What will happen at my CCJ court hearing?

Answers:3   |   LastUpdateAt:2012-10-09 17:32:04  

Asked at 2012-08-18 17:21:29
I took out a loan to Company X in joint names with a former partner. I repaid by a
, while no problems. A while later, due to the increasing debt of others, went to a debt replayment plan was all in my name.They agreed to a payment structure with all debtors, including the company X.
I have returned for a while without problems.

A while later chnaged my circumstances . New couples , marriage and children. For three months, during a change of the transition that much make reduced payments for three months.

Company X submitted a CCJ against me. I responded with a defense claiming only half because it is in both names.

Now, as usual, the case will be heard in court. I realize, but because of the response from X to the court that I am also responsible for the entire amount not just half . Just
. Since receiving the CCJ I managed to get back on track with the lower payments and have been paying a fine for 4 months.

But what will happen in court? I'm worried. Will they make uncomfortable questions ? Tips ! !
Answer1claudeAnswered at 2012-08-30 02:39:16
You said that during the three months that has made reduced payments - was this in accordance with company X ? Did you miss any payments after making a payment arrangement ? MedlinePlus MedlinePlus If you keep paying then the comapny should not have filed a CCJ against him. MedlinePlus MedlinePlus Do you know where the other parent is and how it can contribute to the debt - which is half of them after all MedlinePlus . MedlinePlus I would advise that you contact your CAB local support you through the court case and work out new payment plans possible for you .
Answer2BrittAAnswered at 2012-08-31 14:32:03
It is surprising that the audience has not been suspended while payments are received from you . ..... unless applied to the courts , while you were paying ( in the last 4 months) , either because the loan is secured by a property and applying for a charge against property or ..... ..... I do not think you're paying enough and want the court otain all financial details ..... or ..... maybe you're thinking about bankruptcy MedlinePlus MedlinePlus Basically , the court wants its financial data .... And as you have been paying ( always ? ) For four months, the judge will not give you a hard time and just make sure you are paying all you can for your circumstances ..... Come debt all day every day ... know that people are struggling and they are not as old fashioned as before , for example they do not blame you for the situation MedlinePlus MedlinePlus You can still consider asking the court to advise you as to the total liability of a joint debt denominated .... basically , you may have already accepted full responsibility for setting the original payment plan for the balance
Answer3Amanda M.Answered at 2012-10-09 17:30:31
will go in your favor because you have been paying the loan will judge your finances and decide on the amount you have to pay the lender must agree with the decision of the judges
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