bad credit car loans

Answers
Asked by
Updated
Getting really frustrated with mortgages!!?1jenika2012-11-05 01:30:02
Ok , so I'm a sailor and trying to buy a house . I had really bad credit , but recently paid all my debts in full . I was told that to qualify for a VA loan do not need anything in collections and my credit score lower than a 620. Well , as I said recently paid all my debts in full and my lowest credit score ( Experian ) is a 649, the others are 655 and 660. So I showed up again and now they tell me I have too many delinquent accounts and inquiries too ! What do I have to do , or how log I have to wait to apply again ? I also just bought a new car, which is where a lot of the research are , checking interest rates around good . Any advice would be appreciated .[View Answers]
Should i be co-applicant on a car loan with my cousin?1Shefali2012-11-04 15:18:02
my cousin has a bad credit score and he can not get a loan for a car . he asked me to be a co - applicant. i want to make sure im not making no mistake and screwed my credit or myself .[View Answers]
Unforgiving credit company - how.....?1LaNasha2012-11-04 09:39:02
I have a question about how you may be able to get something out of my credit card , or at least have stop misinforming . MedlinePlus MedlinePlus This is not a dispute of my name or dates or anything - all that information is valid . The problem is that in 2000 I took out a car loan and for more than two years to make the payments on time without problems , then I sold the car to a friend to take over the payments , even for me. She went through difficulties and was 30 days late a few times and 60 days later a couple of times , then she was able to pay the entire loan of more than three years earlier than necessary - . So the account has been closed since 2003 MedlinePlus Still though , this is affecting my credit score . On my credit report account status is closed and paid as agreed. They have all their money , including interest and late fees , was late a few times . MedlinePlus MedlinePlus I think the credit bureau is as ruthless and standards are set at levels unreasonable . I have not been late for any bill for about 8 years and I'm still paying for this as a negative on my credit report! What is hurting my chance to buy a house . MedlinePlus Does anyone know how I can fight this? MedlinePlus MedlinePlus MedlinePlus MedlinePlus[View Answers]
Is it better to close a credit account or leave it open, once it's paid off?0Tina2012-11-02 11:04:02
Two are credit cards ( a limit of $ 200 and a maximum of $ 500) and the other is a $ 600 line of credit with a bank where you do not have a checking or savings account. MedlinePlus I have a bad credit score and one reason is debt to income ( but that's really b / c of student loans and two car payments ) . MedlinePlus THANKS ![View Answers]
Why can't I get an auto loan with a co-signer?1please advise2012-10-23 06:43:02
I'm trying to buy a car , but the car dealership can not seem to approve me for an auto loan . My credit is bad (480 results ) , but I have a co-signer with good credit (750 score ) . Why are not yet able to pass me?[View Answers]
Am I crazy, or would you do this too?0English2012-10-19 19:29:54
Last year at this time my wife, 2 year old daughter and I lived in a house that was upside down on. We had a large payment and had a job you really do not pay well. She discovered she was pregnant with our second child in June. I worked full time and went to school full time on my way to earn an associate degree. She was a homemaker. We were struggling and it had very little direction. MedlinePlus MedlinePlus Sometime in November, came up with the idea of ​​us selling all our stuff, quit my job, and away to school at a major university. At first it seemed crazy and impossible. I started selling our stuff and put the house up for sale. On Janurary were in a car and pay off some debts. In February, we moved to the house of my wife's grandparents to save money while we waited for our house to sell. After several months, still no luck in the house. So negotaited return it to the bank, and not affect my credit. I know it sounds crazy, but it happened. I was recently accepted to the university, and have a home in the school where parents can live with their children. My wife and I are going to the two full-time, paid mostly by financial assistance, and some student loans. They have long work either. It will be great to not have the stress of a job for a while, and just get to focus on my family and school. Many things have changed for us last year, I have to thank God for all that. Would you be scared and sell everything, leave work and return to school with two kids? If you are unhappy with your life, why not do something different? If we do not act now, I never will! Good luck and God bless MedlinePlus MedlinePlus BTW: I have 26 years, my wife is 25, my kids are 3 years and 4 mo. When we graduate we will have about $ 15.00 in student loans, not bad for two degrees of BA.[View Answers]
