Pay off credit card with fixed home equity draw?

My 48 y / o sister asked me a question and I do not want to give bad advice . Here is the question and said financial information : MedlinePlus MedlinePlus Should pay your balance at 8.25 % (first for life ) credit card ( with a long history and excellent credit ) and put the balance towards your home equity loan ? Both have high GRAPHICS . MedlinePlus MedlinePlus It currently has a mortgage of $ 200K first fixed at 4.25 % until 5 / 09. They also have a fixed ( locked ) rate of 7.65 in its line of home equity within 10 years with a current balance of $ 50,000 ( $ 18K imported ) . Your house is worth between $ 550 580K . They only have a credit card to use , but is $ 12K ( essential for life ) , currently 8.25% , and for at least twice monthly payments in an attempt to settle . They would like to eliminate credit card debt , if you might be able to save more and not feel so stretched each month . In addition , a teenager now needs a car (more output) . MedlinePlus MedlinePlus Banker will lock addt'l draw and combine for 7.6 % . Annual Salary $ 90K . Advice?