loan servicing

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Going through credit counseling service again?0stefanie coplin2012-11-06 09:05:04
I went through a credit counseling service 6 years ago and paid it off within 3-4 years. At the time I filed only the bills I accumulated when I was single. We recently purchased a home and have accumulated other debts including student loans. My husband and I want to do the credit counseling service jointly now. Is one allowed to go through credit counseling service more than once? This seems to be our only option. We DONT want to file chapter 7 or 13 ever.[View Answers]
Grants or loans available for non selective service registered male?0rains2012-11-06 09:00:52
I am a 36 year old male attempting to get back into school i was denide finacial aid because no record of me registering for selective service can be found. I dropped out of jr high school when i was fifteen and started living the street life, and never went back so i did not know i had to register. Now you can't register after the age of 26. What can i do to obtaine a grant or a loan.[View Answers]
Military Medical Records-MEPS-Mental Health Records?0Joshi2012-11-06 08:31:07
I was told by a Marine Recruiter that my Mental health record (being as it is without a real psychological disorder other than anger issues.) would disqualify me from service. After being hazed he told me if I wanted to go to MEPS I would have to lie. He told me to not disclose my health records and say I have none. I know I could possibly get a waiver but we are currently drawing down force size for our entire Armed Services. I'm starting to feel like I should lie. I have a huge sense of Selfless Service and it's starting to kill me know I can't stand side by side with a marine and know I have his back. Any advice? If you have knowledge about what a Navy Med Doc would think is mentally disqualifying I would be glad to provide you with my diagnosis(s). I am working with the Navy recruiters to see how to file a lawsuit for their own policy (DOD Regulations) not disqualifying me but yet I could still be disqualified. I've worked so hard and sacrificed a lot. I want this bad. Any advice would be helpful. PS DOD REGULATIONS state I would be disqualified if I have a mental Incompetency and their definition of a "mental incompetency" is not being able to enter a legal contract (based on not being able to understand and uphold that contract.) If I can get a car loan and make on-time payments and larger payments than required I say I qualify. Thank you for any advice. I just really want to serve. It's killing me inside.[View Answers]
Can my loan given rent and living check be used for income on a food stamp app.?0Re re2012-11-06 06:28:12
Since a student loan is not consider income due to me having to pay it back. can a social service agent use tht amount as income[View Answers]
Is anyone familiar with Prosper.com. I have researched it and taken the plunge to become a group leader.?0kayci2012-11-06 04:34:31
It's an exciting and potentially lucrative concept. Average people can lend money to others or borrow money for any of their needs. All credit types can create a loan listing and the interest rates are reasonable, around 8% - 29% (unlike payday and title loans which charge up to 300%). Prosper is licensed to lend in all 50 states and it was founded by Chris Larsen, the founder of e-Loan.com and it's backed by the founder of eBay. My group is The Sturzstrom Funding Group at http://www.ProsperFiveStar.com and I am accepting memberships from all who are interested. There are no fees to list a loan, and only a small one-time service fee of 1% if you accept a loan. My question is what does anyone here know about Prosper and do you think it's a good concept?[View Answers]
Best way to setup a recurring payment between two people.?0D.Martin2012-11-06 02:20:32
My Girlfriend loaned some money to a family member and we want to setup a recurring payment to automatically pay my girlfriend back. (otherwise she wont get her money back). We don't want to use checks as we dont want to risk bouncing a check. What service can we use that has the lowest fee? The total amount is $800 likely to be paid in increments between $30-$50 a month(not variable, we just havnt decided what amount we should ask for) Any Ideas? Paypal charges fairly high fees and her sister will likely use a debit card or bank account to pay(ACH) incase that matters.[View Answers]
Islamic loan of 0English Student2012-11-06 01:20:39
For an educational establishment suddenly finding a [View Answers]
Is there anything I can do to get help to pay back my student loans?0Taki2012-11-06 01:19:41
I mean either some sort of community service or a grant? my degree is graphic design if that helps. I just cant afford these payments even though they are the lowest sallie mae will allow. (sallie mae is my loan company). [View Answers]
Does QC financial Services, Inc prosicute for unpaid post dated payday loans?0Brandy White2012-11-05 23:25:31
[View Answers]
Victim of Identity Theft, How do I get the accounts removed from my credit report?0kangaroo2012-11-05 23:19:43
My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer[View Answers]
Theft of a Minor's Identity! Please Please Please Help. Anyone with any information.?0Ellise2012-11-05 22:55:25
Ok. Here is the situation. My husband and I have had full custody of my now 17 yo. stepdaughter for several years and everything has been great. About a month ago she recieved a utitlity bill in her name from a collection agency for services rendered in another state by her biological mother. I have contacted the utility company and the collection agency to let them know she in a minor and had never resided outside of our home state. They both told me there is nothing they can do. We filed a police report and the mother is being prosecuted for Identity theft and fraud for this insident. My main issue is that I cannot obtain a credit report from any of the three main credit reporting agencies for my stepdaughter because she is a minor but we are very concerned that this is not the first time her identity has been used and this will cause a major issue when she applied for college loans next year. Does anyone know how to get a credit report for a minor?[View Answers]
Which is the best bank which offers the best with regards to home loan?0caero2012-11-05 21:49:34
Keeping in mind all factors like %ge of interest, service etc which is the best bank for home loan. I have heard that HDFC and SBI are good. Please help![View Answers]
Which loan service is the best?0tashawna2012-11-05 20:34:51
