . MedlinePlus Should I pay in 6 months ?[View Answers]
How can I refinance my car loan and get away from Consumer Portfolio Services???0bird_of_paradise2012-10-19 05:59:04
So here is my situation ... MedlinePlus MedlinePlus I have a 2005 Chevy Malibu that financed Consumer Portfolio Services (hereafter referred to as CPS) from May 2007. This is mostly stealing to get in an accident that totaled the car that had the previous October. I knew my credit was not the best to have a lot of student loans and working a job that was not giving me consistent time, leaving Sallie Mae to drag my credit card through the mud (but that neither here nor there) . MedlinePlus Anyway, back to the CPS. I lost my job back in April of this year and quickly got another job and am working on getting promoted. However, when trying to work with CPS, have been nothing short of terrible. I got an extension where they were supposed to change my due date and defer payment, but only made the last forces me to pay $ 1,200 to catch up again (so I lied). After getting another job, I started paying again, but can not make the deadline they set for me every month. I tried to get to work on something, so I talked with someone two weeks ago, and since then his line is always busy or disconected, or call center is closed (I almost feel like I'm the one who owes money and his ducking and dodging me). MedlinePlus MedlinePlus What I'm looking for is someone who will be able to refinance the car loan and I approach these people. If I have to pay more for my car at a lower price, I have to pay $ 390 now, so I'd rather have a payment book (CPS something that does not offer) and people I can get when I need it, that these people never seem to get there or call back. MedlinePlus Also legitimate answers only, do not need any bs about being irresponsible or I have bad credit.[View Answers]
I have bad credit and need some HELP!?0rainy2012-10-17 03:24:41
I have bad credit , I make money is worth about $ 40K and I have medical bills and credit cards that have entered default . I broke my leg 5-6 years ago and lost wages my insurance did not cover most of it because I went to the emergency room at the weekend without knocking and approval. I get calls every day for places money you still owe. My question my credit is bad , so we should focus on paying my first car ? I have a 12k loan by 15.9% that have made overpayments to reduce the principal . Should I focus on paying my car or should I try to reach an agreement with the companies that owe started with a very high interest rate of 21.9 % that have refinanced two cutting times 9k of loan and 12 months . I can get some advice ? Now I'm getting better refinancing and saving money , so I feel I would prefer to receive calls and save money on my loan . Obviously I have some extra money, but not enough for the amount I owe default . Please provide some help .[View Answers]
ADVICE, got stuck with the most horrible car note on a car thats so not worth it I feel so horrible and stupid?0Meil2012-10-17 00:04:18
He hit me with a loan horrible year 3 in a 2003 chevy venture that I'm having trouble paying since I separated from my ex . I have two years more to pay and the payment amount is 8500 ! The car is not worth the amount and I can barely make the payments, I wud return but what happens when I do and how I can get around if I do? I really need some advice I feel so silly how could get into this . Any advice from my credit is bad or refinance or trade me in.[View Answers]
Please anyone who have ever been to.I need advice,please?0Lilit2012-10-16 22:26:01
Hi! pls help me.I did not know what to do now.I brought divorce.My my soon to be ex is in financial crisis.Previously rehab.I 'm in , I had no job . So I worked to support the family during the past three years.But since rehab (alcohol ) , work less than 60 hours / week of 36-48 h / wk.Less income plus expenses ( subprime mortgages , car high loan, credit card, etc ......... and childcare ) MedlinePlus MedlinePlus MedlinePlus In the past 3 months I left and kids.I try to move my kids , the house , the car , bills , physical emotions , wo[View Answers]
Given these circumstances, am I making the right decision?0youssef2012-10-16 20:10:56
I posted a couple of questions recently regarding financing a car loan . I have taken all the recommendations , and my only option is to get a car deal with a high interest rate for now . I have tried to credit unions and any approved me . Only Chase Bank. MedlinePlus MedlinePlus I will have an interest rate of 16.4 % . My credit score is 720 , but do not have a long credit history so the interest . I know it's high, but what 's a girl to do when there are no other options ? Here is my question: MedlinePlus MedlinePlus My payment is supposed to be $ 389.00 . After six months to a year , if I have to pay $ 450-475 a month instead of $ 389.00 I think you have a very good opportunity to refinance ? MedlinePlus MedlinePlus What are they looking to refinance ? I can make the payments , however , the interest that bothers me . If I pay more each month , from experience , how long I have to wait before you can refinance ? MedlinePlus MedlinePlus Thank you ![View Answers]
Trading in my car?0Myro2012-10-16 19:04:03
I hate my car. I[View Answers]
Went to car dealer today. Did he lie to us?0Andrei2012-10-16 16:45:11
hi . my mom was going to cosign a car $ 9995 for me today . I am financing over five years . cosigning was worried because she wants to refinance our home in January . He said his name may be removed from the loan within 6 months to a year . another vendor told us right face lied that his name not be removed until the loan is repaid . Is this true ? nothing is set in stone with buying this car gets us thank God[View Answers]
Where? Who? would I contact about getting a legal document?0Maren2012-10-16 16:11:30
I have a mortgage with my ex husband and I am trying to buy a car and they ( bank , lender ) requires a document saying that I have nothing to do with that loan. My ex husband does paying your registration account each month and have not had anything to do with her in years, AHS tried to get refinanced but failed. Who should I contact to get a document that indicates that ?[View Answers]
Free Car??? What are my legal options?0pegs2012-10-16 15:57:50
I live in Virginia . My wife had a car loan through Wells Fargo . We had the car refinanced through our local credit union . My credit union gave my wife a blank check to fill the amount of payment , which we did and sent it to Wells Fargo . MedlinePlus When Wells Fargo sent in our cooperative paycheck for details. Wells Fargo and sent 2 requests for this information . Wells Fargo did not respond to requests for additional information . ( Credit Union needed an exact payment amount from the date the check was being paid for the interest ) . MedlinePlus MedlinePlus Well Wells Fargo and my wife sent the vehicle title free of all liens, along with a letter thanking him for repayment. MedlinePlus MedlinePlus Because the check was never cashed by Wells Fargo did not respond Credit Union , Wells Fargo has reopened the loan and have reported late payments and basically telling us to fix it with the Credit Union . MedlinePlus MedlinePlus Do they have to legally close the loan , as they no longer have a lien on the title ?[View Answers]

Ask New Question about refinancing car loan  

  • You are not logged in,answer will be Anonymous.Set Nickname | Sign In | Sign Up
  • tags separate by ','
  • Shortcuts:Ctrl+Enter

refinancing car loan

Latest Questions