IN FINANCIAL CRISIS! NEED HELP! Should I write a letter to all my creditors? related questions

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IN FINANCIAL CRISIS! NEED HELP! Should I write a letter to all my creditors?0muskaan2012-10-27 19:29:08
I owe about $ 25,000 to various institutions as some banks for student loans , the cell phone company , a credit card company , the state and my university . I 'm only 20 , so I'm trying to avoid bankruptcy . I have been unemployed but actively looking for work for over a year and I just enough to keep me barely fed and clothed . When I call my creditors will turn around and make suggestions extravagant . As one told me to try to pawn something or ask a friend or family member for a loan. I am fully aware that I am responsible for my financial decisions and I will pay what you owe . I just need to know how to write a letter affective these people would . (ie , stop the phone call , escalating interest rates , etc. ) . I tried to get the phone call .
How to write a car loan modification letter?0sadie HELP!!!!!!!!!2012-09-24 06:11:03
I have a car loan that I owe $ 9000 I would like to make a payment of $ 5,000. When I call the bank ask me to write a letter of amendment . I have no idea how to do . Please any suggestion . I'm on time with my payments for 2 years.
Husband wants me to write a letter to his ex wife?0Mona2012-11-03 04:15:48
I've been horribly worried about my step son returning to his moms for the school year- it's a bad situation. There are 8 people and 4 animals living in their single wide trailer all ranging from a newborn to our 9 yr old boy. No one has a real job, they have to ration food, the kids aren't allowed out side unless they are at school. Too much responsibility falls on the boy to care for the rest. To make matters worse they were approved a small loan to buy a rent to own (IDK!)house- the deal fell through because of a bad inspection. However they kept the loan and the husband went out and bought a jeep. Not a house, or a bigger rental- a jeep. They already have 3 vehicles, 1 that doesn't even work. They smoke right on top the kids who have sever asthma...there is just so much I am worried about it makes me sick to know he is going back in 2 weeks. I know that next summer he will come back to us wheezing sucking on his inhaler and having emotional problems that we have to work through again and again because of the other house. He gets so healthy here and then he comes back a total mess. When my husband heard about this he was angry. He said-I know I need to say something but I'm bad at arguing. I told him that he doesn't have to argue:Simply State that "She is not providing for his needs sufficiently. The situation is unhealthy and has to be remedied period- his welfare comes first. We are willing to watch him until she gets her life in order- if not we will call Department of Family Services and they can do it." So he said that I need to write a letter for him addressing these concerns. Personally I feel like I have said enough already and he should protect his son - I can't I'm just the step. I don't think it's my place to write a letter. I've already put more thought into it than he has anyway. I don't think I should do it-do you?
How to write a complaint letter to the local MP, please help?0Michele2012-08-15 18:55:03
I need some help writing a letter to local MP , to explain the situation I'm facing . Basically i run a small bakery business , my business put on a one way street , but now the district council have blocked the road ( without reason) with the protective barrier . And do not get any of the car accessories on the road and the pedestrian from the other side has to jump over the railing , if they have to come from the store. The problem is now my business is down and not making any profit, and I have to pay my loan. This is serious business and I need a professionally written letter with some words of their own. I would be very happy if you could help ME Thanks in advance
I would like to write a surrender letter for an automobile..any suggestions?0Lissa2012-10-01 08:56:08
Well ... I have a Dodge Neon that I bought in June last year . When I bought the car ... The dealer told me that the interest rate was 11.99 % .... just thought I had given a chapter 13 about 7 years ago . Well, I just call the loan company and discovered that my interest is 16.99% Too much of what I 'm willing to pay for any car ... I asked what my options were and was told to either refinance through another company or surrender. 1) I called and no company refinance because the amount owed is greater than the actual value of the car . MedlinePlus 2) I can write a letter of resignation as they come get the car , it will auction and just pay the difference between the auction price and what remains . MedlinePlus MedlinePlus I would like someone to help me write a letter of resignation ( I searched the web already) ... examples would be great!
How to write a request letter for a bank loan?0Jacke2012-08-11 11:11:40
I want to write an application from the bank manager to help me to close my late father loan financing that took my father to the car
I need to write a cover letter to the bank and am terrible with words! Help please!?0Damien2012-09-01 12:53:04
The bank has requested a letter explaining what we do. MedlinePlus We want to refinance our house and use the equity to pay off our car loan and personal loans . Can anyone give me some tips on how to write it . Mine sounds so soft . I'm terrible with letters. Thank you !