I was talking to my friend who is in like 5,000 in debt, mistakes all these youngsters make once they turn 18..but she was asking me if she can get a loan to pay all the credit card debt in one shot so that the only one she has to worry about is jus the loan, i said yes..but i dont know which loan service she should use..any suggestions??[View Answers]
What does this mean? disbursement?0Jason P2012-11-05 20:20:34
I got a email from my school and this is what it said. I dont know what it means? Dear Ashley, Your Unsubsidized Stafford Loan in the amount of $$$$$ disbursed to your student account on 3/11/2010. If this disbursement results in a credit on your account, a check/ACH deposit will be sent to you within 14 business days. Please note that you may cancel any or all of this disbursement by submitting a written request to the Student Finance Office on your campus by 4/15/2010. What does disbursement mean? is that good or bad? Do i want to cancle this disbursement? i dont get it? Sincerely, DeVry Student Finance Services[View Answers]
What should I wear to my mom's funeral?0Irish2012-11-05 20:16:36
I was called out of town to spend time with my mom and while I was away she died unexpectedly. Of course, I didn't bring a suit or anything with me since I didn't expect this to happen, and I can't really afford to go buy a brand new one for the funeral. I live too far away to travel home and come back, and I don't have any relatives who can loan me a suit that fits. The service is in a couple of days and I'm freaking out because I just have shorts and t-shirts in my luggage. What should I do???[View Answers]
The journal entry to record the July 9 transaction will include a credit of $1,200 to?0quarter2012-11-05 19:53:50
7/1 bills are sent to clients for services provided in june in the amount of $800 7/8 banks loans the company $2500, company will pay back the amount in August 7/9 office supply delivers furniture and office supplies leaving an invoice of $1220 7/15 payment is made to office supply for furniture & supplies delivered on 7/9 7/23 a $430 bill for electricity for the month of june is recieved and will be paid on its due date in august 7/31 salaries are paid to employees in the amount of $850 A. Furiture and Supplies. C. Accounts Payable. B. Cash. D. Administrative Expenses. What is the total amount of expenses that should appear on July's income statement? A. $430 C. $1,280 B. $850 D. $1,440 Assuming a beginning cash balance of $4,300, what is the balance in the Cash account at July 31? A. $300 C. $4,730 B. $1,010 D. $5,5.30[View Answers]
Why the office helper kuppan giving fare-well party to all staff?0Nuchiie2012-11-05 18:08:56
Kuppan, an office helper. 40 years service. Retiring this month. He requested all to attend a party. He surprisingly asked all staff not to give any party and any memorable presents. Though it surprised all, all the staff nearly 140 attended without absent. Now we go to the party. chief engineer: i welcome all. mr.kuppan (mr now) a true office helper. He worked sincerely. honestly. it is a great loss for us, i wish him a peaceful retired life. Dy chief engineer: i am full of feeling. Anyway, i wish him peaceful life after retirement. Accounts officer: He never turned his face. He done all works sincerely. i wish him... Accountant: it is very rare to see a man like kuppan. very duty bound soul. clerk 1,2,3,4: we wish him good retired life. union leader: In fact, we loss a member. He obeyed union matters. Another helper: kuppan sir is guided us. How can we work without kuppan sir. very kind sir kuppan. He give loan sometimes. if anyone say hungry, he will arrange food. he will be our one of the family. we are all one family. (he rubs his eyes)..i am unable to talk more..kuppan sir, neenga nalla irukkonam.... chief engineer: now kuppan will accept this farewell. i request kuppan why he denied farewell party and our affectionate presents..i hope he may explain.. kuppan: (Ayya ellarukkum vanakkam) i thank all. CE sir asked me to explain why i denied party, and presents. (Enakku vanam sir) i don't want presents. i know you are all happy and surprised. i am most experienced in this. when i am taking a list to collect donations, no staff gave donations with happy. i am asking for a staff's daughter marriage, a small amount. Give Rs.5/-. or Rs.10/- or any amount. But, except one or two, all hated me for coming with a list to collect donation. Last year Accountant retired. i gone to collect donation. one staff said, let the accountant retire or die, why you come for donation ? so, no staff happily donated for marriage, retirement, or any functions. i agree someone will go for collection to give presents to me. All will not give happily. someone will curse me. so, this is the reason i denied presents and party. sir, one request. please donate a small amount for anyone coming to collect. if not don't curse and don't scold. i am thanking all for coming and accepting, attending my party. thank you all. what is your opinion about kuppan ? Do you understand why he denied presents ?[View Answers]
Math help, How do I do this?0jesten2012-11-05 18:05:07
Ali Ahmed borrowed $600 from a finance company and repaid it in six monthly payments of $100 plus a finance charge of 1.75 percent on the unpaid balance. A $6 service charge was due with the first payment. What was the total finance charge on the loan?[View Answers]
I need help in getting money for my son to go to college!?0nabeel2012-11-05 16:07:39
my son got accepted to a baptist university to seek a career in ministry. He has filled out the FASFA but we have not heard anything about how much money he will be getting. He as tried out for loans but there has been no responses as of yet and school starts in three days. My question to anyone out there is where can i get the funds i need for my son. If you are wondering why i was not prepared for this but i was. until we had an unexpected death and the services were outrageous. I had enough for his first year but that is all gone. please help with any ideas. thanks.[View Answers]
Mortgage refinancing advice?0Yo2012-11-05 15:19:32
We are considering a refinance at a sub-prime lending rate of 9.1% fixed, 50-year mortgage. I'm told that when working with mortgage companies it is a good idea to get a couple different good faith estimates to see if there are any added line item charges that shouldn't be there. Here are some of what they propose to charge us for. Should we question any of them? Loan origination fee Appraisal fee Credit report Admin & Underwriting fee Flood cert fee Tax service fee Closing/escrow fee Title insurance Endorsements Gov Serv Title doc prep Recording fees Reconveyance fee Hazzard insurance premium Taxes and assessment reserves With so many added fees, how can you tell which are supposed to be there and which are padding the broker?[View Answers]

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