Student Loans and Credit Score? related questions

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Student Loans and Credit Score?1shweta2012-08-23 23:14:22
I wondered if student loan debt ( SallieMae ) affect your credit score just as credit cards or other loans . I owe the most in student loans, then a car loan and finally the credit card debt . I pay my debt to minimize and maximize the interests of the benifit to my credit score. Does anyone know if credit reports agancies treat all three as a debt or are rated differently, with different weights ?
Student loans and credit!?0lau2012-10-26 07:23:10
I am a recent college graduate last year and has $ 29,000 in private student loans with federal loans $ 23,000 . In a twist of fate , instead of teaching to pursue my degree as planned , go into next March Navy as an intelligence specialist . MedlinePlus MedlinePlus The good thing is that you are returning my federal loans . With AES loans , the minimum monthly payment is $ 313. I have no problem paying and you'll pay around $ 400-500 a month now to help reduce the most . MedlinePlus MedlinePlus I could be working with my father for a loan to pay you the $ 29,000 in total to AES , and I would pay $ 500 per month until paid off . MedlinePlus MedlinePlus If he agrees , it would be the best possible solution to increase my credit score / history I'm assuming , right? MedlinePlus MedlinePlus For the record , I have 8 credit cards , but with no balances on any of them . The loans are my only debt right now. What do you think ?
Help! I'm so confused with my credit score and student loans?0marylou2012-11-04 08:17:36
I took out a small 5,000 student loan this year. $3000 of it was subsidized and $2000 was unsubsidized. Both conditions of the loan say i don't start repaying with 6 months after i graduate. I'm so confused be i want to apply for a credit card and it says my credit and drastically too low, like in the 100s. I'm so confused i don't understand why its so low. Who do i speak to because i don't think the loan should effect my credit score till its time to repay it back. Also if I pay it all in whole will my credit score go drastically higher. What do I do. I'm really confused!
Do you know of any student loans that your credit score is not an issue?7rose -Ms. Sue2012-08-28 23:23:05
My credit is horrible ... REPOSSED my car just ... You need to acquire a loan ... How should I go about doing this ... Anything that will help you ...
Can you build credit score off student loans?1thommini2012-10-15 01:41:02
If I paid more than the minimum payment on student loans , and pay off student loans faster , which could improve or build my credit score ?
Would it hurt my credit score to pay off my $12,000 in student loans all at once?1Sherri Mcgovern2012-11-02 17:17:01
Does it hurt my credit score to pay my $ 12,000 in student loans at once? I have about $ 15,000 in the bank. I've been interested in buying a house sometime in the near future. Since I have the money in the bank to pay the student loan, I do this? Would it be bad or good? I am currently paying $ 250 per month in student loan. I have 26 years old and earn about $ 80,000 ( before taxes) , living at home, paying $ 400 per month in rent.
Do student loans affect your credit score?0Dokie 2012-09-14 12:03:02
I have 65k in student loan debt on my credit report . MedlinePlus MedlinePlus Currently I am current on all my payments and am not in any negative condition with them . MedlinePlus MedlinePlus Will they affect my credit score ? For example if the vehicle and check my credit report will my student loans appear as good or appear at all ?
Does student loans affect your credit score?1Cortney2012-10-22 22:48:54
I've been working on my credit for the last year and finally got to 620 now at 500 , I have recently begun nursing school and that s out of state so I had to take out multiple loans to cover studies . Do you make loans affect my credit score ? not in the reimbursement b / c I'm at school
Can consolidating student loans help credit score?4the prosexionist 2012-10-13 11:00:03
I have a lot of loans , almost 100K as I am doing my PhD . There are several, some 15 individual loans . All credit is another time and make a good living . Loans are deferrment , but the number of individual loans affect both score ? We consolidate them and pay something every month even though they are in support of postponement?
Private Student Loans and Credit Score-?0emmanuela2012-10-26 20:08:32
I'm currently using federal student loans to finance my education , but may run out before I graduate - will therefore have to borrow private student MedlinePlus . MedlinePlus I have 28 years and will not have a co -signer - so what kind of FICO / Credit Score I need to get a loan ? I can not seem to get a straight answer about this to anyone . MedlinePlus MedlinePlus Thank you !
Would it hurt my credit score to pay off my $12,000 in student loans all at once?1John Jacob2012-11-03 10:09:02
I have about $ 15,000 in the bank . I've been interested in buying a house sometime in the near future. Since I have no money in the bank to pay off the student loan, should I do this? Would it be bad or good? I am currently paying $ 250 per month for the student loan . I have 26 years old and earn about $ 80,000 ( before taxes ) , living at home , paying $ 400 per month in rent .
Will Consolidating my student loans help my credit score?1krytstal2012-10-27 04:01:02
I was 6 student loans amount to a total of $ 20,000 from two different companies . My mistake was that I put them in forebarence time I was late about 2 months. One company that cleaned my credit , the other showed that I was late. I decided to consolidate my loans with the company that cleaned my credit. My question is does this help my credit because the company that was the delay in the payment of the loans have been paid and the other I will be current on all my payments ? Thanks for the help .

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