# What is my interest rate if I am paying $170/month interest on $23k debt? related questions

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What is my interest rate if I am paying $170/month interest on $23k debt? | 2 | chen yeng | 2012-09-10 06:25:02 |

this is for my credit card debt . MedlinePlus MedlinePlus Would it make sense to get a consolidation loan ? What is your APR ? | |||

Should I prepay property tax or pay it month to month (interest rate math/accounting)? | 0 | Function | 2012-08-13 22:32:02 |

Hey. I am debating if I prepay my property taxes on January 1 with a 4% discount or pay the full amount on a monthly basis (the 15th of each month). I can set up a spreadsheet in Excel such as the use of these numbers: total amount of property taxes = $ 3,600. Property tax discount paid on January 1 = $ 3456. The alternative is to pay $ 300 per month, by day 15. I have simplified the calculation of interest on the loan almost, and came up with an interest rate of 8% by paying monthly . It is this way off base ? Actually , just check with an online loan calculator , and looks like a 4% discount is approximately equal to the signing of a loan of 7.6 % paid monthly. If you have any ideas , I would appreciate . I would appreciate any explanation of this problem. | |||

What interest rate should I be paying for a small business loan? My credit is A+. I am currently paying 9.5% | 0 | Charu | 2012-08-06 08:44:02 |

What interest rate should be paying a small business loan ? My credit is A +. I am currently paying 9.5% | |||

I need a new car and have to lock my interest rate on my condo this month.How should i proceed? | 1 | jgb | 2019-04-07 20:13:05 |

I got into a car accident in late February . the car was totaled and I will be getting almost nothing for it. will be impossible to get to work if I did not buy a car later this month . However, I have been in custody in a condo (new construction ) and will probably have to fix my interest rate this month . What is my best plan of action ? My instinct tells me not to get a car loan / lease until after my housing problem is squared away . MedlinePlus Suppose also that I'll be fine financially (debt to income rates well and I'm fine with the mortgage + car crash ) . my concern is to get the lowest rates on both items with my credit score without having to sacrifice for any of them . MedlinePlus 1. I can buy a car ? After I lock my rhythm but before closing without affecting my mortgage rate ? Does the bank pull my credit again during the mortgage process ? MedlinePlus 2. Should I wait until the day after near buy / rent a car with the hope that my mortgage will not show for a few days / weeks? MedlinePlus I want to know the best time . thank you! | |||

Should we refinance from 6 1/8 interest rate to a 5.5 interest rate on our 30-year fixed rate loan? | 4 | tim | 2012-11-05 22:16:02 |

the value of the house : $ 600,000 Loan Amount : $ 477,000 Our loan officer said it's worth refinancing if you get a rate of 5.5 % or less. But we have no cash for closing costs of $ 5,000 ... suggested making a seprate HELOC to cover closing costs . Is this worth it? Or should we continue our 6 1/8 % rate ? | |||

My loan has 2 rates: Annual Percentage Rate & Interest Rate- I thought I would only be charged the interest!? | 0 | b rad | 2012-11-05 18:37:39 |

I have $20,937.01 in credit card debt. I know, I know, I really did myself over. My interest was off the charts on 3 separate cards, so I applied for a personal installment loan and received $20,000.00 at an interest rate of 6.99% over the course of 60 payments at $437.34 each. I have NEVER taken out a loan before and I tried to listen attentively and ask as many questions as possible in order to fully comprehend all the details, but I was never told about an Annual Percentage Rate of 7.223%, which I can now see on the paperwork I was given to take home with me. I am very confused. Why are there 2 rates? How is this decided? How much am I actually going to pay in interest then? I would really appreciate some insight. Thanks so much! | |||

Is prime interest rate or Laibor interest rate better when colsolidating private student loans? | 0 | lorie anderson | 2012-08-22 06:51:02 |

I consolidate my private student loans and in some places have a prime rate and others have Laibor inerest rate . What is a better choice ? | |||

Will all the federal interest rate cuts happening lately effect my student loan interest rate? | 0 | eagle | 2012-08-25 04:44:02 |

Or I can consolidate what they do ? MedlinePlus MedlinePlus thanks | |||

I have an unsecured loan with PNC bank that is charging me an absurd interest rate and the 5 year, month..? | 1 | Harry | 2012-10-06 12:31:08 |

