Bad credit question. car loan and car sales people please answer? related questions
| Answers | Asked by | Updated | |
| Bad credit question. car loan and car sales people please answer? | 1 | glydhel | 2012-10-12 20:54:02 |
| okay. here's the deal. I, like many others, was crushed when the U.S. housing bubble burst a few years ago. I filed Chapter 7 bankruptcy four years ago. Since then, I restarted my life with a new job and pay my bills and do more than they did before. but my credit is screwed for another 6 years. that is the bottom. Now here is the question. ? I can get a car loan with this scenario: I want to get a Mini Cooper S. 2011. is approximately 25,000. mini, which is owned by BMW, has a financial interest (I think his name choice motorist) where i pay the first three years similar to lease payments and then you get a normal car loan to cover the significantly lower (by 3 years of payments) Cost rest. Now I have like $ 15,000 in cash. using its payment calculator thing says to put the maximum $ 10,500 per'll pay like $ 48 a month for three years. this gives me plenty of time to save enough to pay cash only for the remainder of the loan at the end of three years, if I do that or just get a traditional loan for the rest. making it likely that I can get approved for the loan? I will be covering most of the amount so it looks very low risk for the lender not? or do you factor in the plan of having to get a traditional loan in 3 years? MedlinePlus MedlinePlus Also, I can drive my car for a long time (current car has been since 2000). so please do not tell me this is a bad idea to possibly pay a loan for 7 years, if I do not pay at the end and get a normal loan of 4 years to repay. I'd love a mini sales representative or sales representative to answer that BMW have experience with BMW finance. if it is a complete fool and will never approve the loan I want to know now before I laughed at the dealership. thank you very much for taking the time to respond to this. | |||
| Why do people hesitate to answer this question? | 2 | hokoslavia | 2012-10-12 11:12:02 |
| Do most people buy cars on the road? which is more common ? loans and financing? or is it more common to buy the car in cash in full? | |||
| Would I qualify for a car loan ? finance managers or sales people please? | 0 | Bess | 2012-09-30 04:00:03 |
| Hi.Im 20. I can earn about $ 500 a week home . I have two negatives on my credit $ 1000 cingular ( I am currently disputing , idiots ) and about $ 60 as back in the day lol Columbia House. Anyway , I'm an insurance agent , and I've heard of people walking with new car dealers by far the worst things in your credit like car repo and trash. Do you think I could qualify for a loan of 21k ? Oh yeah , and I'll try to make it work with 1k plus my old car as trade in what could be worth about 1k too. | |||
| What is the car allowance for sales people in melbourne vic? | 0 | bick v | 2012-08-27 16:58:16 |
| Hello , I have a current car allowance of $ 12,000 pa plus $ 55,000 annual salary , I think $ 12,000 pa is not enough , but I'm not sure what the average car permit is in Melbourne Vic , I'll ask for a raise subsidy of my car , but I would like some advice on how much you have to ask . MedlinePlus My expenses are: $ 373pm loan repayments, Reg $ 518pa , pa insurance $ 545 , around $ 8000 - $ 95,000 pa in fuel MedlinePlus Now I realize that my expenses are more than what my current assignment is , but I want to ask for a raise and want to know what is a decent amount to ask? MedlinePlus cheers | |||
| When you get sales people ringing you at home, trying to sell you something you don't want, what do you do? | 20 | douglas | 2012-11-05 18:39:02 |
| I had someone ring me tonight , trying to get me to consolidate my debt ...... I explained that I had ! She would not listen , so I kept saying, " I do not want a loan , I do not want a loan , I do not want a loan , I do not want a loan , do not want a loan " until she hung up on me ! I felt better . | |||
| Please answer my question please!! it's about my credit.? | 2 | Christopholees | 2012-10-02 11:43:02 |
| I just received a report of my credit report online and do not see anything good. I have bad credit is all messed up I have a car loan that you never miss a payment I sometimes pay late and I have a credit car balance I owe . The problem is that in September , I'm going to school full time and you have to get a loan . How can I get a loan if I have really bad credit ? I mean is there any possibility that I form be approved because it's for school ? I'm trying to fix my credit at this time how long it take to get better ? thnks . MedlinePlus If anyone here has experince credit in your reply will be highly appreciated. Thnks . | |||
