Has anyone had any success using a debt consolidation program? If so, which one?

Answers:0   |   LastUpdateAt:2012-10-13 04:19:03  

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Arlena1998
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I'm about $ 55,000 in student loan debt and credit cards . I am looking to consolidate my payments because I have many lenders and credit cards . Has anyone used a debt consolidation service and has not been a total scam ? I do not even know how the debt consolidation . Any advice and referrals to reputable service is greatly appreciated.
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