What is the significance of "estimated date that this item will be removed" on a credit report?

Answers:0   |   LastUpdateAt:2012-10-11 21:55:22  

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shantell
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I have a line of credit secured loan , and is being treated by a credit agency (not available ) , and shows a pay status of "charged to bad debt " and " estimated date that this item will be removed " until 11/2015 . Does this mean that if they continue making payments until now , the debt will be canceled , or will I have to pay it follow ?
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