Anyway , I have an unsecured loan with PNC Bank and a loan of 5 years and monthly payments are about $ 600. The interest rate is ridiculous and I have called several times to download and custom . What I can do? I just bought a house, so I thought now I will be able to get a secured loan, but I do not want to work with the PNC. Are there any other bank with a lower interest rate that I can change my loan ? | |||

Sabrina purchased a dining room set for $2,390 using a 12-month deferred payment plan with an interest rate of? | 5 | rabiyah | 2022-09-27 18:24:41 |

Sabrina bought a dining room set for $ 2,390 with a 12-month deferred payment with an interest rate of 24.28%. She made no payments during the deferment period. What will be the monthly payment Sabrina as if she must pay the fixed dining within two years after the period of deferment? MedlinePlus MedlinePlus A. $ 161.12 MedlinePlus MedlinePlus B. $ 126.64 MedlinePlus MedlinePlus C $ 99.58 MedlinePlus MedlinePlus D. $ 136.55 MedlinePlus MedlinePlus Selma bought a dining room set for $ 2,320 with a 12-month deferred payment with an interest rate of 21.92%. She made no payments during the deferment period. What will be the total cost of the dining set if she has to pay the fixed dining within two years after the period of deferment? MedlinePlus MedlinePlus A. $ 2882.88 MedlinePlus MedlinePlus B. $ 5379.84 MedlinePlus MedlinePlus C $ 3586.56 MedlinePlus MedlinePlus D. $ 2,320.00 MedlinePlus MedlinePlus Susannah buying ski equipment at $ 978 with a six-month deferred payment. The interest rate after the introductory period is 21.45%. An initial payment of $ 150 is required, and a minimum monthly payment of $ 75. What is the balance at the beginning of the seventh month if only the minimum payment is made during the introductory period? MedlinePlus MedlinePlus A. $ 470.87 MedlinePlus MedlinePlus B. $ 920.87 MedlinePlus MedlinePlus C $ 845.87 MedlinePlus MedlinePlus D. $ 487.69 MedlinePlus MedlinePlus Frank bought a $ 14,870 car. He made a down payment of $ 1,640. He requested an installment loan of five years with an interest rate of 9.6%. What is the total cost of the car after five years? MedlinePlus MedlinePlus A. $ 16,297.52 MedlinePlus MedlinePlus B. $ 18,350.00 MedlinePlus MedlinePlus C $ 16,710.00 MedlinePlus MedlinePlus D. $ 14,500.08 MedlinePlus MedlinePlus Kate bought a washing machine in a rental of $ 875.63. Makes 12 monthly payments of $ 88.38 with your credit card. The rental center charges $ 2.50 for each purchase made with a credit card. He also had to pay late fees in the amount of $ 45 on four different occasions. What is the total cost of the machine? MedlinePlus MedlinePlus A. $ 1060.56 MedlinePlus MedlinePlus B. $ 1090.56 MedlinePlus MedlinePlus C $ 1270.56 MedlinePlus MedlinePlus D. $ 1240.56 MedlinePlus MedlinePlus Elliot is graduating from college in six months, but will need a loan in the amount of $ 4,850 for his last semester. Or you may receive an unsubsidized Stafford loan, with an interest rate of 6.8%, compounded monthly, or their parents can get a PLUS loan, with an interest rate of 7.8%, compounded monthly. The Stafford loan has a grace period of six months from the time of graduation. What loan will have a better balance and to what extent the time of repayment? MedlinePlus MedlinePlus A. The Stafford Loan has a higher balance $ 148.03. MedlinePlus MedlinePlus B. The PLUS loan has a balance of over $ 51.84 in. MedlinePlus MedlinePlus C. The PLUS loan has a balance of $ 259.64 higher. MedlinePlus MedlinePlus D. The Stafford Loan has a higher balance $ 327.01. | |||

Can the rate of Penal Interest be more than the normal interest rate for personal loans? | 0 | cheerlovee | 2012-11-03 15:15:42 |

Is the comparison interest rate the same as the effective interest rate for a loan? | 0 | Mrs. T | 2012-11-03 18:29:59 |

For home loans, are they the same thing, or am I missing something? |