How to get a car loan with very bad credit military veteran?0Lady2012-10-19 18:21:49
Getting a car loan with bad credit military veteran ?[View Answers]
How high can the interest go?0Interactions in english(jkbose )2012-10-19 17:16:08
How far can the interest rate for a car loan will my credit is really bad ![View Answers]
I have found out how much money worries he has now...?0Jamar2012-10-19 16:26:28
Hi all, MedlinePlus Last week I sent a message here are my partners money problems and I did not know how much was really up to the eyeballs so to speak . MedlinePlus Well , the weekend just gone , prepared a spreadsheet with all exceptional , and I can say I was totally shocked to see what was in all. MedlinePlus It has 6 credit cards, totaling around[View Answers]
Since , I've paid of all my federal loans, How can sallie mae garnish my small wages for Private loans?0janeile2012-10-19 15:27:07
What is the worst ? MedlinePlus MedlinePlus 1. ) I have no property , you probably will not be for all my life and I will not have my own "family " and such, and live in a city, no car needed. MedlinePlus MedlinePlus 2) I have no credit cards MedlinePlus MedlinePlus 3. ) I have my own home , I work but I have no home , so it has no official address . MedlinePlus MedlinePlus So what Sallie Mae private loans can do? I paid and all my federal loans and Stafford loans and government . MedlinePlus MedlinePlus I'm semi - homeless, so my options are pretty limited I'm not sure how I can bring to the court that has no direction.[View Answers]
I need a list of lenders that will loan a home mortgage to someone with a credit score between 545 and 550?0pie2012-10-19 14:05:04
I make 48k a year. The circumstances that led to bad credit is a payment in 60 days last car happened two months ago . The car has been paid. Credit cards are near the top , but always pay on time . Please only respond with a list of possible lenders thankyou .[View Answers]
Help me get out of poverty.?0naveen2012-10-19 14:01:37
Hey there. So to start I will just give a back ground on me. I am currently 24 years old. No parents have had since I was 13 years ... my mother died and my father became abusive. I lived in my car from 16-18. I skipped school a lot when my mother died for my grades were so strait 'A' to miss out on scholarships for my own stupidity. I was once in the army, but I made a stupid decision to leave to be with the person who helped me out ... my grandmother and will be by her side while she was on her deathbed. It would not let me back in. I wore almost all the tests I've taken if it was the ASVAB or college placement exam. I went to ITT Technical Institute to further my education in computer networks. It was the worst mistake of my life as my teacher knew less than me. Now I can not get student loans until you pay the ITT. He sits at $ 6,000 for a semester of my time wasted. Along with the medical costs of an accident at ending someone behind me. I'm currently in $ 15,000 of debt. Had a much better job than I was fired from myself when I got into a newer truck that is pretty hard to keep up with the payments now earning the minimum wage. My credit is shot. I've managed to go from homeless to get a car, get a place of their own, and maintenance of these bills and stay alive. But I have no family left, I never had a child hood, and have not had any guidance from the age of 13. Currently working for the state for minimum wage and I know I can do much more. I'm tired of wondering if I'm going to eat the next day. Often eat once every two days. I make about $ 17,000 a year working full time. I have succeeded in getting a second or third job so far. If anyone can show me the light at the end of the tunnel. I am absolutely fed up with the monotony of work and feel at home. I want to do something with my life. I want to be able to make more than $ 30,000 and be able to provide for a family one day. I know the food will be available. I have read that the investments are large ... but when I make about $ 1,000 a month and my bills are about $ 890 a month you can hardly see anything. I see it every day in my office for people lazy to do anything but collect unemployment, food stamps, and every other assistance provided yet making no attempt to do something to change the current situation. I know there must be a way out of this impasse. I will not quit, if anyone has any positive response would greatly appreciate it. I want more from life than fighting. I've done all my life and I know what my potential is ... much larger than what I have bound in my days of youth and immaturity. I am very grateful for your time and all the wisdom to help me change my life. Thank you.[View Answers]
The irony in politics?0kesiha2012-10-19 13:35:58
