federal student loans

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Are there other scholarships that has NOTHING to do with federal issues? other than the FAFSA?0Rachezzle2012-11-06 08:49:16
im on the signing scholarships thingy, but i dont want to sign up to the FAFSA thingy, are the other scholarships? i dont want them to have anything to do with federal, i know theres the Students Loan, but i have to repay, and i know a lot of them, if u know any scholarship wich are private, i would like the name, thank you.[View Answers]
Student loans bankruptcy?0Shawn L2012-11-06 06:42:49
I have several student loans that I took out through a private bank (NOT federal/govt. loans). My father was a cosigner on these loans. My father had agreed that he would pay at least 50% of my payments once I graduated. My father unexpectedly passed away and I cannot afford to pay the payments. I've gave it an attempt, but its just not possible. I know there would be ill effects to my credit, but would I be able to file bankruptcy on these loans?[View Answers]
Would you support this Constitutional amendment?0MSN & Princess,2012-11-06 05:35:56
I would like to see this amendment added to the US constitution. What do you think of it? 1. The threshold of adulthood in the United States is 18 years of age. Neither the federal government not any State shall have an age of majority or its legal equivalent set higher than 18 years of age. 2. Neither the federal government nor any State shall deprive citizens that have reached the age of majority of any of the rights and privileges associated with adulthood on the basis of age. This includes, but is not limited to, the purchase or use of any otherwise legal product, the exercise of any otherwise legal activity, the receiving of any legal service, the obtaining of any license, and running for any type of office. 3. Neither the federal government nor any State shall consider persons over the age of 18 as dependent to their parents for any purpose whatsoever. 4. This amendment shall not prohibit the requirement of a certain number of years of experience in a related capacity in order to obtain a license or practice an activity, but discrimination solely based on age is prohibited. 5. Neither the federal government nor any State shall make, provide or enforce criminal penalties to minors for an act that is legal or only subject to noncriminal penalties for those over the age of majority. 6. Congress shall have the power to enforce this amendment by appropriate legislation. The purpose of Article 3 is to prohibit the imposition of a parental contribution to adult students who apply for student loans. At the age of 18 you should be allowed to make your own decisions regarding post-secondary education without needing to ask for money from your parents. Article 5 would prohibit the criminalization of infractions such as underage drinking, which would be legal for adults (18+) and is currently legal or at least some people (21+). Such infractions could only be punished by civil penalties.[View Answers]
Have Conservatives forgotten that the cost of college was already escalating rapidly before the government?0Octavia2012-11-06 04:59:30
took over the student loan program? The Federal Government assumed control of Student Loan programs in 2009, the cost of college was already escalating rapidly long before that. Before 2009 Student Loans were backed by the Federal Government but were issued by private sector lenders. The real reason that the cost of college going up is that the differential between what college graduates and non-college graduates earn has increased dramatically since the 1970s, and if Conservatives get their way with repealing child labor laws and the minimum wage laws then the differential will increase more rapidly and the cost of a college education will skyrocket even more rapidly. Why do Conservatives completely ignore reality, history and market-forces for so many issues?[View Answers]
I need to take out a student loan, but I'm not 18!?0shaquille clarke2012-11-06 04:49:10
I need to take out a private student loan, I already have the federal loans and all that. I did all of my FAFSA stuff and got a bit over $14,000 per semester, but I still need $343 for tuition and about $400 for books. Thank god I'm commuting and I already have a $600 laptop if not I'd go crazy over the costs. Money is tight right now in my family so I can't make my parents pay for all of that right now. I can't get work study because it's all booked. I can't go out and look for a part time job because of the way my schedule is arranged I have 1-3 hour breaks between classes and I can't juggle both school and a job. I have to set my mind to one thing. I looked into student loans with Chase because that's my bank that I put savings into (I only have 50 bucks left after using most for application fees and stuff). But it says I have to be 18. My birthday is November 29. I need my textbooks way before then. My mom said she'd be my cosigner and whatnot. But what do I do? I heard someone mention ParentPLUS or something but I heard she'd be billed like monthly or something like that. But again we're in a money slump right now and until we pick back up again, I can't have her being charged anything right now. What do I do?[View Answers]
Declaring myself independent in FAFSA or finding a student loan program.?0Geraline2012-11-06 04:00:40
My parents credit is down the hole and I have no idea how to receive a loan for college without have some form of credit check. I heard there was a way to declare myself financially dependent from my parents through FAFSA or some kind of federal loan. However I have no idea where to begin on that process. Can someone give my direction on where I can do this or give me a link to a loan program that doesn't require some kind of credit check?[View Answers]
School and tax credit 2008?0Savanah2012-11-06 03:35:48
I started school last year and paid school with federal funds. Do I still get a crdt for being a student even though I don't pay for the loan yet on my 2008 taxes?[View Answers]
Bankruptcy?0vvbnv2012-11-06 03:30:30
how does bankruptcy work? is there diffrent types? how does it affect student loans that are not federal student loans? and is there anyway to go to bankruptcy without jeperdicing your home? please help[View Answers]
Am I eligible for the 2008 Economy Stimulus Payment?0Joy Chapman2012-11-06 02:52:54
I'm 18 years-old, single, working full-time. I have $2350 in federal student loans. I am no longer a full-time student but I'm going back to college this summer. My 2007 total income was $4200.[View Answers]
Have an offset for federal(default student loan)is it possible they will only take my federal ?0Tone2012-11-05 21:54:09
Can i still get my state since its a federal debt i heard of that happening to people.could i call the creditor and work something out and not file my taxes till april 15th and see if theyll take it off by then if.i make payments or if i file for extreme hardship how long will that take??[View Answers]
