How long do bad things stay on your credit report? related questions

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How long do bad things stay on your credit report?2Pd2012-10-25 13:22:03
My husband was unemployed for a while before he met me and mismanaged some credit card payments and student loans. This is now more than four years ago, and has since been on time with all payments. How long are the negative comments on your credit report ? MedlinePlus MedlinePlus In addition , there is a demand for money the lender agreed to forgive , but remains in your credit report . Can we do something about it ? I think the loan is sold to new companies ...
How long do good things stay on your credit report?1Teah2012-09-08 12:49:02
It's easy to find information about the duration of the bad things stay on your credit report , but I can not find anything about how long the good things ( like paying a car loan ) will remain on your report.
How long can this stay on my credit report?0dj2012-10-16 18:27:31
8 years ago that attending college was being paid by my employer . There was agreement that the school did not pay in advance , because once you 've completed a class of my employer sent the check. MedlinePlus MedlinePlus Long story short , he had lost two classes a semester and the school said they never received my fax low class . ( No, not saved the confirmation ... ugh ) . If you dropped a class within the first week , you do not have to pay . I refused to pay because they never set foot in a classroom and sent them a fax . I do not feel I should pay for services not received . MedlinePlus MedlinePlus Last month is 7 years from the date of the debt and that is still on my credit report as an " unsecured loan " school . Is this considered a " student loan " and never leave my report ? I have discussed this with the agencies. Any idea ?
How long does a car loan stay on my credit report?1Chaz2012-08-14 05:54:35
I'm about to pay off my car. I am paying far ahead of schedule. The original loan was 5 years, but it was worth in 18 months. I know that this behavior will positively affect my credit card , and my question is: How long prospective lenders be able to see what I did with my car loan ?
How long does a paid student loan stay on your credit report?0eyvonne2012-09-29 14:27:04
I paid a small student loan back in 1999 or 2000 and that is still on my credit report . I tried to make an online dispute with Experian and nto eliminate debt . No such things never happen ?
How long after removing things form your credit report will your score go up and by how much?0Shahidan Shaarani2012-09-16 12:06:04
trying to fix my credit to buy a house .. I love where I live but the rent and the landlord is losing the house trying 12/30/09 before that I have the best credit , but working hard at it and trying to find mortgage lander that will be willing to give me a loan is very hard .. do not open any new credit from 2003 I use to think much credit was not good , but not much credit is so bad .. I need help with getting a payday loan . . I have $ 30,000.00 for my payment. I put a lot of my own money into this house not even funny ..
My Question is How long Does BAD credit stay on your credit report? I live in Cali and heard it was 5?0Camilya2012-10-16 11:05:52
I was in a car accident and became disabled and lost everything . I was not able to pay any of my bills including hundreds of medical bills . It's been three years and finally no more am disabled , but my bills are such that there is no way I am going to pay them . So how long does bad credit stay on your credit report ? One of my good friends , which makes loans said 5 years and 7 years in california everywhere is that true?
How long does a good loan report to your credit report?0Tyson Hanlon2012-08-29 16:58:03
From what I can say is 10 years , but I 've found three different unsecured personal loans , $ 1000, $ 1700 and $ 1000, they are not all the reports for XP / TU / EF . One is to inform EF and the other two are informing XP / EF . I contacted my old bank that was through these , but can not find the role of them anywhere in the system . They were open to all, paid all the same exact month , February 2007 . My score is ticking and I'm sure you have these three reports to the three major credit bureaus would help a lot . Please advise , thanks .