Tease a " redneck " who wants to marry his sister , support gay marriage . MedlinePlus Keep alive and throw the criminal ' fetus ' MedlinePlus Occupy Wall Street , but stay out of bad neighborhoods . MedlinePlus Constantly complain of oppression , and accuse me of being white . MedlinePlus Exclaim that corporations are bad , and answer this question from his holy Apple product . MedlinePlus Preach on equality , while trying to steal the success of others because of envy . MedlinePlus Stay mad at greedy banks and Republicans while you go out and get in debt up to their eyeballs with 200,000 dollar loans luxury , $ 600 car payments , smart phones and credit cards . MedlinePlus I got more and more . How about some personal responsibility ? MedlinePlus MedlinePlus Of course , do not expect any liberal to be open minded . They will see this comment as a personal attack and go into defense mode . MedlinePlus MedlinePlus By the way , I am not a Republican .[View Answers]
Is there something I should know about my credit?0MS. HERR2012-10-19 13:10:52
Well , I've never had anything that would affect my credit at all : it is good or bad . I've never had a credit card or a loan . All I can ask is denied . My car insurance is sky high , and my driving record is not really that bad . $ 20 a month just for liability! ! I can not even get credit cards with huge interest rates ! I tried freecreditreport.com , but say that I have a credit score because they have no history . What should I do ? Who do I talk to?[View Answers]
What could he do in this case? will he go to prison? (failing to pay taxes?)?0angel flores2012-10-19 13:05:44
ok so here's the story of a friend who fears the worst . MedlinePlus MedlinePlus He owned a company (which has to do with loans and real estate ) and had plenty of money of up to $ 150,000 in the bank . With that money, opened a bar / restaurant and quit his current job. MedlinePlus MedlinePlus Of course, he believed it would be successful with his new pizzeria. MedlinePlus MedlinePlus Now he owes the IRS over $ 200k + MedlinePlus MedlinePlus due to the economy and other factors of your credit score once good is now at worst MedlinePlus Hes also said he really regrets this opening and leaving his old job . MedlinePlus MedlinePlus His house was repossessed . Their vehicles recovered , and lives alone ( now divorced ) MedlinePlus MedlinePlus He does not even have enough money at times and almost every month the debt continues to rise . MedlinePlus MedlinePlus He has not filed taxes for 2 years. MedlinePlus MedlinePlus Spend more money , then you really make money, not himself in well ! MedlinePlus but in the inventory of restaurant ( food , meat , beverages , beer , and several other things sold there ) MedlinePlus It even has to borrow money often their friends to pay the rent . MedlinePlus MedlinePlus He is thinking about suicide because his life is a total mess ... MedlinePlus now MedlinePlus Do you have any options ? if so what? MedlinePlus MedlinePlus I really want to pay them but theres nothing to get the money ?[View Answers]
Why does my friend make the right moves in the dumbest ways possible?0Marpaq0072012-10-19 11:53:30
Ok my best friend is a friend I've known since I was in 7th grade, he and I were in the youth group from our church and from the same school and the neighborhood, we're both 30 now so its been for many years. Over time, though my friend has made some very gentle movements while achieving / treat the great prizes of life. He is married with a young son, but only married, while his son was a little boy, but if he was down to his wife now have a child, why not marry early? The other thing is, if I hit in college in the first place was to not one but three schools over six years and must have had the worst advice ever since despite all claims that just took a lot of randomly different computer technology. courses and took a crapload of student loans to attend for so long, and all for nothing, because none of you have pieces to a degree that could do with with. He has also regularly been unemployed for 2 + years to save for incidental work our other friend gets into what is very succeptable to customer demand. He seemed to want to impress the neighbors where he lived for a standard apartment which was not good enough for him, he had to spend almost worthy of a mortgage payment of money living in the apartments 'luxury' cousin, only to have to rescue in less than a year and move himself, his wife and son at his parents' house only to do this again and again 3 or 4 times. He also had a good old BMW that ran fine until packaged in maintenance, it would have been expensive, until the element is neglected other systems get really bad as well and eventually donated his car in one of the give-us- your-car charities. His dad lets borrow his truck while doing the extra money to support his family in moving furniture, but left the GPS unit on the dashboard at night just to have someone break into his father's truck and steal it, but he did not even file a police report was stealing even get insurance to help with repairs and replacement of their stuff. MedlinePlus MedlinePlus He is my best friend, but as he moves makes me want to scream and shake the hell out of it sometimes. I try to politely offer tips and advice on how to do things better, but its hard to get my friend to listen to advice, the closest I can handle things is to suggest that ignores, waiting for bad things entangle and then returns the 2nd Once around the nails and easily c / o my advice. We are both 30 years I guess I would have picked up a few tricks for now.[View Answers]
