What can I do to resolve my money woes?

Answers:0   |   LastUpdateAt:2012-10-09 10:28:51  

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I only care about you
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Hi, I just wanted some advice on what to do. Im 24. Have a fairly new car when I was 20, took a bank loan of $ 20,000. The payments were well at the time. Moved interstate, needed money to, so that the bank offers a credit card (the worst thing ever!) Anyway, I ended up with a credit card debt of $ 4,000, $ 2,000 I gave to a friend in need, but ultimately does not pay me back (I'm an idiot), refinanced with a consolidation loan to pay for it, as I was struggling to make payments on the cards. MedlinePlus A few months later I knew I was going to lose my job, so I got another card with a limit of $ 2,000, out of work for three months so maxed to pay bills and rent. He found a job, and my boyfriend now, and was ashamed of my debt, which had ballooned to a grand total of $ 35,000. After struggling for 6 months we have sought help. Contacted Fox Symes and now I'm on a payment plan of 5 years to pay off all debts, which will make it more difficult to finance future, but it was the best option. MedlinePlus MedlinePlus I work full time, my boyfriend works but just get 10 hours a week. We live well (only), but now we have a buzz on the road. My bank account is reduced to $ 0 after expenses each week and I'm so afraid I'm going to fail my future family because of my stupid mistakes. We need more money for us to breathe, but his MedlinePlus so hard! MedlinePlus I wish someone could help me clean my slate clean and change my life forever. Im so depressed and angry at myself for getting into this mess. Im a good person, just in a slump. I took advantage of credit as all of us and made too many errors .. I'm not so proud. Any ideas on what to do?
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