Is there a way I can qualify for a car loan when my credit profile is still thin? related questions

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Is there a way I can qualify for a car loan when my credit profile is still thin?2sherkyra2012-09-03 04:05:02
I have good credit (750) , but I recently tried to apply for a credit card company and was denied because my credit profile is too thin . Right now I'm making about $ 2500 a month , but I'm a massage therapist , so I pay cash directly . I want to buy a car , something reasonable , but I have fear of applying for a car loan and get denied , do not want this to affect my credit . How I can make sure that a lender would recognize the money I'm making now ? Or is this all just a matter of time , as my profile is too " thin" at this time ? What would my car loan application judged?
Mortgage Help for "thin file" little credit?0Alania2012-09-09 02:06:04
I have 19 years and my girlfriend me getting married and want to get a house they both work full time that i make about 15000 and 25000 each year is also want your mom to move in moving 12,000 a year to help with the mortgage. My girlfriend has bad credit due to no health insurance so you have medical bills and the city lived in profits in the left anterior direction of six years in one place so that she has thousands owed to public services and mom is in the same boat. Now I'm a full time student in college I work hard like my girlfriend and I want to be able to get a house. On paper I do very little, but I have only good credit with my car payment that has been paid on time for 10 month life of the loan is 2 years (total $ 2500) although I am saving and will have paid off by February and although the only thing on my credit is my student loans (totaling $ 8250) which I am on good terms with, I know all this because I checked my credit report, but not my credit score because it costs money and I don 't have a credit card but I also requested a Discover card and has rejected my credit controls were only two times when I was looking for a car and my bank twice trying to get credit in the protection project and my car loan one has a co-signer. I'm not living with my father, but the rent is not my name all invoices are fine, but only from July this year. The market for the house I live we could get a good home for about 50,000 would not be able to make a large down payment but want to take only a ten-year loan and could afford an interest rate of up to 9 %. We have heard we will extend the 8000 first time home buyer tax return until April of the following year, which would be good for the house payment early, but would really like to be in a home by next summer and 8K would good too, but the things I do to try to get this accomplished. Could I get a credit card with an annual fee and balance payment is always a good idea because I thought the cards you have to pay for that are scams or not reported to credit bureaus and how I can get pre-approval and this would be a good idea at this time or would be a waist of my time and make my score worse?
Thin capitalization (accounting - tax)?0Ange2012-08-14 12:20:03
Suppose shareholders loans are considered equity under the concept of fine company , 1 . What tax consequences result in the payment of interest? 2 . on repayment of principal ?
Do banks create money out of thin air?0Rahul2012-11-05 14:07:32
When you get a home loan, does the bank simply create this money out of thin air? Or did they already have all of that money on their books? I almost went through foreclosure and the customer service lady from the bank made me feel really guilty for trying to back out of money I borrowed from them. But if they simply created that money out of thin air then they have no right to give me a guilt trip over it. Actually, if they created the loan money out of thin air, and I foreclosed on the house, then they would gain possession of the home for free. So why would they even try to make me feel guilty about that? Please source your information on how banks create loan money.
Are Dun & Bradstreet and Experian Business Credit important to your business credit profile?0armani2012-09-29 10:16:03
D & B ( Dun & Bradstreet ) has become a much talked about report credit institution . But his antics are controversial , and it has been argued that often have a reputation for small business credit hostage for fees . MedlinePlus MedlinePlus Experian Credit business is now on the scene and it is actually a credit reporting agency fully regulated , unlike D & B. The difficulty is finding a lender that reports to Experian business credit . MedlinePlus MedlinePlus My answer to this problem is the standard deposit lending offered creditloader dot com . Please review and let me know your feedback .
Have a register business but don't know how to write a company profile and how to get bank loan?0Jodine2012-08-12 12:55:02
Hello , I need help on writing a profile of the company. Start small , I can use my house as an office. I am from Singapore , which has a record company for which I am doing the import and export. I want to do something great and I have to write a company profile do not know how. I also need to know the requirements for a bank loan. I have a problem, my partner is out of Nigeria as Nigerians bank as partners do not seem willing to lend .
Re: Geeetech i3 Pro B Acryl PrusaSlicer Profile0run3donlineaz2022-05-12 01:23:42
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Creating the Perfect Online Dating Profile?0Famous 52012-10-07 18:49:55
I know a lot of people that have formed lasting relationships online . Personally , I have always been reluctant to try online dating . However, now that I'm in my 30s, workaholic interest (student loans ) , and have lost everything , but in the club scene , I decided to give it a try . I completed my profile description and uploaded a couple of photos a month ago , but I have not been getting positive responses . Not to sound presumptuous , but I consider myself a little above average in terms of physical appearance . So the only thing that can be attributed to the lack of positive responses would be my profile description . I hope I can get some good advice on how to write the perfect profile description . What women look in a profile ? Dislikes ? What I can put in my profile that would make a woman really wants to answer . What should I include or leave out when writing about my ideal partner? SWM 'm in my 30s . I'm looking for specific answers , not general suggestions .
