I have a private student loan and its n default can I make a payment to make it current or do i have 2 pay all? related questions

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I have a private student loan and its n default can I make a payment to make it current or do i have 2 pay all?0confused mama!2012-10-26 13:08:43
Do I have to pay the entire balance because I'm trying to get financial aid for this semester and I have to make a payment on a loan, but its default.
Is it possible to make private student loan that has gone into default current?0Chritian2012-09-06 16:10:06
My husband just enlisted in the Army National Guard and has to get its current private student loan defaulters before the deadline (three months from now ) for the Loan Repayment Program Student . MedlinePlus MedlinePlus The lending company is not working with us and just talk to him on the phone , bullying him in the process . They want us to sign a document agreeing to terms that are not established . MedlinePlus MedlinePlus Others help financial firms not to touch because it is a private student loan is defaulted . The federal student loan company that has committed another loan to consolidate , but the private loan company has refused to work with them . MedlinePlus MedlinePlus Does anyone have any advice or maybe some information about someone who can help us ? What are our options ? We need a way to make the loan current default !
Where can I go to get my student loan that is in default consolidated to make it current?1deven2012-09-01 07:05:03
Where I can go to get my student loan that is in default bound to update ?
Anyone know the best way to consolidate or make payment arrangements for student loans in default?2Kamal2012-10-19 18:17:02
Is there a website you can go ? Do I have to make a large down payment ? What is the best way to pay for it without them adorning my tax refund ? I only owe $ 3,697 . However, debt collectors are harassing me about it and I want to find another solution instead of having to deal with these has ****** I keep calling.
Does it make sense to take out a student loan to help make larger down payment on a home?2madea2012-10-27 08:02:03
My husband and I have a combined income of $ 160,000 a year and are planning to buy a house in the Boston area . Housing is very expensive here , and a two bedroom apartment goes for between $ 400 to 450.000 . We currently have about $ 30,000 to be used for the down payment. My dilemma is that my graduate school is offering me $ 20,000 in student loans over the next year and a half (I'm on a full scholarship ) at the rate of 6.8 % . I do not need them for their expenses , but does it make any sense for them to take to help with the costs of houses ( down payment, closing costs , or even furniture / decor ) . We will not have 20% less , but we are close to not having to pay PMI for long. MedlinePlus MedlinePlus Besides that I have $ 10,000 in student loans ( mostly variable rate , just consolidated at around 2.48% ) , we are completely debt free . We bought the car in cash , and not expect to have to replace in the short term ( a Honda 2005) . Our debt-to- income is very low and our credit is great . I am also eligible for $ 17,500 in loan forgiveness for a few years , as I am a special education teacher urban . It is also important to note that we work very safe and there are no plans to make major changes , such as Special Ed teacher for Boston Public Schools . MedlinePlus MedlinePlus What do you think ? We would like to buy soon , to take advantage of the market and the tax credit .
Does it make sense to take out a student loan to help make larger down payment on a home?0tiantae2012-11-06 00:09:02
My husband and I have a combined income of $ 160,000 a year and are planning to buy a house in the Boston area . Housing is very expensive here , and a two bedroom apartment goes for between $ 400 to 450.000 . We currently have about $ 30,000 to be used for the down payment. My dilemma is that my graduate school is offering me $ 20,000 in student loans over the next year and a half (I'm on a full scholarship ) at the rate of 6.8 % . I do not need them for their expenses , but does it make any sense for them to take to help with the costs of houses ( down payment, closing costs , or even furniture / decor ) . We will not have 20% less , but we are close to not having to pay PMI for long. MedlinePlus MedlinePlus Besides that I have $ 10,000 in student loans ( mostly variable rate , just consolidated at around 2.48% ) , we are completely debt free . We bought the car in cash , and not expect to have to replace in the short term ( a Honda 2005) . Our debt-to- income is very low and our credit is great . I am also eligible for $ 17,500 in loan forgiveness for a few years , as I am a special education teacher urban . It is also important to note that we work very safe and there are no plans to make major changes , such as Special Ed teacher for Boston Public Schools . MedlinePlus MedlinePlus What do you think ? We would like to buy soon , to take advantage of the market and the tax credit .
