consolidate loans

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Debt consolidation loan. good, bad, or ok idea?1(i mean,) scrotum 2012-11-03 06:02:02
I have 24 years . I had a financial mistake of a year in 2007 . I have a credit card that I had overlooked . It was a bad way of doing things , I know. I 'm finally up to date with everything else , and even in school . anyway, my account was sold to a law firm and need immediate balance of 2400 . I have no money . I have my other cards totaling less than 1,000 . If I would be consolidated and a total of 3,200. Which is not much , in fact I'm not a homeowner that a small lump of debt , do not really know if a consolidation loan is not even worth the extra interest . I live week to week with an income waitress. I want to avoid going to court action at all costs. Any idea ? oh, and obviously this has a sore thumb in my credit score ..... another part of the puzzle . any experience or ideas that might help are appreciated .[View Answers]
Can you get a first time mortgage and consolidate your loans at the same time?0Xariz2012-11-02 05:13:02
Can you get a mortgage for the first time and consolidate their loans at the same time ?[View Answers]
I need a loan to consolidate my credit card, but my credit is bad, anyone know of a good site or where to turn1neveah gomez2012-10-26 02:35:03
If anyone knows of a good resource to let me know , I tried to thrive , but I declined because of my credit score . I dont have a house so it's even harder to get one . Im trying to get 10,000 to 12,0000 .[View Answers]
Why is there so many scammers on the internet regarding that i want a loan to consolidate my dept?2justin black2012-10-24 03:18:03
I live in Sweden and have a bad credit , but I want to consolidate my apartment and get a new start in my life , I can figure this out or kill myself, I thought about it , I want to kill my say[View Answers]
How do I tell my parents....?1Sulynn2012-10-22 19:11:03
I asked a similar question yesterday, but I left out some details and some things poorly worded to sound like I was being irresponsible. MedlinePlus MedlinePlus Anyway - I have 21 years married with two children. My husband and I bought a house (for ourselves and conventional) in April 2009. We support ourselves and both work full time. I'll be the first to say that in the past I had no control with credit cards, not that I go beyond my means and can not afford the payments. But I just spend spend spend to the point that each card is at its maximum. 6 months ago, my mother received a credit card offer very good. 0% for 18 months and no transfer fee. In the conversation I was saying I would consolidate my credit cards and get rid of them. She offered to build for us on this credit card and you pay $ 250 a month. We also have a car loan with my grandfather, he helped us buy a car four years ago. We have paid $ 350 and maintain insurance for the vehicle. It was just our bank. I was originally going to co-sign, but also the lowest price we could get was 21% when it offered to buy only the vehicle open to us and pay the 8%. However, my mother and father are our top priority when it comes to "who pays first" (after our house, of course). MedlinePlus MedlinePlus We just had our second child in June. I drive a Honda 94 and my husband a Jeep 95. The Honda is reliable, but began to fall apart and is too small for our children in the back seat. The Jeep, so I've had for a little over a year and have $ 1,500 in the Jeep. It works fine now, but you can not really trust it. We decided to buy a new vehicle. We July 1 Nissan Maxima. Before buying a car, even called my grandfather to see how you would feel if you find the car, would be fine with us missing our payments until January, when we received our income tax and can only pay. He agreed and said that while if I keep the car financed by us to maintain insurance for her and also to pay the monthly interest. This was my grandfather and my agreement. I understand that if it was a "real" lender would not be an option, but it is not. Obviously, I would not only "default" temporarily with a "real" lender. So even though I have this arrangement with my grandfather, my mother's going to freak out. She will ask "Why did not you tell me to pay first?" The answer is simple really, we agreed to $ 250 a month. I paid the $ 250 and not have to pay once and only because I have a new car does not mean that your payments will stop. We will continue with it off, and it is next to our "pay" list and after that is all we have is our house and car payments. Then I'm sure he'll call my grandfather and starts a fight with him because "Why let the" kids "to do that?" My mother wants greater control of me and my decisions. In fact, I'm more nervous to say about the new car and then I was going to tell him she was pregnant at age 17. I understand that my mother comes from when she says she does not want me to make the same mistakes she did, and I do not want to be in debt. But in all honesty, debt is a way of life. It's not really realistic for anyone to save $ 350 a month for six years and then buy a car. We were very smart about our purchase. We have a good interest rate and not over extend ourselves. I'm a budgeter well and know what you can afford. I do not know how to tell my mother, I know it's going to start a big fight. I love my mother and I really respect what he has to say, but to cut the cord?[View Answers]
Personal loan to consolidate overseas debt?0vinayak2012-10-19 19:26:46
My partner has a debt in the UK - a credit card by about 12 % and a personal loan in approximately 21 % . He is emigrating to Australia , where we are trying to get a loan to pay in pounds , so you can pay in the country we are living here The interest rate is between 13-16% . I think this would be a better option because otherwise we would have to keep transferring $ AUS[View Answers]
Where do I find someone who can loan me money. so we can consolidate our bills?0rashawn2012-10-19 16:18:14
I need the help of good credit and a loan but no payday loans loan with monthly payments would be easier for me .[View Answers]
Where can i find a site for texas welfare assistance?0Someone2012-10-19 12:12:08
