Home Equity Loan, Home Equity Line of Credit or a Personal Loan? related questions

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Which is better? Refinance, home equity loan, or home equity line of credit? To buy a car and remodel home.?1taleen2012-10-06 01:43:03
Which is better ? Refinance , home equity loan or home equity line of credit ? To buy a car home and remodeling . ?
Home Equity Loan, Home Equity Line of Credit or a Personal Loan?0josy2012-09-14 21:10:05
A newborn baby entered our lives and before his birth , I had a bit of credit card debt that should have been taken care of and was not. My wife is working part-time rather than full time, it has been very difficult . Our debt is not improving . MedlinePlus MedlinePlus We borrowed money from his immediate family to buy our house so that the loan is a low APR is not technically on our credit. We still have to consolidate our debt (credit cards , car loans , etc. ..) , but not sure which way to go . Sounds like a home equity loan is the best option because the APR is generally fixed and Typcial is like a loan . MedlinePlus MedlinePlus Do you have any suggestions for us ? We do not want to damage our credit so we have to make the best choice . MedlinePlus MedlinePlus Thank you !
Is a Home Equity Line of Credit or Home Equity Loan used to buy a second home tax deductible beyond $100,000?0confidence2012-11-03 06:41:28
Would a Home Equity Line of Credit or loan used to buy a home be considered a Home Aquisition Debt instead of a Home Equity Debt?
What is better, home equity loan or line of credit on home I own outright?1reisom2012-10-05 15:45:03
I just finished building my house and I have no mortgage or anything as I had enough money to buy the land and build completely. But I have no money for the landscape and some medical bills that I would bear fruit. ? I can get a loan or a line of credit of my home? Which is better ?
I purchased my home in 1998 and would like to get a home equity line of credit for debt and repairs?0kalene2012-09-29 10:04:02
my credit is bad and a loan really help . I would like to pay and consolidate many others, what I can do? Why can not the equity in my house to speak for itself , I have never refinanced ?
Can't get the Equity line of credit holder to detach it from my home...so I can sell home. It did not appraise2Help needed2012-11-02 22:30:02
Listing my home for $ 312,000 , which would have paid off both the first and second . Agreed to $ 289 , 100 that will pay off one second ... $ 282,000 is $ 26,000. My income will allow me to pay the second if it is separated from the house ... I have agreed to put $ 6,000 down and after the close ... pay the surplus of almost $ 7000 .. I've been dealing with Capital One for several years and I have a loan with them and desperately need to approve the loan ... otherwise you may lose the opportunity to sell my house and may have to consider bankruptcy . I have no cash to cover the second . I own three townhouses rent paid and have moved out of my home and have a signed purchase agreement to sell $ 289,100 . What I can do ... to get the second to help a client a long time?
Home equity loan vs. line of credit??1usha2012-08-26 01:10:03
Here is the status: MedlinePlus MedlinePlus MedlinePlus credit score 611 MedlinePlus Income of $ 3,400 a month ( but is under the table and goes up or down at times) MedlinePlus MedlinePlus my bank deposits are not the same every month , but is always some kind of deposits are made MedlinePlus MedlinePlus never paid a bill late MedlinePlus MedlinePlus score is lower because of high debt MedlinePlus MedlinePlus the owner of my house "free and transparent " , and appraisal $ 570,000 in California on ... 3-4 months ago ... MedlinePlus MedlinePlus MedlinePlus I want to get as less than $ 160,000 .. I need at least $ 100,000 to pay off all my student loans , cars , credit cards , etc , but would like more to get one of my cars fixed and make improvements to the home ( and have a small amount of " back- up" money ) . . MedlinePlus MedlinePlus I will qualify for anything ? and what is best in my situation , a line of credit or a home equity loan ? the bank can cut the checks to my creditors and I will close my account too (all my credit cards , except maybe one or two) so they know that I will not be back in debt .. What do you think ? MedlinePlus MedlinePlus and what is a good company to
If you have a home equity loan and want to re-finance with a line of credit?0Anth2012-11-02 10:05:57
wouldn't the home equity loan momthly payment still have to be made?
What is better to get a home equity loan or a line a credit and what is the difference between the two?1veton2012-10-24 21:34:03
Im trying to consolidate some bills and wonder what is a better type of loan ?
Is it smart to use a home equity loan to pay off car loans, and a line of credit?3obama2012-10-09 19:05:03
My husband and I have to lower our monthly payments . We have no debt except a line of credit for $ 60,000 with payment of $ 410 and two car loans both totaling about $ 25,000 and the combined payment of $ 1050/mo . Therefore, we are spending about $ 1400/month for these three things . If you obtained a loan for $ 110,000 and paid off all these , our payment at 6.6% would be about $ 700 a month . Of course we always pay more than that month so go principles . Why is not this a good thing to do ? I realize that getting a new car to add to our payments again . Therefore, it would be unwise . Other than that , it is a smart thing to do ? It seems so, but then why do not more people do this ?
Home equity line of credit?0DELLI2012-10-07 23:46:03
When applied for a home equity loan on our second property ( what was left by my ex - husband ) , we learned that my husband has a CD of a significant amount in the same bank where you applied . His mother died recently , and she must have put that money in your name. She died very soon , so I never was able to tell us about it . My question is .... Does it make sense to establish this line of credit to consolidate debt , and make improvements in our main house , or should we use the CD . My husband thinks we should save the CD for a " rainy day ." My concern is that the home equity loan will be in the house that my ex - husband left me ( completely free of debt ) , to ensure that our children will always have a soft spot in which to land . I was all in favor of getting this loan , until I found the CD to your mom had in her name .
Home equity line of credit?1quoc2012-09-04 18:53:07
The credit is an unsecured mortgage ?

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