How can I find out answers to things on my credit report?0toni2012-10-05 17:15:07
Tried opening an online bank account with TD Bank. To verify your identity to access your credit report and ask questions of it ( I did BOAmerica before and it was fine ) . The questions he asked me was referring to loans and a mortgage that did not take , so of course I had no answers and could not verify my identity . Scared I checked my credit report , but there was nothing there to mortgage loans and allegedly conned. I'm confused
How long does bad credit stay with you if you are australian?1Rachel2012-09-09 10:11:03
I recently discovered that it has held for seven years , but others have said only five years . which one is right ? MedlinePlus MedlinePlus I still owe a credit card company $ 4000 + and have not paid since 2006 . I was ready to declare bankruptcy because my father was so sick he really had no money to pay this debt . I went abroad to work yet, but that did not work either. MedlinePlus MedlinePlus I heard that if I have to pay the remaining amount of debt that will have to wait seven years for all the bad things that shake of my credit history . Is this true ? MedlinePlus MedlinePlus On the other hand , other people have said that the time is 7 years from the date of the first crime - I do not know what this word means ? I guess that means the date on which the first missed a payment with them ? MedlinePlus MedlinePlus I have no idea. MedlinePlus MedlinePlus Will I be able to qualify for a loan for people with bad credit , even if they have not paid the money I owe to my credit history ? or will I have to pay first?
How long does bad credit record stay in your file nowadays? in OZ?1faruk2012-09-07 07:15:02
Hi , I just want to know how long bad credit record will remain on your record these days with the economic crisis happening in Australia ? MedlinePlus MedlinePlus I have a company credit card for $ 2000 , but I've been abroad for some time . MedlinePlus I want to know if after they returned from bad credit history of my file or will stay put there and how long until ? MedlinePlus MedlinePlus I also want to get a home loan through a provider can finance some providers for people with bad credit. I heard there is a period of seven years for bad credit to remain on file , but do not know if that's true . 7 years still not for me, I could not make a first payment in 2006 and now is 2009 . only three years have passed , but I wonder if you can still get help with funding within the period of seven years or have to wait up to 7 years is up ?
Debt with arrears: cleared 3yrs ago. Unable to access credit report, upgrade bank account & other things. HELP?0Yo2012-08-19 16:33:02
I have a loan and after being unemployed failed to make full payments (the PPI did not cover), I always made a token payment of as much as I could afford but acrued massive arrears to the point that once found work and was able to make payments on the interest payment matching what he was doing was not changing the balance. Eventually my parents ended up having to repay the loan and they paid off in two years. Because the loan I had to close my current account and open a basic account with another bank, a year after paying the loan asked about upgrading my card to a chip & pin and the acquisition of a savings account both were rejected. MedlinePlus MedlinePlus I tried to access my credit report, but I always asked for credit card details - clearly I have no credit card! I recently applied for a credit card with a high interest rate of 34.9% - for people with bad credit or CCJs (do not know if I have CCJs) and was rejected. I wanted the credit card so I can start rebuilding my credit score and after reading all the information on who will accept my mom that I was sure he would succeed. MedlinePlus MedlinePlus Now I'm totally stuck! I'm at the point in my life where I need credit - at least begin to strengthen it, so that I can leave the family home and rent a place with my partner, among other things MedlinePlus. MedlinePlus Can help or advise? MedlinePlus MedlinePlus How I can see my credit report without a credit / debit card? MedlinePlus MedlinePlus I was able to get a mobile phone contract that I have had for three years, I have never missed a payment and always paid in full, it would not be good for my credit score? Also I do not understand how I got this, but I refused for other things ... MedlinePlus MedlinePlus I'm so worried I have CCJs against me that I have never been told, is this possible? And how I can know if I should do if I can get my credit report? MedlinePlus MedlinePlus Every time I try to update my bank account or apply for a credit card are points off my credit score? MedlinePlus MedlinePlus Does your credit report reset after a period of time? MedlinePlus MedlinePlus MedlinePlus I tried to research this on the internet and I am totally confused, frustrated and upset, I even when my bank to see if they could help and they acted like they wanted nothing to do with me, when I tried a different bank, I was told I had to talk to my bank account is with. MedlinePlus MedlinePlus Any help or support or explanation would be greatly appreciated, My life revolves around after a long struggle, and this is the only thing that is stopping me.

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