Repossesion laws in tn?0Tell2012-10-19 11:34:15
we got a loan for my mom to get a car cuz your credit was bad and the car is in your name loan is ours, but we have a lein on the car , so I was late almost every month and its hurting our credit we could legally repo the car or not[View Answers]
Are there any financial advisers out there, who do I pay back first?0Marcelle2012-10-19 10:46:55
I'm about to start a new job in a week and a half . I'm behind on my bills and I do not know to start paying first. MedlinePlus MedlinePlus I have a personal loan ( $ 8,700 ) , credit cards ( $ 5,500 ) , and a car payment ( $ 2,500 , which is $ 230 per month ) . I'm about 3-4 months behind on all of them and my bank account is $ 300 overdrawn ( ugh , I know , very bad ) I think Citi , that's what I have the personal loan , is trying to sue. MedlinePlus MedlinePlus What should I do ? ( I'll only be making $ 13/hr and work 32 to 40 hours a week , and I live in Maryland ) MedlinePlus MedlinePlus And those who are thinking smart comment ** Do not bother , do not judge people you do not know what struggles they have to deal with day to day, thanks .[View Answers]
Best Tax/Earnings Strategy?0MACROECON2012-10-19 09:21:53
I was hoping to gather some opinions / advice for a good tax strategy considering my position: MedlinePlus MedlinePlus I was out of work (not collecting unemployment) during the last two years prior to March 2011, due to some very serious health problems. In March, fortune suddenly turned in my favor and I got a lucrative deal for a solid 9 months in CA (and no doubt will end in November). At the end of the contract, I do around 105K (more than I've done in a year x3!) ... so I wonder how to best handle this sudden influx, knowing that I will be taxed pretty hard as an independent contractor. MedlinePlus MedlinePlus My opinion is that it is not necessary to make estimated tax payments and had no income last year, so you should save the penalty, and I, of course, I understand that I can deduct certain food, car rental, hotels and deductions like. MedlinePlus MedlinePlus What other good things I can do with this money to help minimize or maximize tax either my winnings? Actions are not an option for me, so that is out ... but other than that, you should definitely make an IRA (type? amount?) CDs? Another? ... or maybe just go ahead and pay estimated anyway? A freind suggested it was a good time to update any electronics that can / are used in business and deductibles (computer, phone, printer). I'm not sure ... I've also already paid for my credit card debt to almost nothing. Still I have some old school loans, 5% to treat. MedlinePlus MedlinePlus Thanks for all the suggestions seriously. I am a single taxpayer, currently without health insurance, so going to see that too, and just mentioned in the event that also helps as a fiscal strategy. I have hopes of staying ahead of the game for once. I'm coming off a pretty bad decade.[View Answers]
Should I spend money I don't have (line of credit) or save my money as much as possible?0SadRebel2012-10-19 09:12:07
I've been working my a ** off for the last four years earning my degree and I have recently been accepted into medical school that all begins this fall. With my current budget , you can make ends meet without being in any debt . I live in Quebec , so tuition is extremely cheap . MedlinePlus MedlinePlus Theoretically , I could go on doing the same thing over medical school and avoid being in any type of debt . MedlinePlus MedlinePlus After a visit to the bank , which have been approved for a credit line of medical school , and for those who know , this is a ridiculously high amount ( $ 150,000 ) . As you might think , I'm very tempted to spend some of that money on luxuries like a car . MedlinePlus MedlinePlus My dilemma is that I do not want to get into debt ... I worry that they just lost control , and although it will make enough money to pay for it in the future , I feel uncomfortable because the bank that amount of money . MedlinePlus MedlinePlus On the other hand , I've been working very hard , and I feel like I have to have a little fun . A little debt can be so bad considering that time pay when he is older . The bank probably would not have given the loan if he did not believe that I was unable to pay , right? MedlinePlus MedlinePlus The other students in this type of situation? Doctors who are now older and perhaps have paid some of your student debt , please share your experience . MedlinePlus Please help me make a decision . MedlinePlus MedlinePlus Thank you ![View Answers]

Ask New Question about bad credit car loans  

  • You are not logged in,answer will be Anonymous.Set Nickname | Sign In | Sign Up
  • tags separate by ','
  • Shortcuts:Ctrl+Enter

bad credit car loans

Latest Questions