Need to get a new car but credit may be an issue, need some advise.? related questions

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Need to get a new car but credit may be an issue, need some advise.?0sereena2012-10-11 22:09:29
I want to get a car that is approx . $ 19k . I had some accounts but are paid deliguant all, the credit report says now 0 deliquiant accounts . He worked at my job for seven years , never had a car loan , I have a new mortgage for four months and two credit cards and two student loans all obligations. My Beacon score is a 591 ( medium risk ) . Not sure if I should even apply for an auto loan . ? I can be approved? If so , what would be watching in April ?
i have a debt of about $ 500 for a credit card capital was so high with late fees and a car loan I have and took the car back after realizing it was a lemon. its "on my credit score, of course, and my credit score is 500.VERY POOR. The condition of both accounts are derrogatory and my only option is to pay them, and it was closed. which is bad . I'm in the 2 desperate need financing for a car . I am only 20 , but I need something '4 scul and work and my baby. Also, my contract is almost finished and I will not have a licensed 2 of that credit . How I can get money to pay this off ? How do I pay? If I bother ? is their another way to raise my credit?
Credit issue--please help?0Soraya2012-08-29 22:21:13
The lease is in March 2011 . Three years ago , we have given credit cards and I have a credit score of 550 and my husband has a score of around 620. Since then we have paid a car , paid off two credit cards exist , have always paid in the three student loans , and we have the perfect rental history for six years . The current rent is $ 900. The two have worked for the state of Texas for 6 years and our gross profit is approximately 6300. I wondered what "opportunities " that could rent a house ? I thank you for your time .
Can you please help me with a credit issue?2Ruan van Rooyen2012-10-22 11:01:01
I have 22 years and I just got my first credit card three months ago , I have been paying in full each month and will continue , also just received a bank loan for a car , who co -signed with my mom . How I can get my credit score up fast? As of now I have enough credit to qualify for anything as I just started . Your advice would apprecitated !
Credit limit issue (Canada)?0Person2012-09-20 07:24:02
My husband and I are planning to buy our first home in the coming months . We have a good credit history (2 my student loans paid in full shortly after graduation , pay all the bills and cards on time and in full, no car payments ) and have no debt from month to month. MedlinePlus MedlinePlus When I was doing the affordability mortgage calculators , credit limits seem to be the big problem . I have a student line of credit and a credit card ( total limits : 20k ) and has 2 credit cards ( total 11k limit) . I'm thinking of getting rid of my credit card and his second and lower limits on the main letters 5k each. Is this advisable or if this bad image of our credit score ? MedlinePlus MedlinePlus Thank you !
Credit report issue (no employer)?0br0Ok32012-10-13 02:11:01
I'm trying to get a loan of 25 000 to buy a new car, I have good credit but I 721 denied by several companies. I own a small LLC company that does good and I'm doing more than enough to repay the loan. I never had a late payment on anything and always pay above . MedlinePlus MedlinePlus Anyway I was looking at my credit report and noticed that under employer says college student . I assume that this is why I am denied , I 'm going to college , but I am also self employed and make about 4 - 6k (10 % of company revenue is what they are paid ) . MedlinePlus MedlinePlus My question is how I can get this to appear on my credit report ? I think this would make a difference in me getting the loan .
Credit issue with cosigning a loan?1severina2012-09-19 03:35:03
My husband also signed by a personal loan from your child for a car . What if you decide not to make the payments ? Does the credit guarantors screwed so bad if not paid ? Is there any way to be taken as an endorsement and let his son take the fall for the car or is there something we can do . We were trying to help him out and I feel like we're being screwed now because he has decided he does not want the car and therefore will not pay the loan . What would you do in this situation ?
