home loans rates

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A bank advertises home loans at low interest rates for its account holders for 3 months.?0cant say2012-11-06 09:28:13
A bank advertises home loans at low interest rates for its account holders for 3 months. Toward the end of the second month, the bank withdraws the offer. Sam opens an account with the bank because of the offer. He is, however, a little late applying for the loan and the offer is withdrawn before his application is processed. Sam sues the bank. can sam sue the bank?[View Answers]
What tax deductions are available when buying a home? It will be a cash purchase, free and clear of debt.?0Bird2012-11-06 09:25:04
If I am paying cash for a home, are there any benefits tax -wise.[View Answers]
Why won't liberals admit Obama has caused the unemployment?0elijah2012-11-06 09:22:21
He didn't start it but he could have slowed it with trickle down economics. This unemployment rate is the HIGHEST since 1983. Guess who was president in 1983? A DEMOCRAT. Jimmy Carter. This shows just how important the president is and how much personal power he has over unemployment. (Democrats started the recession it by giving home loans to poor minorities. If you listen to Sean Hannity you will see the truth. The media doesn't want to talk about this though. White people were not defaulting on their loans. Before you say this is racist (and it's NOT) do some research on red lining. I didn't say ALL black people. Just the poor ones.) Republicans wanted more regulation to prevent the housing crisis. They started this YEARS in advance, but the Democrats stopped this. The Republicans saw this coming ten years ago and tried multiple times to have more regulation to stop this (red lining started during Clinton's first term). Why won't liberals admit the unemployment is Obama's fault?[View Answers]
Can you get a conventional 30 year mortgage for a 2 family home?0Rm2012-11-06 09:00:56
Or does it have to be a different type of loan? What kind of loan then? Are the rates significantly higher then?[View Answers]
After filing chapter 7, how long will the wait be to get a decent interest rate on a home loan?0tomika2012-11-06 08:38:36
[View Answers]
What is it with morgage homes loans?0Sophie Kinta2012-11-06 08:30:22
I am trying to buy a house but have had nothing but disappointment with morgage rates. Everyone says a 5.5% is good but with insurance and taxes it makes monthly notes redicilous. My kids are buying a $230,000.00 house for $200 more than I will pay a mo. for 140,000.00 house. Can anyone explain? Thanks.[View Answers]
I'm using the VA home loan and could be facing foreclosure soon. What happens to my disability benefits?0mansi2012-11-06 06:40:19
Basically, I purchased a house with my VA loan (veteran affairs) while I was on active duty about 5 years ago. Upon getting out I had some injurys. The VA rated me at 60 % pay for compensation and benefits. Because I am currently unemployed I could be looking at foreclosure on the house. I am going through the steps to try to modify the loan. What I want to know is IF I do foreclose on this house for any reason, will I lose the disability pay the VA is paying me?[View Answers]
Questions about buying first home and qualifications needed for a home loan?0Popularity2012-11-06 04:59:35
I am wondering what types of qualifications you need to get a normal 30 year fixed rate mortage? ei...employment length etc. Also what is the going rate for APR ( just the avg please), can you have a cosigner? What is the first step to take in buying a new home..should we contact a realtor or the bank? any other tips on buying my first house? Thank you[View Answers]
How can I add my fiance to my home loan after closing?0sybrina2012-11-06 04:57:56
To qualify for a better rate I have to do the home loan in just my name. (Doesn't make sense) He has good credit scores and brings in more $$ than me. But because half of the last 2 years he has been an Independent Contractor and the other half he was on payroll he doesn't qualify properly and it is easier to do it in just my name. How do I add him to the loan after closing?? We want this house to be both of ours, to add to both of our credits. Please any advice is greatly appreciated. :)[View Answers]
How does foreclosure affect your credit?0Science Expo Project2012-11-06 04:50:20
My husband and I are on the border line between good and excellent credit, if a house in my name only forecloses, how badly will it affect our credit and how long will it take to rebuild our credit if we keep our current car loans and credit cards in good standing? How long before we could purchase another home at a decent interest rate?[View Answers]
Refinancing a home loan do I need to put 20% down again?0Cara2012-11-06 04:41:50