Can you buy stock if you still owe federal student loans?0Godfred2012-11-05 20:32:37
I still owe about 7K in Federal Student loans. I was wondering if I could invest in stocks if I still owe student loans?[View Answers]
When to Apply for Student Loan?0Keilaa2012-11-05 17:50:32
My son is entering college in the Fall of 2011 and has just recently committed to the college of his choice. We've been advised by the college financial aid office that he should be able to qualify for Federal Subsidized and Unsubsidized loans in an amount totaling $5,500 for his freshman year. When should he start to file the application for the loan? Thanks![View Answers]
Which of these countries is more capitalist?0Hishaam2012-11-05 17:22:18
Country A has a guranteed public education for all its citizens(regardless of the social class they were born into ) all the way through 12th grade. It also has state owned and subsidized universities, student grants, subsidized student loans, job training, healthcare for the poor and elderly, a pension system for the elderly, 40 hour work weeks, minimum wage, overtime pay, work place safety standards, worker's compensation, temporary unemployment insurance, the right to unionize, consumer protection laws and agencies (FDA, FTC, etc), environmental protection laws and agencies (EPA), anti-trust laws, public health utilities, forces banks to insure with the federal government, manipulates interest rates to control inflation, and regulates its stock market to prevent abuse. Country B has none of that and instead has legal child labor, no workplace safety standards, legal corporate pollution, no food sanitation standards, and pretty much let's corporations do as they please.[View Answers]
Paying back money back "owed" on student loans?.."Govt."?0margot2012-11-05 17:14:41
There are many out there that are struggling to pay back the student loans. This is not for "you." There are many people out there who have gotten student loans. Have become very "successfull." an have large homes and businesses. Yet, you have not "attempted" to pay this loan back, or do you "intend" to. I think it is time for the "Federal Government" to step in and "take back" what is owed "us." When you don't pay your loan back, It just costs more for the next student applying for a loan, who will be struggling to pay it back for the next person to get a loan. It is not ironic, that a "fool," with borrowed money, both can "RUN AWAY" together. I hope since the Federal government, who is monitoring the websites, picks up on this "message" or some Official with "clout" takes a stand, to get the money back, Please? [View Answers]
What kind of student loan do i need?0Kayin2012-11-05 17:03:41
My plan is to have my own apartment to live in while i am in school and work part time. I need a loan that will pay for my rent and utility's plus my tuition, books, supplies. I only need it to pay rent and utility's because i will be working part time to pay for other living expenses. Will a private loan work? Ive filled out an app. On fafsa.gov and that's really not what im looking for. And the school im going to is not a big school does it matter? Calhoun community collage in huntsville al. Please! If anybody knows about loans and how they work tell me what i need and what i can do? and how do federal loans work with the school.[View Answers]
When applying for a credit card, do I report my student loan as income?0bettina2012-11-05 16:38:32
I have no other "income" besides the federal student loan I've taken out. I'm trying to apply for a student credit card to build my credit. The application asks for "yearly income" and "other income". Does my financial aid apply to either of these?[View Answers]
Is this true about student loans and not paying back?0porshe2012-11-05 15:22:10
I think it was Kiplinger that I read this (hopefully not a regular site - some you can't trust) People from the 70's and 80's are now having their social security "partly taken away" due to non payment of federal student loans. I had asked before about student loans and got an answer about statute of limitations How can they take social security decades later then?[View Answers]
Why are liberal colleges ripping people off?0Kassie2012-11-05 11:50:22
The government spends more and more on federal grants/loans, and college tuition keeps rising. http://www.thefiveyearparty.com/ Why do so many teenagers get themselves $100,000 into debt to attend college and leave with a worthless degree like "Women's studies" or "Liberal arts"? Simple: colleges dumb down the standards so everyone can get by with little effort, and spend all the money from colleges on things like climbing walls, hot tubs, luxury dorms, gourmet restaurants, etc. which have nothing to do with education. These things entice kids to enter "the four year(or more) party" because of all these amenities. In the end of the day, the student is left with tons of debt, and the college makes money. And college administrators are almost all liberal. Isn't it ironic that liberals rail against capitalism yet are deeply ingrained in the few corrupt portions of it? We can STOP the madness by getting the federal government OUT of education.[View Answers]
Going interest rate on federal student loans?0whale2012-11-05 11:45:54
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Question about paying for apartment rent with Federal Student Loans?0TANU2012-11-05 10:20:40
Next year I will be living in an apartment off of my Universities Campus, and I am aware that I can pay for apartment rent with my Federal Student Loans (If my tuition/etc is payed off first) but I am unaware of how I do this. Last year ( fall semester ) I just accepted my loans/scholarships on my schools financial aid website and everything was taken care of automatically with no involvement from me. But next year ( 2011- 2012 fall semester) my parents will cover the price of my tuition ( whatever is left after my scholarships go towards it) and I will be left with a Subsidized, Unsubsidized, and a Perkins Loan to cover my apartment rent. But I was just wondering how do I go about having the school disburse the loans to me after my tuition is payed off, and when will they disburse my loans to me for my use? I should have enough money saved up to cover the first/maybe seconds month apartment rent, but I will be needing my loan money after the first/second month to cover rent. Do I just contact my schools bursars office and have them disburse my loans into my bank account or something like that? Also I know I am able to use Subsidized/Unsubsidized loans to cover my off campus housing, but am I able to use the Federal Perkins Loan also? Thanks to anyone who can shed some information for me.[View Answers]

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