Wasn't credit a bigger issue back in the day?0music2012-11-05 01:47:16
Wasn't it harder to be financed for some things. My mom was telling me about when she turned 18. She had every card, out there. She also told me she received instant approval on an auto loan and put a 6k down payment on a credit card. What happened to these days?! Wasn't it harder to get financed and interest rates were higher? My dad bought a Mercedes in 99' with tier 1 credit but was still charged like 9-13% intrest
I need a personal loan. but i dont have any credit. will this be a issue?0Francisca2012-11-05 11:07:18
Ive been in need of a personal loan for about 2 months but ive been rejected constantly. idk why. i dont have bad credit or good. i just dont have any. is there any why i could get a personal loan?? could i get one with a co-signer? need help!!!!
Do you know of any student loans that your credit score is not an issue?7rose -Ms. Sue2012-08-28 23:23:05
My credit is horrible ... REPOSSED my car just ... You need to acquire a loan ... How should I go about doing this ... Anything that will help you ...
I have an issue with chase bank credit cards department?0Hgo2012-10-13 13:30:16
I have a small business.And I have a business credit card with persecution . Suddenly dropped my credit line . The ad called said they received a eport on my company with Equifax and it showed that I got the loanrom the bank for $ 30,000 and not pay off.The thing my company is one year , the company that owns this loan 5 years old.My company and another company has a similar name but differnt tax identification number and address and do not know why this persecution ino put my file.I company received the fax Equafax rom they do not ' t have any my record company and sent to chase card business department , but say it is not that Equafax enough.They must update the information or business while Equafax says it has no record or my company and its base is updated . So it is a species or a circle . What should I do ? thanks
Can someone give a second opinion on this credit card statement and help me with this finance issue?0Walter Robinson2012-10-02 06:57:02
Here's a problem I need some help. MedlinePlus MedlinePlus My dad has a huge outstanding balance of credit cards that can not afford to pay for what they offered to help. I need to understand the numbers of states. MedlinePlus MedlinePlus He has been an honor working man all his life, but is now retired and do not earn much. He gets very emotional on issues related to financial health, and this is causing great distress to the mother and me over the past year. MedlinePlus MedlinePlus It was a typical excess lifetime spender and credit card companies love for being so foolish with your spending habits (although I have seen very low control). I used to have a lot of personal loans and credit cards used to pay them back. MedlinePlus MedlinePlus He does not realize that it has become a slave to these credit card companies! MedlinePlus MedlinePlus Instead, choose to pay exorbitant interest rates and never complains, just refusing to accept that there is a problem here. And no one can help a man! MedlinePlus MedlinePlus Finally reluctantly agreed to accept my help only if you could reduce your outstanding debt by a substantial amount. However, even showed me his statements credit card, telling off "son, your business. Touches do not want those papers." MedlinePlus MedlinePlus Being a child in question after all (especially concerned about the deteriorating mental health of my mother and for the peace of the house), I managed to steal the credit card bills. I'm not very good at understanding these figures. Therefore, I need expert opinion on how much I should pay for the minimum amount due at acceptable levels? MedlinePlus MedlinePlus So here are the figures from MedlinePlus MedlinePlus Available credit limit = $ 19, 500 MedlinePlus Outstanding amount = $ 11,862 MedlinePlus Financial expenses (cash) = $ 175.46 MedlinePlus Financial expenses (retail) = $ 185.40 MedlinePlus Minimum amount due this month = $ 730 MedlinePlus MedlinePlus The credit card company charges 5% interest rate, but $ 730 is almost 6.4% of the total amount due! How is it possible? Can you explain? MedlinePlus MedlinePlus I guess he took a loan owed by the interest they charge (my dad, of course, refuse to disclose details of these loans and makes no sense to ask: ( MedlinePlus The problem is how much money should help ease their financial burdens? I discovered that you can easily pay $ 200 a month, without causing any discomfort. Should, then pay $ 7,000 or $ 8,000 would be better? Does that also reduce the outstanding loans that must have taken? MedlinePlus MedlinePlus Are the loans separately calculated the amount owed? MedlinePlus MedlinePlus My father is a good man, but, unfortunately, was never prudent with money. I have really wanted to help my friends. Thanks for all the helpful ideas. Please remember my dad still does not want to hand over their credit cards, they still valued as a precious commodity!

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