Can I join Army reserves or Nat Guard with this profile?3Vonsell2012-08-20 15:50:04
Does anyone have a look at my profile and let me know if you qualify for a position within the reserves or National Guard as a 09L interpreter / translator. Let me know if there may be problems after enlistment - and what to expect if I am bound by contract, without hope of entering the program. - Age 38 - Male - Caucasian - married without children - Permanent resident in the state of MS - Excellent fit, very active - BA degree (Psychology), high school diploma from hometown - Ten years working as a consultant for oil / gas company's contract management and competitive intelligence, experienced offshore - Proficient in English, Portuguese (semi-proficient with speaking / reading Persian / Arabic) - Eagle Scout, avid hunter / outdoorsman - Set own / operate small businesses in the town (the financial health) - Owner / homeowner with no significant debt (mortgage + 1 small credit card) - Currently student loan rehabilitation - Conviction -> misdemeanor possession of marijuana / paraphernalia concealed weapon + (August 2000 - North Carolina - family vacation) - awaiting forgiveness through North Carolina government - Two traffic tickets + load drivers license expired -. No history of drugs post-August 2000 - Solid family ties (. No divorce, abuse, etc) Not sure if I'm leaving out the details (you can add if necessary), but that's my idea immediately. My biggest concern is to obtain security clearance for this position, more to get a seat at the language school if I am approved through testing, etc. .. I am also thinking to apply for a position that requires a secret security clearance with a government contractor, completing the term of the contract and perhaps recruit before turning 40 next year. This may give me more time to review in my Persian / Arabic and be more specific dialects. Possible for me to be able to go all the assets in one year from wife to finish school and have ability to move
Ladies: How important are the Financial aspects of a gentleman's profile to you?0tiffaney2012-10-15 07:45:45
The old question is "what do you have to offer?" But that question goes back to the days when more single women lived with his parents and worked part-time in support jobs anyway. Women today are not only help themselves, are part of a team live situations and many married women are either the sole breadwinner or income earner married couples with or without children. MedlinePlus How importatnt are the financial aspects of the profile of a gentleman to you? When casually ask a guy on the first date "what do you do for a living" is doing the mental calculator? How long in relation to me? What are my friends and family will think when I introduced him and he says he does this and that? MedlinePlus Currently I am in a situtation where I left my last full time job to find a job in a small business that failed. I tried to go back to my former employer, but it was a union job and I could not re-hire due to union concerns. Since then I have been trying to get my own business going as well as an income supplement through my temporary work. After working in various offices, I managed to get a job in the call in a retail store. I'm busy right now with Christmas sales and many of the people who take time off permanent end of the year. MedlinePlus I am well educated with both bachelor's and master. I grew up in a middle class environment. My family helped me through undergraduate and I managed to work for employers who provided for my college education. MedlinePlus Apart from the credit card debt rating, otherwise I'm debt free. No student loans. Car has paid. I do not own a home, but they get support myself living in an apartment. MedlinePlus My current girlfriend and I have been dating for about two years. We are both divorced and sees neither remarried. She has no children. I have two children from my first marriage that I have visit. MedlinePlus Recently we had a fight over money. She likes to go out to dinner with friends at expensive restaurants and expected to pay for us when we go out with friends. Otherwise, split the cost of dinner and drinks. MedlinePlus Lately she has been having a bit of "Eat, Pray, Love" moments after facing economic problems with me. She is saying things like: "I just want to be alone" and "is different for women." Like Julia Roberts character, I have a suspicion that she wants to flee to Italy right now.
Can my wife and I qualify for an FHA loan with her good credit and my poor credit history?0Benjua2012-10-12 06:38:48
Our combined gross income is $ 120K ( do 70K ) . Student loan / car loan amount to about 45K total right now ( $ 750/monthly ) . Your score is in the low 700, mine, unfortunately , is in the top 500. Recently paid all outstanding debts on my credit report . Can we get a good loan ?
Do you think I could qualify for a car loan with no credit?0kool4life2012-09-27 07:52:03
For a 2011 or 2010 ford focus .. its says something about a refund , so I guess the price of the car is some $ 15,000 . I have $ 2,000 for a down payment and employment in the Olive Garden . If so .. How much my payments out there ? Im going to the dealership tomarrow ..

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