Can you build credit score off student loans? related questions

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Can you build credit score off student loans?1thommini2012-10-15 01:41:02
If I paid more than the minimum payment on student loans , and pay off student loans faster , which could improve or build my credit score ?
Are student loans enough to build my credit score up from 620's to 700's?2Ayo2012-08-30 17:40:03
I just went through a period when I was very wrong with my credit card. I had a bankruptcy in '06 and I had 3 credit cards which I was delinquent for about 6 months. Call the 3 credit cards and they all offer a solution that I paid off in about 3 months. I just checked my credit score is 623. If it is not too good, but considering what my credit history has been as surprising to me is even higher than 600! I have 0 credit cards and started paying my student loans recently last December '09. So back to the question : Will my student loan is enough to build my credit card or should I apply for a credit card to go along with my student loan to build my credit fast? ( That probably only be accepted by insurance, I am willing to do). I 'm not worried about being delinquent on payments because this is the first time I've had a very stable and paying well . All I want to build my credit now and save for a house! Thank you kindly ! -Eric
If I take out federal student loans can I build my credit?0rikita2012-10-26 02:08:25
I ask for federal student loans strictly to build my credit . I do not need the money , but I see a good opportunity to build my credit . I figure I can stick the money in a CD until you need to start paying the loan . This way I can have a bit of interest while the money is there .
How can you build up your credit if your score is 500?0TJen2012-08-23 00:59:03
you have debts of about 5-7 years old $ 30,000.00 total, have been sold to collection agencies , you can get a new credit card , you have a car loan and earn about $ 56,000.00 / year. If you just declare bankruptcy and start learning from their mistakes cool horrible ? What if you want to buy a house ? Do not make enough to buy a house if you do not have all this bad debt ?
How do i build my credit score?0Delight2012-10-08 17:18:52
I received my credit card high risk to medium risk . I'm a little below average and I want to build it without risk. That is 200 points away , but I'll be able to. Now how I can build my credit fast . A better loan or a credit card . I have 4 investigates on my credit report and accounts receivables unopened . There are 4 collection accounts list and they have all been paid .
How can I build my credit score being only 19?2Kishore2012-10-11 12:45:04
I have no credit at all and just turned 19. I have a full time job to earn decent money . I went to my bank and they said they can only get a credit card / loan with a cosigner. I also apply online for Capitol One and was denied. Where I can get the approval of even a small amount on a credit card without a guarantee ... that's my problem , I have no one to cosign for me . MedlinePlus You have bad credit , no debt , etc. .. Simply no credit and would like to build something .
Better way to build credit score?4AnOnYmOuS 12012-09-12 19:45:04
Which is a better (faster ? ) To build a bad credit score : a secured credit card , a short term loan with a guarantee or a joint credit card ?
How do I build/repair my credit score?1POOKIE2012-09-21 21:20:03
No I have very limited credit history . I started this January . I read that I have to get some credit cards to build credit history . I have an insurance card from Citibank which only has 200 credit limit . A Citibank secured loan for 500 . Bank of America gave me 4000 CL A Worlpoints Platinum Plus credit card. I have also ChaseFreedom Mastercard . The thing is I 'm preparing my credit for a car loan . I applied for other credit cards in one day and got a few rejections ... rationale research has too (well , I know I should not have made ​​too many applications , but I figured you just do everything at the same time) and very low credit line . But I've never missed a payment , I only use 30% of my credit line and pay more than the minimum balance .
How do I build/repair my credit score?7walter2012-09-23 08:41:01
No I have very limited credit history . I started this January . I read that I have to get some credit cards to build credit history . I have an insurance card from Citibank which only has 200 credit limit . A Citibank secured loan for 500 . Bank of America gave me 4000 CL A Worlpoints Platinum Plus credit card. I have also ChaseFreedom Mastercard . The thing is I 'm preparing my credit for a car loan . I applied for other credit cards in one day and got a few rejections ... rationale research has too (well , I know I should not have made ​​too many applications , but I figured you just do everything at the same time) and very low credit line . But I've never missed a payment , I only use 30% of my credit line and pay more than the minimum balance . MedlinePlus Questions : How bad will this research affect my chances of a car loan ? MedlinePlus How many months have to wait to have this fixed MedlinePlus ? How I can increase my credit score ? MedlinePlus MedlinePlus Thank you ! :-)
HOW TO BUILD MY CREDIT SCORE FAST?1 불가산명사 2012-08-18 08:07:30
I am new to the country, only came to the U.S. last 9 months ... start working as an employee service for 7 months ... i have checking and savings account at Bank of America .... The problem is to apply a bit on credit cards , but they remain in denial because I have a credit history, I want to pay a car in the future , but I think i can not able to do that .. How fast I can build my credit history? please answer ... your help is greatly appreciated
No credit score at age 23. How can I build up fast ?1Dborah2012-10-20 07:29:03
I just changed the university and also the most expensive . I needed a loan , but I need a cosigner . Unfortunately , he cosigned and someone else , so I'm stuck . My friend told me that I have no pity credit history , so I can not cosign , I will not have time to accumulate credit for the loan until it is now , but it's always good to start anyway. MedlinePlus MedlinePlus So the question is what are some ways that build quickly. I know I ask for a credit card, but is there anything else ? Thank you.
How can i build my credit score fast?3~$$*|[email protected](6)[email protected]||(B)|_IF3*$$~ 2012-08-23 13:40:02
Hi . I'm a freshman 18 in college. This is my first semester . I have to build my credit fast because I have to be approved for a student loan for about $ 5,000 for the spring semester . I've never had a credit card or other credit . I had a bank account (checking and savings bank debit fo america ) , but even this has turned negative over 3 times . whenever the negitive balance was canceled within two months . For the fall semester also I have a payment plan with Sallie Mae offered through my school for about $ 600 . This is not a loan . with the payment plan each month throughout the fall semester i pay about $ 150 for Sallie Mae that will give the money to the school to meet my quota . I do not know what my credit score . I need the loan for the spring semester and really need to be approved by him . I have not a guarantee, so you have to be approved by him. Is there any way I can make sure my score is good enough to be approved in December this year? MedlinePlus MedlinePlus Please leave any suggestions on what everyone thinks I should do . MedlinePlus MedlinePlus Thanks for the help

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