Fender bender - Lapsed insurance on friends truck - but I have insurance on my truck.? related questions

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Fender bender - Lapsed insurance on friends truck - but I have insurance on my truck.?0aaniya gill2012-11-03 22:57:50
I have had a car on "loan" (perminent) at the house, I needed to use it to get to work, as a situation arose where I could not use my truck. 1.5 miles from home, I rear ended the person infront of me, (foot slipped from break) at a yield sign. I was going 5 mph. The vehicle I was driving was a 80's light truck - the grille and head lamps got smooshed. Driver #2 was driving a big huge suburban. pulled over, police came, report was written - it was discovered the insurance was lapsed on my friends truck. CRUD! I let the officer and the driver know that I would be happy to take care of anything that need to be done, so, all was OK. Driver #2 , The officer and I saw no visable damage to her SUV. I said, have it checked out, and let me know. I get a phone call from Driver #2 - with a 750.00 estimate on her bumper. Remember no visable damage. What should I do from here, I have Insurance on my Vehicle, but what if this estimate is for esthetics? Shouldnt her insurance contact me?
I loan my car to a friend and she had a minor fender bender.?3Swetha2012-10-26 14:29:02
The problem is that she did not have her license on her and got nervous and kept going . Later I got three tickets , one for rail crossing impoper , uninsured , and leaving the scene of an accident . Not because I want you to incriminate faces some serious personal problems ... What do I do ?
Bought a truck for my son,no warranty. keeps breaking down.how do I legally get rid of this truck?0at2012-09-25 16:13:02
I have bad credit , car dealer got me a loan for a car for my teenager . worked great, seemed dealer great.Car say is that going to solve any problem , no charge , but something keeps breaking and then start charging me. ? I can legally get rid of this truck and auto - fax loan.Wrong , mileage.And wrong truck over- paid.
Which is better, am i crazy for keeping, and fixing my older car/truck rather than buying new, like my friends?0Tanner2012-10-12 10:21:09
.... wife said I should do? .... I have a '72 Monte Carlo , redo ( I owe nothing on it or my truck ford 83) ... This summer I spent $ 450 on the brakes and jobs carb mount and went on vacation to Virginia Beach (which is my summer car ) ...... in my truck for 3 years i spent $ 3500 on bodywork and painting , has been greased regularly and frame is mint ... in another couple of years , you may have an engine .... yet it is necessary to control the issue ... have insurance and cheap (200 per year per mount) ..... my friend " WIFE " just started a collection of pension and received a loan , which is what the new car bought with $ 23,000 ...... and that does not really go anywhere , I said, living in the city and a supermarket within five blocks of not need a new car , could get by with a second hand ...... but every time he passes a little money in my truck listening ... " You 're crazy to spend money on that truck , buy a new one, like U.S. !" .... I.could pay , and I'm still working , but I think it is a waste .... What do you think ? ? ? ?
What is automatic premium loan provision in insurance? And in which section of insurance act it is written?0Hope2012-09-11 09:41:05
On top auto loan if the policyholder forgets his / her cousin is automatically adjusted from value.In cash / funds that act as written
Finance Company retro added Insurance Premium to loan principal already provided proof of Insurance?1aiyunna2012-09-10 01:42:03
I refinanced my car in September 2008. I received a notice in November that insurance had been added to the balance of my loan because I did not provide proof of insurance. Upon notification, I called my insurance company and asked to provide my financial company with proof of coverage. I said finance company received a letter once sure would be eliminated. A week later I got a call from my finance company stating that they have received proof of coverage, but not shown as leinholder so can not credit my account to be sure. Then I call my insurance company again and have updated my faxes leinholder agent another letter. I call my finance company back and say they have received a letter from my agent, but shows the policy effective date 10/28/08 so I can give only partial credit insurance premium that left added to my first loan of 630. Again I call my agent card statement showing request showing that the car was covered flawlessly since being acquired in 2007. I follow up the letter with the bank explained that despite demonstrating that have been covered since 2007 have the right to charge the premium for not having been listed as leinholder in my safe until 10/28/08. They told me that they were not protected if an accident had entered in September. I explain that they have the title of my car and displayed as leinholder in my title, plus they had full coverage on my vehicle in September. Plus it is now December are retro billing for services not rendered. MedlinePlus MedlinePlus When asked if there is anything that can be done. They said no, because they were not listed as leinholder with my sure they have the right to bill lapse in coverage even though I recognize that my car was insured. I am currently trying to get my insurance to lein holder retro but that is proving difficult as well. I live in the state of Missouri I was wondering if anyone has any advice on how to deal with this situation, what are my rights as a consumer? Do I have any legal recourse? Because insurance finance company just charged me an additional amount on the payment of my regular car (You pay my normal car has been paid). I was warned if no payment within a week will consider paying my car later and add a additional late fee. What should I do? Any advice would be helpful Thanks in advance.