| Credit-car question please answer? | 1 | Chandni | 2012-08-23 23:51:02 |
| ok i just turned 18 in February , but I want to finance a car , but I have no credit ... so I know they do not give me a loan , but is there anyway I can build my credit fast or have atleast good enough to buy a car thanks ...... | |||
| Please answer this question about cars and credit? | 0 | Alisha M | 2012-09-24 20:33:02 |
| I have bad credit , but found a dealer with a bank approved me for an auto loan . MedlinePlus MedlinePlus I want to know if the approval of a car loan itself actually affects a credit score ? MedlinePlus MedlinePlus My fear is that it will hurt my credit more because I have more debt now , but again it shows that was approved so maybe not ( ? ) MedlinePlus MedlinePlus I know that after making payments or get hurt or help my credit card depending on whether I'm on time, but I wonder if one's approval to change my score . | |||
| Bought car with no sales tax 3 months ago, Moving to a state with sales tax. Will I have to pay? | 0 | zulma | 2012-10-09 04:28:49 |
| Three months or so ago I bought a car in Oregon $ 20,000 from a private seller . I have a loan for the car now that I'm paying off. I just moved to Washington state , which has an 8 % sales tax . Will I have to pay sales tax on the car when I register the vehicle ? MedlinePlus I heard there that if the owner of the car enough in the state prosecutor does not you will not have to pay the tax when you move. Anyone? Thank you ! | |||
| Why is it like pulling teeth trying to get a quality answer from people on this site? | 3 | help, help-r | 2012-10-22 08:01:03 |
| I graduated from high school and have been trying to decide which college I go. The thing is that time is running out and I 'm struggling to get financial aid, because universities are undergoing taxes last year and my mother did much more than last year this year , so I 'm kind of screwed there. MedlinePlus MedlinePlus I work on the metro and have worked there the last two years of high school and he just turned 18 and are about to start hiring for m managers.I 'a very good worker , do not miss the work , and I just got a raise . And the local university in my city allows you to take night classes . It is a four-year college if that helps. MedlinePlus MedlinePlus My question is should I apply and try to become manager and try to get a degree online or taking night classes or should I borrow and try it at another university ? I'm not sure what to do . | |||
| I have a loan question please. If anyone can help me with the answer please.? | 1 | yy | 2012-10-22 10:44:03 |
| Hello , I have bad credit , as does my wife . my credit score is 551. I have to get a personal oan around $ 3,000 to $ 5,000 for debts and overdue invoices . I had called a few places and was told hat bird need a higher score. MedlinePlus MedlinePlus some of these online sites are a little bull shi # and to be honest with ya I do not trust the network MedlinePlus , MedlinePlus I live in southwest Florida and wanted to know if anyone knew where I could get these funds also do things I have to do ? MedlinePlus MedlinePlus Please only serious answers only, because I am trying to get me and my family in a better place at this point in our lives . MedlinePlus MedlinePlus i have a ten month old and a wife . betwee and the two of us is a little difficult to raise a child with the support of his family . MedlinePlus MedlinePlus I just need to know if anyone has the name of a person and # big loan that bypasses credit. MedlinePlus MedlinePlus thanks and remember that this is for the best answer. | |||
| Car Loan... who can answer my question? | 4 | nelle | 2022-06-06 08:20:26 |
| Hi .. I have a car loan from HSBC . Unfortunately I have not got enough money last month and not pay ( so I skipped a month ) , but I'll pay double later this month. ( as if last month loan , plus loans this month ) . MedlinePlus MedlinePlus But I'm not so sure. I do not know much about this. What do you think would happen ? MedlinePlus MedlinePlus By the way , I never skip any payments before - this is the first. Thanks in advance . | |||