How long do bad things stay on your credit report?

Having gone through a divorce and unemployment , I went through the same thing. MedlinePlus The first thing we found is that you must oppose all elements of bad credit with the three major agencies . In many cases , the original pews were purchased and the records were lost in the transfer . If the credit bureau can not confirm within 30 days, was pulled. MedlinePlus Second, call each bank individually still around , explain. In this economy , tend to be more lenient and could only withdraw themselves. Be sure to point out how good your registration has been with the bank in the past four years . If it does not work the first time , try again in a couple of weeks . A different person may be more receptive . MedlinePlus The conclusion is that the bad report will stay on for seven years . Make sure at the time that comes out. MedlinePlus This can work . My credit score , it was awful is now at 800 . It takes time but can be done

All articles, good or bad , stay on a credit report for seven years from the date of the debt. The more things outside their refusal is , the easier it is to get credit . MedlinePlus MedlinePlus As for the claim that the lender agreed to cancel , please write to the credit reporting agencies stating that the debt was settled and ask them to remove it . That does not mean they will, but if you can legally remove , they will. If not possible, notification will be sent back and tell you why they will not. MedlinePlus MedlinePlus Now , that said, if you type the letter and do not respond within 30 days , written again and tell you why not investigate the conflict , have to remove it by law , and they will have to . MedlinePlus MedlinePlus Getting familiar with the Fair Credit Reporting Act of 1974 and the Fair Debt Act 1974 Collection . These laws govern how they can collect and communicate, and if you are fucking , you can dispute those debts and have them removed , etc. Both laws can be found online . MedlinePlus MedlinePlus Good luck to you!