I need to know of any place Bexar County / texas state financial assistance or sites / places to help me consolidate debt ... MedlinePlus MedlinePlus My situation : I am moving to Texas to plant roots , for help as I have a car payment of $ 400, insurance , loan w / o option reamoritize interest of $ 200 a month and three cards whos credit are minimum payments totaling $ 100 per month . No spending on the cards , having finances under control , but my car loan payment are killing me . I have a credit score of about 680 , but I'm only 25 y / o and I have no house or anything collatoral big for a loan for equity type . My mother told me that you can search for food stamps and housing assitance throughout the state , but I have no children or anything like that and have no idea where to look for assistance either for things not repoed or in collecting ... MedlinePlus MedlinePlus Any help, suggestions or sites to help most appreciated! Thank you ! =)[View Answers]
What is the catch with a Quicken Loan?0Meenaakshi2012-10-19 11:46:17
I have curiosity about how you can get a loan of approximately $ 800/month 300K although I have some debts and good credit score . MedlinePlus Are these interest only loans ? How do you work to consolidate existing debt ? I'm trying to get a 380K - 450K loan to buy a house without having to pay $ 2200-3000 a month for the mortgage .[View Answers]
I live in Ca, I have not so good credit (511-520) how can I get a loan for $5000 to consolidate my debt? Quick0MATHEWS2012-10-19 10:56:44
I have to pay my credit card bills by the 10th of this month , and the car that was trying to sell it is sold . How I can get $ 5,000 to cover my expenses ?[View Answers]
How do i re-finance a parent loan I have with Sallie Mae?0B_DAWG 2012-10-19 10:55:36
I took a total of 6 credits of parents with Sallie Mae for my son't education . Now that he has graduated, I start paying again but Sallie Mae will not let me build together. What should I do ?[View Answers]
Does anyone have any suggestions on where to consolidate my debt while refinancing?0Lydia2012-10-19 10:43:06
I'm tired of writing checks fifity different month and I would get only the payment of a debt as soon as possible . With all my ( and my husband ) have low debt 132,000.00 2000.00 per month can pay towards your debt ( and we still have our money for our expenses , such as utilities and food ) . The only problem I have is that our house is valued at 85,000. Is there anywhere that any of you know of that would lend much more than your home is worth ? My credit rating is fair , my bills are always paid on time, the debt just soooo much Boggs my rating down. Any suggestions ?[View Answers]
To consolidate or not to consolidate?0too2012-10-19 08:17:19
It has been asked before by others, but I want to ask anyway ( especially considering the fact that I have to do mine soon ) . I understand the benefits of consolidation , but I do not know much about the disadvantages ( if any) . MedlinePlus MedlinePlus Currently I have about $ 15,000 in loans ( $ 3,000 of which is the Perkins , with the remainder in loans and unsubsidized Stafford ) . I understand that certain loan programs have systems where work or volunteer for a while after graduation (eg , two years ) and cancel their loan debt ( Perkins can get one of these programs with this system ? ) . MedlinePlus MedlinePlus If I consolidate my Perkins with my Stafford loans , which will take away my chance of getting my Perkins loans raised through their system? And also , that consolidating my unsubsidized Stafford Subsidized Stafford with my change the rate of return on investment ? MedlinePlus MedlinePlus Thank you ![View Answers]
In VT, leading up to divorce, should I consolidate debt?0Patsy2012-10-19 08:09:20
I have credit card debt in my name I want to pay with a bank loan . But I am about to file for divorce in Vermont , and I wonder if this will make it more difficult to get the debt shared by my soon - to-be -ex . The letters are in my name only, but the debt is more than half of their charges . Since it is a joint property state , which supposedly could be asked to take responsibility for half . MedlinePlus MedlinePlus But even if I get him out as responsible for half of the debt in the divorce papers , I do not understand how the liability is transferred to me. Is poor , what if you can not pay ... What I just fall to pay to end anyway ?[View Answers]
I am trying to consolidate my credit card debt without being a homeowner, what are my options ?0Brandon2012-10-19 06:33:20
I owe about 11,000. My FICO score is good and none of my accounts are delinquent . I want to keep my FICO score as best you can , consolidate my bills to reduce interest and pay faster . I can not qualify for a personal loan because of my credit card debt ratio , and not owning a home. It is the consumer credit consolidation better than debt settlement ?[View Answers]
Under what types of circumstances would you turn them down?0Nina2012-10-19 06:22:03
Credit card companies are offering to consolidate your loans so that you can pay over a period of time . Under what circumstances would you take this kind of deals ? What types of circumstances that do not ? Do you think your lifestyle will change because of this consolidation , particularly their willingness to spend ?[View Answers]
Personal Loan with Credit Score between 600-640?0Danijel2012-10-19 05:46:04
My credit scores range from 600 to 640. I'm wanting to consolidate some of my bills and thinking of a personal loan . I had a bankruptcy approximatly 5 years ago and I've been at my job for 7 years . I have no warranty left. Is this a possibility or just wishful thinking ? Does anyone have any suggestions on where I should go . I do not want a lot of queries added to my credit report , so you really only want to apply once or twice . I would like 5000 but really needs about 10,000. Any help will be appreciated .[View Answers]
I am looking for a loan that I can consolidate my bills?0Sunny2012-10-19 05:31:41
I am looking for a loan that I can consolidate my bills I need at least 15,000 to cover my deb .[View Answers]
Who would I see about consolidating my loans?0Sushmitha2012-10-19 05:13:19
As I get out of debt sooner rather than later .[View Answers]
How can I get a personal loan post bankruptcy?0coy2012-10-17 03:01:19
I'm looking to get a personal loan to help consolidate some high interest short term loans that I took against me through some tough times . ( I am looking for about $ 3000) went through a very difficult situation and I'm trying to get back on my feet . Where I can go for a personal loan which will consider my request even though they have had a bankruptcy ? My bankruptcy was discharged in April , so it's pretty recent . I know my credit score shows recent difficulties I went through and it's bad . But I feel I do not really reflect my ability to repay the money you borrow . I had been current on all my bills until the stars aligned and did everything that could go wrong . I want a chance to repay a loan and rebuild my credit and get rid of high interest debts .[View Answers]

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