With all the mortgage rates dropping, I'm considering refinancing my home loan. Do I have to put a 20% down payment again to avoid PMI even for a refinance? My concern is that if my montly payments get lower, but now I will have to pay PMI, it might be more feasible for me to just not refinance, since it nets out to the same, and I don't plan on living at my current home for 3 more years.[View Answers]
Need info to avail NRI loans in India?0chantea2012-11-06 04:34:56
Hi all, I want to buy a Land in India. m currently working U.S. Can anyone pls help me that I can avail NRI loans? If so which Bank is good with better Interest rates and good plans? Will they provide Home Loan for buying land for NRI in India? Pls advice Vel [View Answers]
Are people finally starting to realize that Obama's stimulus is a complete failure?0HELP PLEASE!!!!!!!!!!!!!!!!!!2012-11-06 04:10:09
Where are the jobs? Where are the bank loans? Where are the tax cuts? Please keep in mind that the actual unemployment rate is MUCH higher than what we're being told. Just look around you. People across the board are suffering and losing their homes/jobs and Obama declares his stimulus a success?[View Answers]
Where can I find the lowest interest rates on a new car loan?0nikcy2012-11-06 03:28:57
I don't want to go with the dealers financing, it seems kind of high interest.....[View Answers]
Is anyone else having the hardest time getting a home loan?0Winsel2012-11-06 03:17:40
We are having the hardest time getting a loan for a new home. We are first time home buyers with enough money for this house. We have already had to jump through so many hoops to get this loan and they keep approving it, then saying it's not approved. It is making me nervous. First we had to pay 1 point, now 2 points and now they want us to put down a considerable amount of money...like 100% more. What to do??? Is it like this everywhere? We are San Francisco[View Answers]
What would you do in this scenario?0Pwagwadi anthony madwatte2012-11-06 01:48:39
Debt: $22,[email protected]% - Home Equity Line of Credit $14,[email protected]% - Student Loans Liquid Assets $22,000 - Savings HELOC is a floating rate of course. But interest rates are not going to go up anytime soon. The student loans are fixed rate. Of course I'm earning nothing significant on savings. Would you pay off the HELOC, Student Loans, or just keep making payments. I'm leaning towards paying off the HELOC then chipping away at the student loans. I could throw about $1200/mo towards that and have it paid off by the end of next year. So totally debt free by 2013. I've also been thinking about just piling on in savings then paying off lump sum. I feel like now I have a little security blanket with the money in savings so that's why I am hesitant to make any big moves.[View Answers]
Upside down mortage!!! Refinance Help!!!!?0chai2012-11-06 01:40:16
Ok so here is my situation. I have a loan on my house for 460,000. I just recently got it appraised for 405,000. Two years ago my house was worth 650,000. I used the equity in my other home to help pay for this one. Long story short I owe more on my house than it[View Answers]
What is the best way to get as much money back on your taxes after you purchase your home.?0A7X a.k.a Aaron2012-11-06 00:20:59
I spend money remodeling at the time of the purchase. Does this help me as well.[View Answers]
Mortgage re-fi for conventional loan?0le le2012-11-06 00:02:24
Does anyone know a mortgage Co. that will re-fi on a conventional loan, 1st & 2nd, with the same or close to the Obama's Responsible Home Owner's Loan program? And yes... we are upside down on the house... just like everyone else who has purchased a home 2+ years ago in Las Vegas. I don't even want to reduce the balance, I just want a lower % rate & I refuse to "fake" not being able to pay my mortgage to get help![View Answers]
I need the name of a reputable mtg co. to refinance current Countrywide neg-armt vary loan??0matin2012-11-05 23:52:57
I help my 81yr old mother with her Triplex she owns and am very new to borrowing $ for mortgage since I have never owned a home myself and am 50. 2yrs ago I refinanced her bank loan she had since the begining with Countrywide and desperately need to change this loan NOW. We now owe CWide an additional $5000 from the original $ borrowed AND monthly pmts have gone up AND we still can only make the bare minumum pmts each month especially now!!!! Countrywide has backed us into a corner and wont call me back at all to help us!!!!!!! We also have a few credit card debts and would love 2 pay off to eliminate them due to high interest rates (29.9% on Chase!!!!) I just don't know who to turn to, trust, or rely on for this mess...Chase is getting ready to put a lien on Triplex for non payment (90 days past now) MOM DESERVES THE RIGHT NOT TO DIE BANKRUPT!!!!! It is HER turn to live the rest of her life worry-free!! After all she's done everything right ALL her life-I Love Mom!HELP!![View Answers]

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