Right now, is it harder or easier to get a car loan? related questions

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Right now, is it harder or easier to get a car loan?1miguel2012-10-07 10:10:03
When you turn 18 in a couple of weeks , I want to apply for a car loan . I have not a guarantee, which obviously has no credit , I have student loans ( no matter ) , but I have $ 1,000 to leave . MedlinePlus MedlinePlus With the economy as it is would be harder or easier for me to get this loan ? Is it even possible ? I'm just looking to take 12,000 because I found a reasonable Dodge Caliber . MedlinePlus MedlinePlus What are some other things you should know ?
Why is it harder to get a $79 mobile phone cap than it is to get a $20000 car loan?0katiyar2012-09-08 10:31:02
I have a loan for a car in November and scored a total of 20 k out and now I'm trying to get a flip phone for 24 months to the value of $ 79 per month and I refused . i earn enough to pay that much .. . well actually more than enough and now I can not get a new phone any idea why?
Is it much harder to obtain a mortgage ofr a home or a car loan after Bankruptcy?2ωǒ Bu bad ⿺ 2012-10-07 15:44:03
Is it a good idea declair bankruptcy for about $ 24,000, and will be harder to get a loan or mortgage then ?
Will getting a new Credit Card now make it harder to get an Auto Loan next month?0FAIZA2012-10-07 14:06:12
I'm thinking of buying my first car next month , of which funds 75 % of it. ( I have 22 years and I have a student loan under $ 6000 I 'm paying off and a credit card with a limit of $ 2500 that I keep balances low and is currently paid ) . I have a credit card offer in the mail that I can not pass , but I'm not sure if the opening of a new facility so close when I go to apply for a car loan will help or hurt me? MedlinePlus MedlinePlus I know that opening a new credit ding my credit score a little, but a new line of credit ( if approved ) will help me . - I do not know how to have no payment history on MedlinePlus he would hurt me ? MedlinePlus Besides, I have not checked my credit report yet this year ... I do not want to cause unnecessary bumps , but would it be smart to pull it before trying either ? - I'm not sure what a " good result " should be approved for a car loan .
With the recent credit crisis, is it harder to get a small unsecured loan?0Pierre Romo2012-10-06 23:47:42
With the recent credit crisis , it is more difficult to get a small unsecured loan ?
Why is it that no matter how hard you try the harder it gets?0agn2012-09-18 09:23:03
So far my 2011 is not working exactly as I hoped it would. Every year, I have always worked on improving myself in many areas. But this year, even though I've just begun to find events that will never happen. MedlinePlus MedlinePlus The latest is that I have a car accident in an old hit his brakes in the middle of rush hour traffic and rear ended her car. My car is damage while she barely has a scratch. So there goes my insurance rates a ticket! MedlinePlus MedlinePlus My love life is not as exciting as I hoped it would. I'm losing my friends, except for those at work. Although, to be honest, is much older than me. I have 23 years. I do not understand, when they need help im usually the guy who can count the most. My guy friends are not very good with women and try to help but somehow it is too difficult for them even to try. So they lose interest and wonder if hanging teaching dating game is not even worth it. Actually, I just want to have fun being there, but now I think I'll have to do it all on my own and restart meetings with new friends all over again. MedlinePlus MedlinePlus I'm about to go back to college soon, and while that sounds good. Somehow the burden of student loans is what worries me. MedlinePlus MedlinePlus I feel angry and confused, why my friends from high school to college suddenly stop being my friend. Is it me or called friends of my choice? let me be clear, I am open to meeting different people and different backgrounds, but even that seems that nobody gives a ****. MedlinePlus MedlinePlus Financially it's never a problem since I worked 40 hours a week, but even with all that. Losing friends without valid reason it sucks, sometimes enjoying a night out. MedlinePlus MedlinePlus But what bothers me more is that when I had a car accident and lost my progress feels like everything I do is so difficult. Why does this happen? MedlinePlus MedlinePlus Am I asking too much in life? MedlinePlus MedlinePlus Does improving yourself means that you have to endure many unexpected events to the point that it feels like no one wants to help? MedlinePlus MedlinePlus Help me. (You need a little help other than my parents, which sometimes make it more confusing).
Wow, asking for divorce was harder than I thought?7pinkpolkadots72012-10-25 00:17:03
Okay , so I told my wife I wanted a divorce today. I know she was having an affair before and a lot of messing around with the cams and stuff online . Well , now I know I had more things and are planning a trip to meet some psychotic convicted felon in PA ( swear to God ) . Do not tell me to do therapy with her, she refused , she will not listen . I was not going to work to help with money ( I am a student get a college degree and I'm living loan ) , does not help clean the house or even stood in line all the time , we have not had sex since October. I was beginning to their aversion . But why do I feel like crap ? Why still bother me that she is going to meet this guy and do all that kind of person does ? Is it something that goes away after a while ? Is it possible to actually move in ?