Does it make sense to take out a student loan to help make larger down payment on a home?0ct2012-11-02 18:06:35
I am a full time teacher ($65,000 yr) and full time graduate student (on a full scholarship). I am looking to buy a house in the Boston area. I am being offered about $15,000 in student loans per year, at the current 6.8% fixed rate. Though I don't need these loans to live on, I'm wondering if I should take them to beef up my down payment (our savings is currently at about $30,000, we're looking at a house in the $450,000 ballpark). I will be combining income with my boyfriend, who makes $90,000 a year. Does it make sense to have more student loan debt but a bigger down payment? Some more details: I currently have about $8,000 in student loan debt from undergrad (variable rate, now about 2.5%, and about $7,500 from grad school last year (6.8%). Also, because I'm an urban special ed teacher I am eligible for $17,500 of my loans to be forgiven after 5 years (I'm in my 1st).
I owe 200 k in student loans and make 40 k, will 50 bucks a month keep me from default in 2009?1Sabrina Goodridge2012-09-26 08:46:07
I have treated a few years ago , if you paid at least 50 per month that will be current and not go into default . However, I am being asked to allocate $ 2,000 per month (yes , I took out extra cash for cars , girls and parties 'm human just like you ) , but I can not hand out 2000 a month if I want a condo, wife and children ( American Nightmare ) . So I moved to Colombia and become a farmer , or I have to pay 50 a month and hopes to keep up even with late fees ? True honest answers from experienced debtors would be appreciated ... Anyone have any advice as to how they would go about making 2000 a month and the year 2000 due a month in student loans independent ...
Private Student Loan problem...they want $670/mo. and I make very little.?2gil2012-10-25 10:00:48
I was on the phone with Sallie Mae this evening . I have a private loan through them for $ 45,000 + - . The loan has just entered the repayment period of this month ( after 2 to 6 months indulgences by default ) and are asking for $ 670.00/month . Here are my monthly finances from today (I live in California ) : MedlinePlus MedlinePlus Rent: $ 1,025.00 MedlinePlus Utilities : $ 150.00 MedlinePlus Food: $ 200 MedlinePlus Transportation : $ 150 MedlinePlus fed. student loan : MedlinePlus $ 50 clothes / etc .. : $ 50 MedlinePlus misc: . $ 200 MedlinePlus MedlinePlus Total: $ 1,825 MedlinePlus MedlinePlus This does not leave much money for private student loans . Is there a maximum (by law ) to expect based on my income ? Do I have other options ? Please help !
Looking for a private student loan that you do NOT have to make a certain amount to apply for?1Rebecca McGhee2012-10-27 11:54:04
I have to take a private student loan . I have a co-signer , my gram , since no one else can. The problem is that she retired and earns less than 21,000 , but she has perfect credit . MedlinePlus MedlinePlus I need a company that can go through because I can spend per student next door think campus or student loans ... Astrive also is not accepting applications.
If i take out a private student loan does that make me ineligible for federal funding?0Vusi2012-10-26 01:36:56
the question of signing the FAFSA Askes : you, the student , certify that : MedlinePlus 1.Will use federal and / or state financial aid only to pay the cost of attending an institution of higher education,
Can i make a settlement on private student loans?0West P.2012-10-27 02:09:08
I defaulted student loans in December 2010 . I went to ITT Tech When I graduated from high school . Like a fool I was willing to pay more for a more hands on environment. What I pay is when in early 2008 my program was canceled as it is not any money for them . So now I'm stuck with student loans and no degree . I do not work in college because I wanted to keep my GPA of 3.0 . Now, years I can only find seasonal work . And most places are not going to hire me because of lack of experience . I'm not the type of person who does not want to pay what you owe . It is my duty to pay , regardless of what happened to ITT Tech . I'm fine with my federal student loans. But mine with a loan default costs $ 12,000. I can not pay both in full. Im now unemployed . My last job is a seasonal retail . MedlinePlus MedlinePlus I have not a gaming system . I'm using the same pair of shoes since 2008 . And I only get new clothes once a year . (Christmas ) I would be living on the street if it were not for my grandmother, mother and stepfather . They can not afford to help me pay because they have their own accounts . I can not go to school without a job. I have to pay my way since my stepfather makes too much money and do not understand much student aid . I will do anything to improve my credit . My self-esteem is so low now sometimes I do not feel like getting up in the morning . When the desire that he had died . MedlinePlus MedlinePlus Do you have experience with student loan debt that went wrong ? Do you or someone you know have to settle student loans ? How much do you think will settle ?

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