Is it better to apply now or in a couple months for an apartment with declining credit?

Answers:0   |   LastUpdateAt:2012-09-26 01:21:05  

Question
Rockson
Asked at 2012-09-26 01:21:05
I'm in the process of settling my credit cards . Therefore, everyone is behind some months (not more than 60 days at this point) . I agreed with one of them so that one will disappear in a week or two , but it is one of the smaller balances . I'll have about $ 7900 or so in credit card debt to be back there ( at the moment is about $ 8600) . I have a car loan at a credit union that is current , student loans are current, just credit cards behind . MedlinePlus MedlinePlus My question is this , I will request a new apartment in the coming months (5 months maximum) . Not a highrise apartment in a big city , is a one bedroom apartment that is 400 per month . I make about 37k a year and have a solid history of renting for about seven years . MedlinePlus MedlinePlus Would it be better to apply now with credit cards just a little further back , or should I wait a month or two , and maybe have a bit of that balance shot down at the expense of those that are still unresolved even further back ?
MedlinePlus I know it's a horrible time to be looking for an apartment while making the credit card a little messy liquidation process , but my lease by October and I can not afford this apartment today after then ( leaving partner fourth) .
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