Never had a harder time in my life. ?1wan2012-10-11 11:42:03
I just need advice from mature adults who know a thing or two more than me. MedlinePlus MedlinePlus Here is my situation. Before I got married about two years ago, I was a medical assistant in the biggest city around. I lived in a modest apartment by myself and earned good money I used to pay rent, a car note, utilities, gas and groceries. I had terrible men dating. Finally I found a nice one in the country (an hour and a half away) and married him. At first they lived near the city where I worked. Closer to the city, the rent was higher. So I looked closer to his job where we could afford to live more comfortably. By my mistake I took a temporary job in the smallest town. I have sent to factories only. It was hard work and long hours ... Sometimes I felt I could not handle that is that I've never been a person physically strong or fast). I had also been looking for another job, but with the long hours I found very little time to find and when I did, I found absolutely no chance. I have been out of work for over a month. We are so poor, I'm desperate. I had two interviews. One at a place decided he did not want to go with me for any reason. The other place was Walmart and wanted to hire me but I declined because I collected more unemployed who were willing to pay me. Without gas, and a car that desperately needs new brake pads and oil change, I finally resorted to calling each instead of asking if they are hiring as a teenager instead of going there in person to make my resume. Only one said they need a receptionist in a doctor, so I'll bring my resume there on Monday. MedlinePlus MedlinePlus This is not my only problem ... Lord I wish it was. We approached my in-laws, about 15 minutes up the road, and more away from my family. My mother always hateful to me, making snide comments. She tells my husband that it's my fault we're in this financial statement. Your house is so dirty. I hate to judge, but must be in hoarders. I'll get to the point. I have 28 years and have not had children yet, they have the syndrome, so I'm facing the fact that it never happens. But I wish that every time we get out of this mess, and I think most women always want. However, my husband is completely against the idea of ​​the nursery, which bring a city girl seems perfectly normal to me, and he wants our future son or husband to spend his days with his mother. Sounds like a horrible idea to me, for obvious reasons. MedlinePlus MedlinePlus Also in the fact that I have 28 years old, I have no college education. Ten years ago, I had no idea what kind of careers were out there. I saw an ad on television, and became a medical assistant. Now I really want to go to college but I have a student loan outstanding. MedlinePlus MedlinePlus I wish for now, we would be paying a mortgage instead of rent. Or have many other things that have happened in my life. What do I do? Any advice for nothing .... MedlinePlus MedlinePlus Sorry this is long, and I feel it's a bunch of BS depressing, but I really do not share my personal life with "friends" again, as I have been burned by that I thought was best for me too.
Why is student loan debt harder to get rid of or reduce compared to credit card and other debts?0BubblyStar2012-09-29 16:11:02
There seems to be lil you can do to help pay them off faster or get them reduced, but if your credit card debt or other form of debt as there are many more options .
Do you think that employers are making it harder than ever for any applicant to get the job?1chanel2012-11-04 06:10:03
I'm sure they are. And I think this is why the economy continues to remain blocked. Today employers have such extremely high standards for hiring an applicant that only a minority can meet very thin. Follow my example. I graduated with a bachelor's degree in mathematics in May 2008. And three and a half years later, I'm doing well minimum wage jobs or be unemployed. Now I will complete a master's degree in math for next year, and we continue to expect only minimum wage jobs or jobs despite finishing without a master. However, in total I spent over $ 90,000 on my education, including both undergraduate and graduate. And tens of thousands of dollars more than would be expected in phd. So the cost of education, from undergraduate to doctorate would be a 6 digit number safely. However, despite spending so much money on education, the best there is minimum wage or no work. It now applies to various companies who were interested in applications that have degree in mathematics. The problem was that then began to wonder: "Why have gaps in your work and why were unemployed at the time of this and why it has been rated jobs or jobs only minimum wage in your resume of life, when you have a degree labor Why is your credit score over 750 and why you do not own a house or a car? What is your GPA not more than 3, 7?, etc, etc ".... Do not they realize that the difficult economic situation that it is not impossible that there is difference in unemployment and is very difficult to get a skilled job? They act as if this is very surprising and unusual case? Do not they understand that tens of millions of citizens had their credit ratings fall during this recession? This should be very obvious to them. In short, their demands are such that even if you have degree and meet all the requirements of the job, not because they want to continue to hire superhuman registration. How the hell is going to fix the economy then? Not only that I showed several federal government jobs also. And those federal applications are being "processed" for the past three years without any response. Many employers do not even bother to respond. I think today even if you get a doctorate in mathematics, they will not be satisfied yet. Then its the taxpayer who suffers, because the entire 6-digit spending for education was paid for by the taxpayers as student loans. Now take deferral of loan payments.
Who has the harder life? Homeless girl or HIV positive?14 ┌ (Lei think ゝ -2012-11-05 19:35:02
This is the situation : MedlinePlus " Homeless girl " is about 20 years old, graduated from college. I had good grades , but could not get a good job ( bad economy / Bush onomics - ) . The only job he could find was a part-time retail not paid enough to pay rent + + student loans , etc Instable difficult family life , parents are not allowed to return home after college . It burned a lot of times because of things like stiffing her roommates for rent (resulting in eviction ) , retail job for her after the holiday season , huge bill car repair , unexpected huge medical ER bill ( injury / accident ) . Girl Overall good, but does not have many true friends , and everyone else its called "friends " do not want to help the stigmatized / outcasted " homeless girl " . He spends his days in the public library jobsearching on computers , sleeping on the train or whenever you can take a nap in the library . Try hard, but a lot of obstacles oppose it .
Any economists here? Question: Why are the low fixed rate home loans harder to get when?0gaga2012-10-27 00:08:51
Lenders those same people had no problem with money loans high debt -to-income ratio when the rate was variable?

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