Home Equity Loan, Home Equity Line of Credit or a Personal Loan?

Answers:0   |   LastUpdateAt:2012-09-14 21:10:05  

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josy
Asked at 2012-09-14 21:10:05
A newborn baby entered our lives and before his birth , I had a bit of credit card debt that should have been taken care of and was not. My wife is working part-time rather than full time, it has been very difficult . Our debt is not improving . MedlinePlus MedlinePlus We borrowed money from his immediate family to buy our house so that the loan is a low APR is not technically on our credit. We still have to consolidate our debt (credit cards , car loans , etc. ..) , but not sure which way to go . Sounds like a home equity loan is the best option because the APR is generally fixed and Typcial is like a loan . MedlinePlus MedlinePlus Do you have any suggestions for us ? We do not want to damage our credit so we have to make the best choice . MedlinePlus MedlinePlus Thank you !
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