Help with Canadian credit company? I've paid but...? related questions

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Help with Canadian credit company? I've paid but...?0Gibbons2012-09-29 00:26:03
Ok, so my old bank account was overdrawn, which had to be paid by a certain date a few months ago. I paid off shortly before the date through an online transaction, however, exposed the bank turned into a loan and closed my account with money in it (have no idea how to do). I had no idea that was not implemented in the open, and thought everything was fine, because the money was never returned. Fast forward a few months, and now I've started getting calls from a collections company credit! They told me I have to talk to my bank about the situation. I called my bank and was told that I have to give a transaction number. Checked my bank account and all transactions between my old account and that one has been deleted! (They were joint accounts, dating from about 5 years ago) MedlinePlus I called the credit card company, and they told me I have to go to my home branch and make it print a record of the transaction showing the payment. My branch is across the city and works only during regular business hours (9-5) while working. I told the collection company that I'm too busy with work for the next few weeks, and really will not be able to take the time to go in the short term to do that. I said I had been told what to do and it was my responsibility to protect my credit to do so. I said I hoped to note that he had already paid and had not applied the payment (to which he laughed). Then I repeated that he would not be able to do at any time this week, and it would be better to make a note that they would not hear from me for a while if that's the only way. He said that "it is obvious that you do not" care "and hung up before I could say anything else. MedlinePlus MedlinePlus What are the possible courses of action? I only just got my job a few months ago, and we have some serious projects because I'm not taking the (minimum) that would take me two hours to get to my bank, get it all sorted out and then go back to work (which is a busy branch, besides being the time). MedlinePlus MedlinePlus Obviously I know that leaving this unresolved is hurting my credit, but I thougth that credit card companies were also able to report when the accounts were transferred to them in error ... How I can make the state company that on my record?
Will they let me through the Canadian borders, I have a Canadian Permanent Residence card?0RAJAN2012-10-13 14:55:35
Okay so here we go , I am a permanent resident in Canada , I have been for two years , I have my green card and social Insurace number and my health card and everything , I'm still in student loans and study at a college at this time , the thing is that a year ago I met a guy online American , he came to visit , but had to return , but he wanted me to be the U.S. and stay there with him , I knew I had to have a visa , so I bought a gray hound ticket to the U.S. and took the bus to the U.S. , however , I was denied entry to the U.S. border because did not have a visa , this American guy wanted me there so bad about what he called the border and told them that my parents were abusive and that I had no one to go to but he thought his lie would the inhabitants of the symathize border with me and left me in the U.S. without a visa , I did not know that until it was too late , after a while I went to Egypt , my homeland , for a visit, but when I returned to Canada , the type of border asked me many questions , as if were trying to illegally cross U.S. borders , her boyfriend was trying to reach the U.S. illegally and so on , I thought I would leave in Canada , but finally did, after giving me the third degree , and now I will have to return to Egypt to get my transcripts from my school there, if they refuse to give my man, I'm worried that the guys from the border can not leave me behind in Canada , I have a reason to worry or what?
Anyone know of an online company offering a paid list of bad credit lenders?1Natatlie2012-11-05 09:33:04
I'm looking for some recommended sites that provide a list of bad credit lenders pay . I do not want a payday loan and am trying to avoid paying a single list to get a lot of payday lenders . Please only serious answers , if I could avoid getting a loan , you would ...
I am Canadian, how do I clean up my credit rating.?0Kenned2012-11-02 16:48:02
I was very sick and the payments were late , but they have paid on time for the last year . I just applied for a car loan and was rejected for " bankruptcy" . I've never gone out of business , why would they show on my credit score if you never went bankrupt ? Can decide only bad because payments for a year that went bankrupt ?
Canadian Bad Credit Loan Needed to Purchase RV?1Michelle A 2012-09-02 03:46:04
I live in Canada. I have been discharged from bankruptcy for a year and have re-established credit for a year. Despite being rejected by banks. Need a loan of about $ 65,000 to buy an RV to live, RV dealer of my choice makes the car loan companies out of the question . Is there anywhere I can get a loan to buy a CANADIAN RV? I have a good job!
I have a friend from canada with good canadian credit but she wants to buy a US car and can't get a US loan.2sm2012-10-25 00:52:03
She just moved here from Ontario and has a good job 75k per year . She wants a Honda Civic and they are about 10k cheaper here . I can not find a bank that can look to Canada to lend their credit . Can you get a loan for a car bought and paid Canadian in the U.S. or U.S. banks exist that can provide it ?
I traded my car in for a new car but they have not paid off my old loan company.?1Chu-Chi2012-10-04 08:46:04
Exactly what my question , I bought a new car on November 13, 2007 . In the written contract stating that they would give me $ 15,500 for trade with the payoff amount of $ 13,553 . The lending company that onlyowe $ 12,990 . The legal agreement is going to pay my loan company as my written contract says cut me a check and balance extra. When supply was reduced by 13 she owed $ 12,900 but today it is said that they have not paid and the interest has led to jump to $ 13,067 . Now my payment is coming up on a car loan that I have not even longer . Payment is due on the 12th and I do not want to pay because they do not even have the damn car ! What do I do now ? Why do I have to pay for the interest earned on the account because the dealer is cursed so slow to cut a check, I had my new car paid in three days , so that was not the reason for assault .
We paid the loan company but we are still getting sued. what can i do?2Jessica Fuentes2012-09-23 14:50:02
We borrowed money form a local cash loan in 2008 and integrate them into the fruit. Now we're getting a letter in which the company we use is suing us . What can we do ?
How does a finance company tell if a previous loan has been paid out?0marquita2012-10-12 06:02:29
My partner and I are going for a car loan ( a loan to be secured safely in the car ) . The finance person asked what payments and credits each month , I told them all exactly , but forgot a small personal loan we have. When checking your credit score my can say that we still have this loan . I have obtained a copy of my credit report , but it says nothing about whether the previous loans have been finalized or not , can a finance company see this information? going to go against us? is a finance company see the same as what I see on my credit report or are more ? MedlinePlus MedlinePlus thanks
What if you use your car to get a loan at a finance company but the car is not paid off then you getacharge ?0Jarmisha2012-11-03 16:23:24
U get a charge off on the loan...then you pay off the car and have not paid the loan off..can they come get your car?
The car loan has been paid by company, can it be taken out of my Debt-Income then?0Nancy2012-09-15 22:02:05
I'm working for a commission based job and looking for the FHA loan . The problem is that my commission is not enough time to inform my income and that will bring me bring my DTI too high . MedlinePlus One thing I have curiosity , my company has paid for my travel expenses as 3-4 time higher than my car loan every month for over 2 years now. I can report ? Payment so you can take this loan from my DTI ? MedlinePlus Thanks in advance for any response .
How and where can you get canadian credit card or loan with bad credit?1vannesa2012-10-04 16:20:03
How and where to get Canadian credit card or loan with bad credit ?

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