I purchased my home in 1998 and would like to get a home equity line of credit for debt and repairs? related questions

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I purchased my home in 1998 and would like to get a home equity line of credit for debt and repairs?0kalene2012-09-29 10:04:02
my credit is bad and a loan really help . I would like to pay and consolidate many others, what I can do? Why can not the equity in my house to speak for itself , I have never refinanced ?
Which is better? Refinance, home equity loan, or home equity line of credit? To buy a car and remodel home.?1taleen2012-10-06 01:43:03
Which is better ? Refinance , home equity loan or home equity line of credit ? To buy a car home and remodeling . ?
Is a Home Equity Line of Credit or Home Equity Loan used to buy a second home tax deductible beyond $100,000?0confidence2012-11-03 06:41:28
Would a Home Equity Line of Credit or loan used to buy a home be considered a Home Aquisition Debt instead of a Home Equity Debt?
How can I get a home equity loan/line of credit with lots of unsecured debt?0ankit2012-10-12 03:19:55
I have about $ 75,000 of equity in my house . The housing market in my area is stable , unlike the rest of the country . I want to get a home equity loan for $ 25,000 to pay off a credit card . ( This is only part of the debt of my credit card for the family. ) We have good plan to pay our debt , but can not do without this kind of help . We are current on everything - we have never lost a month and not have creditors calling us . The problem is we can not pay the debt without the loan and can not qualify for the loan debt . I think this is really unfair because we've never been , so late, and people across the country are filing for bankruptcy / exclude the left and right. How do you qualify? Is there a place that can help us ? (We will not declare bankruptcy . )
Want to consolidate my debt to make one payment .Should I get a Home Equity Line or Loan of credit?2lucindia2012-10-26 19:21:05
I have $ 45,000.00 in credit card debt . MedlinePlus I'm worried about getting equity with lower starting rate because I can end up paying a lot at the same time , I will not achieve equity with a higher rate because although it is a fixed rate that still have to pay more than I can negotiate.
Consolidating Debt I am thinking of open an home equity line of credit to consoladate my bills. Help PLease?1Krissa2012-09-26 04:07:04
Can anyone shed light on this for me. My wife is going back to school full-time has taken a loan for school so paid . She is not working and I'm working two jobs , but still does not pay the bills. I searched a higher paying job , but have not found one . We have cut a lot to try to save money . If I had enough to pay my mortgage every month until next summer would be nice. So I was looking into a home equity loan . We have lived in our home for three years now . Any help would be greatly appreciated. Thank you and God bless.
As a homeowner, you need to take out a home equity loan for home repairs. You wish to borrow $10,000 to comple?0alya2012-09-30 04:51:03
As an owner , you need to take a home equity loan for home repairs . You want to borrow $ 10,000 to complete all necessary repairs . MedlinePlus MedlinePlus MedlinePlus Research online and find a lending agency that you are going to borrow and give the interest rate . Be sure to refer to the loan website . MedlinePlus Explain what it will cost in interest to repay the loan in five years if it is compounded monthly . MedlinePlus He then explains the difference in the payment of the loan before the end of 5 years if simple interest is used .
Can't get the Equity line of credit holder to detach it from my home...so I can sell home. It did not appraise2Help needed2012-11-02 22:30:02
Listing my home for $ 312,000 , which would have paid off both the first and second . Agreed to $ 289 , 100 that will pay off one second ... $ 282,000 is $ 26,000. My income will allow me to pay the second if it is separated from the house ... I have agreed to put $ 6,000 down and after the close ... pay the surplus of almost $ 7000 .. I've been dealing with Capital One for several years and I have a loan with them and desperately need to approve the loan ... otherwise you may lose the opportunity to sell my house and may have to consider bankruptcy . I have no cash to cover the second . I own three townhouses rent paid and have moved out of my home and have a signed purchase agreement to sell $ 289,100 . What I can do ... to get the second to help a client a long time?
What is better, home equity loan or line of credit on home I own outright?1reisom2012-10-05 15:45:03
I just finished building my house and I have no mortgage or anything as I had enough money to buy the land and build completely. But I have no money for the landscape and some medical bills that I would bear fruit. ? I can get a loan or a line of credit of my home? Which is better ?
Home Equity Loan, Home Equity Line of Credit or a Personal Loan?0josy2012-09-14 21:10:05
A newborn baby entered our lives and before his birth , I had a bit of credit card debt that should have been taken care of and was not. My wife is working part-time rather than full time, it has been very difficult . Our debt is not improving . MedlinePlus MedlinePlus We borrowed money from his immediate family to buy our house so that the loan is a low APR is not technically on our credit. We still have to consolidate our debt (credit cards , car loans , etc. ..) , but not sure which way to go . Sounds like a home equity loan is the best option because the APR is generally fixed and Typcial is like a loan . MedlinePlus MedlinePlus Do you have any suggestions for us ? We do not want to damage our credit so we have to make the best choice . MedlinePlus MedlinePlus Thank you !
I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?0rose- (Ms. Sue)2012-10-13 11:51:20
What I love about this unsecured loan is : 1. That is not insured 2. You can have as cash available
Home equity line of credit?0DELLI2012-10-07 23:46:03
When applied for a home equity loan on our second property ( what was left by my ex - husband ) , we learned that my husband has a CD of a significant amount in the same bank where you applied . His mother died recently , and she must have put that money in your name. She died very soon , so I never was able to tell us about it . My question is .... Does it make sense to establish this line of credit to consolidate debt , and make improvements in our main house , or should we use the CD . My husband thinks we should save the CD for a " rainy day ." My concern is that the home equity loan will be in the house that my ex - husband left me ( completely free of debt ) , to ensure that our children will always have a soft spot in which to land . I was all in favor of getting this loan , until I found the CD to your mom had in her name .

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