I need to refinance my auto-due to my current lender my credit scores under520.they screwed me bytheir mistake related questions

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I need to refinance my auto-due to my current lender my credit scores under520.they screwed me bytheir mistake0Heena2012-09-28 12:58:04
my current lender is Wells Fargo Bank [ bad bank ] I have a car loan through them.i had made a payment earlier this year over . They told me it was not necessary make another payment until a couple of months down the road , so I guess I just did an audit and say we owe them for now and they are trying to say im five MTHS up, but I just received the statement says I owe for November and December payments to come ... I said it -i ignore to find help from someone to help me out of this bank and refinanced ...
Will my current auto lender finance a new auto loan for me?0reena2012-10-02 01:59:03
Right now I have a car loan with Bank of America . It was a loan term of 60 months, I have only two payments remaining . My credit has been halved to under 600 over the years since receiving the loan but I have never made ​​a late payment on my car loan and I'm intending to do the two remaining payments time to pay. I need to buy a new car and wondering if I should apply for financing through Bank of America again. In talking to some friends in the auto loan and car sales industry , I have said that Bank of America would most likely want to keep me as a customer based on my good payment history car with them and that the only difference would be that my interest rate will be higher because my total credit score dropped . They also told me that in the auto loan industry , are seen in the history of auto loans in your credit report separately from the rest of your credit history . And since I've been good in my car payments , which will count in my favor to ask another auto loan. Any one can shed light on this situation will help. Not sure of dealing with Bank of America again, or just look for a company that finances auto loans bad credit . I am currently employed full time , so that income will not be a problem . Thank you !
Where can I go online to refinance my current auto loan?2Itzel2012-09-02 20:41:03
I had to file bankruptcy 08/2005 after my divorce , so my credit is bad . But I need to refinance my loan ? I am a single mother who is trying to find ways to reduce the payments ? Would someone please help ? ? ? ?
Auto / Truck refinance? No current loan.?0hfijskdhk2012-10-11 07:48:24
I need $ 20 - 25k and instead of getting a mortgage loan ( HELOC or 2nd ) I was thinking of an auto loan . Currently I have a Ford 2005 250 I paid in cash in 2005 . It is in excellent condition , low mileage and has a lift kit . How I can get a loan , it is not really a refinance or a loan today? My credit is just half . I really do not want to go through all the paperwork for a HELOC and / or use my home to this. Also I have a 2006 boat paid . I tried to sell it all summer , but the market vessels is very bad and did not sell even after 3 price reductions, has a value of about $ 60k , of course , but its value is only what someone will pay therefore . < Br > MedlinePlus Reflections on the auto loan or ? MedlinePlus Thanks ,
Help! I'm paying 19% on an auto loan for a 06' suv and the lender says i need to wait a year 2 refinance.true?0Felicia2012-08-15 15:39:03
If the last of the small w / no overhead. I bought my car there because of lst new credit program's inception 9% At home, he was traded back and got a towrds 06'Suzki 3500 XL -7 inches very good shape, but I'm realizing that not only was the vehicle sold to me too much, but also that 18% w / the new loan is going to be super face down in a year. I try to get an old car and turn the appx $ 2500 immediate loss after starting a new loan, or simply smell out ? Is there a car dealership down there? I can talk to?
Is it possible to refinance a car loan with one's current auto loan bank or institution?0Lilbean2012-10-08 01:42:22
Right now I have a car loan with Bank of America . I'm paying 9.7% APR . I'm thinking about refinancing just to get my lower interest rate . MedlinePlus MedlinePlus In the fall of 05, I started w / a balance of ~ $ 27K . In 1.5yrs , I paid for the loan at just under $ 15K . Currently the car has a trade-in value of ~ $ 19,500 and a resale value retail ~ $ 23K ( I watched this on the website of Kelly Blue Book) . So I know I'm not upside down on my loan . MedlinePlus MedlinePlus Do I have a good opportunity to refinance ? My credit is solid , but all I have is my fear could hamper credit card balances that I have now ( although I have been paying on time) . MedlinePlus MedlinePlus More importantly - Is there a possibility Bank of America might be able to refinance my car loan for a lower price ? If they do, it is possible that the ACCT loan. # Follow the same? ( Since it is in the same bank ) Banks sometimes refinance car loans that already manage ? And if I tried to refinance with Bank of America , would create a difficult question ?
Refinance Home Loan, am I screwed?1Lecreshia2012-10-02 06:30:04
Ok , first of all my wife and I are working with a brokerage firm that is the middle man for the bank that we will finally have our loan refinancing . We went to the credit bureau official and signed a bunch of papers and I have to admit I should have paid more attention , but I'm pretty sure I just signed the papers disclose our information and show that we intended to pursue a given loan . MedlinePlus Now with all that said, after talking to my father that knows more than me and online research , I feel like I 'm screwed . We wanted to take our year 30 year 15 fixed to a set . Well, we have a score of 797 I think for the credit and finance a clean record . The FHA loan officer recommended 15 years and after reading about this, do not know why . It also has about 118,000 currently in our current loan and somehow we refianancing for 125,000 . Everything looks suspect and I feel as if they are taken . MedlinePlus MedlinePlus So that's the information, but the loan officer does not consider our current mortgage , monthly statements , or in fact and we have not signed anything with the current bank . Is it too late to get out of this refinancing ? Please help .
Have bad credit and need to refinance current car and bike loans?0Nenny2012-09-15 03:52:05
For cuts put me in a bind and need to refinance vehicles to be able to keep commuting . A few late payments have occurred due to the court order needs help.
Anybody think auto market is gonna be screwed up after cash for clunkers?1예 You may go.2012-11-05 19:41:02
Car sales will be down as usual after this agreement . Hows is this going to help ? In addition to receiving a large percentage of people to buy it probably will not be able to afford. Not to mention loans continued failures ruin the industry . Bash - er not just concerned. Opinions? ?
VA 100% Refinance- Can I refinance if I don't have a current VA loan?2LaNasha2012-08-30 06:46:03
I heard there is a recent update of standards that allow for 100 % VA financing . My situation is this : MedlinePlus I am a veteran who the VA has used before. MedlinePlus VA No Mortgage = $ 324k . Value of home : $ 325k - $ 330k (estimate ) MedlinePlus I have a " 80/20 " loan. First is 5 years Variable ARM , 6.75 % . Second is corrected by 9.5 % mortgage . MedlinePlus I bought the house in July 2007 , making it the minimum equity . I do not want cash, just want to protect myself from the variable that will change in 3 1/2 years and put it all under a mortgage . MedlinePlus Credit is good (676 FICO ), but I have high revolving debt . The salary is $ 125k with a 20 % bonus . MedlinePlus MedlinePlus ? I can refinance under the updated VA ?
My current auto loan is through Cap One Auto. I still owe $3,000 but am ready for a new car! Last time I was?0Adair2012-09-12 15:20:02
given a pre- approved check ... keep doing these deals ?
Are there any auto lender's out now that work with bad credit?2tamrat2012-10-08 07:34:02
I was laid off for a while, my house repossessed and some bills are not paid in a while even my federal student loans , lenders that have received federal loans quotes say is the biggest obstacle for me . Chase called me at 6 % interest with $ 3,000 down on a 17k loan but Ally had offered $ 1,500 Down 9% . Im willing to pay a higher interest rate , but is likely to be a few months before you can save 1,500 or more . Is there any other lenders out there that are more flexible with bad credit borrowers . If none imma have to wait and save some money and go with Ally but if I can leave my car bad now and not have to worry about my car breaking down once two months it would be great . MedlinePlus MedlinePlus thanks

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