Loan of car with no insurance to someone with non-owner's insurance?0Mason2012-08-28 21:37:04
I have a car that broke a month ago , so I canceled the insurance and turned on the labels ( as supposed to ) because they could not pay the garage bill more public transport prices and insurance . MedlinePlus The car is fixed, but no longer require it . Someone who knows that you are buying , but so far no uninsured owner . If they maintain that insurance for another 2 weeks will the requirement for six months to ... whatever it is , and get insurance on the car I'm selling is $ 50 cheaper per month . MedlinePlus The first thought is to wait until you can get insurance and sell it that way , but his current car is on the downswing and you need one now . His was a mechanic on several occasions in recent weeks and the repairs that would cost more than the value of the vehicle . MedlinePlus So I thought that I can pay him and keep the title in my name until it ends its six-month non-owners then transfer the title . The only information that can be found on a similar theme has to do with the car now have insurance and a license plate , in which case the costs would happen to fall into your lap , not mine . MedlinePlus MedlinePlus My question is, what lends the uninsured car insurance someone not of legal owner for 2 weeks ?
Am I paying too much for this truck?1Chaney2012-09-22 22:09:02
I have bad credit and this is the only car dealership except my credit application . So the salesman talks to his boss and to retrieve " the vehicle could only be approved " which is a 99 ' Dodge Durango with 91,000 miles on it TMV is about $ 4,500. Its looks good, sounds as quiet as a truck should sound . I put $ 2,000 down payment and they said they will pay $ 300 per month for three years . There is a buy here pay here but I was hoping for $ 2,000 down I would call something a little newer and less mileage . I have that everywhere I went .... " Banks can do this for you , but you need far down as you want in a car 07 and newer. " Wonder Am I being screwed here or should I be happy someone passed me and help me carry it rebuild my credit ? I'm supposed to be picking up tomorrow because I had to put the brakes on new and "clean " . Do not sign anything yet and I've tried about 10 and borrow elsewhere online . I need a car , I have to build credit . Is this a reasonable deal ? Thanks for reading
Selling my truck please help me?1Sreeraj2012-09-18 16:22:05
I'm selling my truck because I have to buy a car that is cheap gas for college. Trade in my truck is only 13k , but I can get around 16 - 17k if I sell it . I'll buy a cheap car for around 3k and put the rest of the money up . I paid cash for my truck , so do not be nothing. MedlinePlus MedlinePlus Anyway , I have never sold a car worth this much .. How should I go about paying ? MedlinePlus MedlinePlus Im pretty sure a lot of people not only " have " 17k in their bank accounts , so I'm guessing it would be to get a loan or something? I would not want to wait until I get paid every month or so , but to get all the money up front . I heard that either do not take a check ? MedlinePlus MedlinePlus Sorry for so many questions , but if anyone can explain this to me , I really appreciate it and I will choose the best answer ASAP! thank you!
How to sell my truck?1Linnie2012-10-09 14:24:03
I want to sell my truck , but I've never done this before and need some help : I have a loan through Capital One and I just found out the total return figure . MedlinePlus - So if I list an online advertisement to sell my truck how do I ask for payment (ie , cash / personal check / bank checks , loans ) . If someone gets a loan from the bank to buy my car I just got the check from the bank? MedlinePlus - I also bought my truck for a little over $ 8000, but I got a good deal . The truck is in very good shape and I looked at the book values ​​online and anywhere ' list from: $ 9500 - $ 10,675 . ? I can sell for around this much , I mean that the buyer does not know ho much I bought it for the right?
Selling my truck?? please help?0lesly2012-09-04 06:10:03
I'm selling my truck because I have to buy a car that is cheap gas for college. Trade in my truck is only 13k , but I can get around 16 - 17k if I sell it . I'll buy a cheap car for around 3k and put the rest of the money up . I paid cash for my truck , so do not be nothing. MedlinePlus MedlinePlus Anyway , I have never sold a car worth this much .. How should I go about paying ? MedlinePlus MedlinePlus Im pretty sure a lot of people not only " have " 17k in their bank accounts , so I'm guessing it would be to get a loan or something? I would not want to wait until I get paid every month or so , but to get all the money up front . I heard that either do not take a check ? MedlinePlus MedlinePlus Sorry for so many questions , but if anyone can explain this to me , I really appreciate it and I will choose the best answer ASAP! thank you!
What can be done about this truck loan???5Alexis22012-10-11 21:21:02
My brother is having some problems with the bank that holds your loan truck. They do not offer any other payment , such as online payment , automatic reduction , etc - non- payment by mail . Well , the problem is that your electronic payments - out , but the bank did not recieveing ​​. Controls andare never claimed he never returned . He called the bank several times just to get the run-around . This has happened occasionally in the past two years , but the last two months have not received anything . Now they have sent to collections and say they will reposses his truck . This is no fault on his part whatsoever. What can you do to fix this? It has been tried many times to call and can not walk into the bank and make the same payment bank in Florida and live in Connecticut . Thanks for all the answers !

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