I want to write a request letter to my manager,for cash loan?1Sucka 2012-08-23 04:12:22
hello
Can you hire a lawyer to write an official letter without having to pay a retainer?1Moreen2012-09-10 16:41:02
I loaned a "friend" (14 years) $ 3000 appx 3 years ago. She was going through a difficult time. She was employed himself as a staff member for the car business, and after the economy bottomed out she was about to lose his home to foreclosure. She was about to have his phone turned off and was worried that it would not be able to get back on his feet if he could not carry out their business. Her boyfriend also self. He bought things from sales of goods and resold on EBay. Their mortgage was $ 2,500 behind on his phone bill was almost $ 300 and ACCT EBay was suspended due $ 198.00. At the time my family was doing well, and he had just received some money from the insurance settlement and had him on loan. I western unioned her $ 2,500 in cash, put your phone bill my credit card and sent money through PayPal to pay EBay ACCT. MedlinePlus MedlinePlus It was always understood that it was a loan but because they were having a hard time, I did not want to push it a due date and just said "pay me back as soon as possible or if you need it back." She has been mentioned in the past 3 years since I had forgotten that she will pay me soon and had once made a payment of $ 250 dropping his debt to me for $ 2750. MedlinePlus MedlinePlus 6 months ago, our financial situation has changed. My husbands hours had begun to cut back. At first, juggling and directed, but soon got worse and was also beaten with a few unexpected bills. I had approached my "friend" and asked if he could pay me the money he owes me. If he could not handle the full amount, I would accept payment terms, but really needed the money back. She said she would see what she could do and then shortly after he quarreled with me over something trivial. I saw ploy for what it was and insisted that she pay all of it or else ... MedlinePlus MedlinePlus She had filed for Chapter 13 only BK and stated that he could be behind any debt or new debt or added would unroll the BK. I do not want to cause any trouble for her, but I needed my money and said the same thing. He had promised he would have the money for me in late May. The deadline came and went and no word of it. My husband had finally gotten their hours back, but not soon enough and because he had no other money coming in, all we could do was hope that it would be honorable and pay, so held off our creditors, provided we could. As a result, our truck, we had paid diligently for more than 3.5 years had got repossessed. We will be able to recover, but we will have to put aside some other bills to do so and that will cause us many problems. The money I should put us back on track. MedlinePlus MedlinePlus I'm beginning to see that if I get "official" with it, I will not see my money in the short term. Recently, in one of the rare occasions we had a cordial conversation, she had dropped that she has had a steady job in the last year and through a kind of legal limbo, she has been able to stay in her apartment for the last 36 months and his car (benz) during the last 18 months, without having to pay anything and that her boyfriend just bought a new car. Now I'm furious! While my truck is a lot to try to reach $ 1,100 by Friday to get our truck back and try to figure out how we can feed the family and keep the lights on, you're doing great! In what universe Is that fair? So now I'm ready to role up your sleeves and get serious. Just do not do that to people, especially after a decade and a half of "friendship". Your MedlinePlus all so pathetic and cliche! MedlinePlus The problem is that I live in Colorado and she in California. I looked into it and I can not sue in small claims here. I would not hire an attorney to handle the claim or submit myself but would have to do from there. Obviously you can not afford right now. I've looked into hiring a collection agency, but the few that I found that will face a personal and noncommercial use loan like 30-50% in upfront fees (and some later). I have maintained throughout the test (WU receipt, credit card bill, paypal transaction showing all money sent along with email messages in which he acknowledges his debt to me and that she would be returning what I due in full by May 2010). MedlinePlus MedlinePlus I want to know if I can hire a lawyer (preferably in SoCal) to scare her to pay me back by sending a letter in my name, saying, I intend to pursue all legal options to recover my money due within 30 days without having to pay a flat fee and if so how much would it cost something like? MedlinePlus MedlinePlus And if someone thinks nothing more I can do to get the money due to my back, that would be greatly appreciated. Maybe a SoCal atty would be willing to handle this Probono? MedlinePlus MedlinePlus Thank
How to write application letter for a loan at your my work place?0invy2012-11-05 11:47:09
Would a judge make me write a letter to my ex husband claiming responsibility for his bad credit?3marica2012-09-03 07:33:06
My soon to be ex husband and I got married three years ago . We bought a car in 2006 , and both our names were on the car loan , was the main signatory and I was the co -signer . He left abruptly last spring, and I lost my job , I was depressed to the point where I would have cared less about anything , and I was late in making car payments . Creditors began to call , but refused to make a payment. I was the only one who made ​​an effort to get the payments caught . I refinanced the car in January , hoping to get our divorce finalized, and now he wants to write you a letter claiming responsibility for your bad credit . A judge me do this and that was the main signatory of the loan ?
How do I write a letter of appeal to wage garnishment for repayment of student loans?2Kathy HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!2012-10-02 09:56:03
Specifically I need a format and wording to use. I was informed in writing that my salary would be arrested for not paying their student loans. I am making an appeal citing the fact that 15 % of my income but would lead to financial difficulties for my family . But I have no idea where to start writing the appeal. MedlinePlus MedlinePlus Thanks in advance !

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