Do you think it is a good idea to spend money on yourself in a bad economy? related questions

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Do you think it is a good idea to spend money on yourself in a bad economy?2Ccs2012-10-20 15:43:03
I just turned 34 and now I'm having a bit of a midlife crisis . I 'm constantly thinking about how many regrets I have and how much the goals and aspirations that I have done . I've always really wanted to make a trip to England . ( I'm in the U.S. ) . I have to take a trip anywhere since I was a college student and it was something like a babysitting job . I have a job , but I'm not exactly rolling in money . I'm not sure if my work is safe or not . I paid my credit cards last year. Still I have a lot of student loans though. I'm single and I have no children , so my decision will not affect anyone else. In a sense , I feel guilty to enjoy a tour of all the talk about the economy . But in another sense , I feel like I 'm not getting any younger and I will never achieve anything if you just do not . You think I 'm being too frivolous ?
Is opening a night club a good idea In this economy?1dj2012-10-01 04:37:03
I have 20 years of age. It is a goal of mine to own my own business . I'm looking to get a bank loan and try to open one here in Cincinnati . This is a small place and we have no club is very nice to go . I have good ideas to start one and have something different to liven things up here . I think it's a great idea because there is strong competition from other clubs , so I think this is the perfect place . people are dying to have a great club to go to. Do you think this is a good idea? like I said I have all my ideas ready to go !
In order to stimulate the world's economy wouldn't it be a good idea to wipe out the national loan repayments?8Amerie2012-10-13 02:36:02
as the interest only is keeping in many countries , why not everyone can take a clean slate and start all over again. As it seems to me there is no way in hell most of the world will be able to repay these loans on this side of the next millennium . ta comments.
How Did Ernie Spend The Money He Stole From His Good Friend?2dudu2012-10-21 10:06:06
here's another fun little mystery to the good people of the polls and surveys resolve MedlinePlus MedlinePlus Here are your clues MedlinePlus MedlinePlus Punch has a friend named Ernie dirt bag MedlinePlus Punch has helped his friends with a lot of jams to " lend" money to him MedlinePlus but Punch is a bad judge of character and one day realizes that his friend emptied his wallet and pulled out all the cash Punch : ( MedlinePlus Punch called Ernie says .. awww man what is it that you can not take a joke ? MedlinePlus Ernie promises to return the next day with a box of Punch but fails to answer his phone instead MedlinePlus ( Did we mention that Punch " borrowed" the money to keep your phone ? ) MedlinePlus next day curious as to why almost broke , Punch verifies your statement online and realizes that Ernie has written checks to account and poorly forged Punch Punchy name on them .. MedlinePlus MedlinePlus So now , what do you think happened Ernie this money ? ? MedlinePlus MedlinePlus BQ : Punch is file a police report against his good friend or just a nickel punch a lot of pennies ?
Buying a pizza shop, good idea? Money potential? Is my plan any good?1Samatha Priest2012-10-24 07:12:02
I have 22 years . I saved almost $ 40K . I have a degree in two years that I will get where I want to be. I can go to school , but I hate the school and see no purpose in just getting a better career . I've had my own online business in the past two years and the average income was $ 30K a year , but the economy has killed my business literally . MedlinePlus Would I be able to get a loan , even at my age and to buy an established business and run it ? Of course I do more research on any industry , and I have my comb cpa in the financial statements of the company . MedlinePlus MedlinePlus MedlinePlus I just want to know simply , of all present experience , if I would be able to shop around for say two months , finding the best deal , use only $ 20K ( loan more money ) and buy a business ? And I'll be able to make at least $ 30K annual net this business ? How about $ 50 thousand a year ? Would it be a matter of 60 hours per week or more ? It would be quite reasonable to sell it and buy a bigger one and follow up? Or buy several businesses , perhaps putting a manager in the position to do more work , but I pay less than what I could have time to open new business? MedlinePlus MedlinePlus Thank you so much!
Borrow money against my money 2 buy home and finance the difference is this a good idea?0Florence2012-09-07 21:46:02
He has money, but not enough 4 2put house and did not want everything at home was thinking mayb you could borrow money against my finance the difference and pay my loan and still hav my money ?
I have a good business idea and need money to start, where do I begin?0lachelle mitchell2012-10-15 10:33:33
How do I go abouts to get the funds to start a small business ? MedlinePlus Is it possible to get government loans ? MedlinePlus It will be for the tourists and of course anyone else who wants to try . MedlinePlus any help is appreciated .
Is it a good idea to save me money to pay off my debt? More details....?4aileen2012-10-07 01:02:03
I was looking at my credit report today and was looking at all my debt . I really love to have my credit back on track , but I do not want to build or declare bankruptcy . I really do not much compared to other Americans , I owe $ 5,000 approxamietely . not to mention they also own my own company , and it is very difficult for me to get loans or credit lines . I have no debt on behalf of my company , but because I am a unforantly propreitor all you have to go under my personal credit , unless you decide to become a corporation and obtain a DUNS number . My FICO score is 528, if I had to pay my debt off in 1-3 months is your score goes slow or fast ? All responses are welcome approiate . God bless you.
Using credit cards to save money, good idea?0Nenny2012-08-28 15:08:03
Ok this is a little weird, but bear with me. I make about 50k. After all my expenses only manage to save a few hundred a week. I live in an apartment and want to buy a house in two years. I live in Florida, so the average home prices start b / t 90-120K. MedlinePlus MedlinePlus The problem. I have great credit, but does not save much for a deposit. I can not get a loan because I have no cash and I have many more than 200,000 in student loans. My monthly payments are not very high, so I have no problem paying the loans. My apartment rent is $ 1,500 a month and with houses so cheap that it would save money by paying a mortgage instead of rent. MedlinePlus MedlinePlus Since many people in my apartment complex are unemployed, the complex has begun with the exception of credit cards for rental. I have credit card debt low, but 30k available credit. MedlinePlus MedlinePlus I was thinking about changing rent for the next year or so. If I did that I could probably save about 20 000 in a year, then spend the next year paying by credit cards. MedlinePlus MedlinePlus My question ..... would be better in two years to be eligible for a mortgage? I guess I'd have about 20K more on the bench, then I would have had, and also about 10k more in debt. With the low APR on my credit card and the small% of my balance which is a minimum payment, my monthly expenses would not increase significantly. MedlinePlus MedlinePlus Idea strange, I know .... MedlinePlus MedlinePlus What do you think? MedlinePlus MedlinePlus MedlinePlus In addition, after a year of raking the credit card debt, could open another card that would balance transfers except in April promo (hopefully 0 for one year). My credit score would have a year to recover from the initial decline request another credit card. MedlinePlus MedlinePlus I'm thinking that this would only be a strange way to get a low-interest loan, but the advantage of this would be to have more control over payment methods. MedlinePlus MedlinePlus What do you think?
Using CREDIT CARDS to save money, GOOD IDEA?0Mike 502012-09-13 08:34:03
Ok this is a little weird, but bear with me. I make about 50k. After all my expenses only manage to save a few hundred a week. I live in an apartment and want to buy a house in two years. I live in Florida, so the average home prices start b / t 90-120K. MedlinePlus MedlinePlus The problem. I have great credit, but does not save much for a deposit. I can not get a loan because I have no cash and I have many more than 200,000 in student loans. My monthly payments are not very high, so I have no problem paying the loans. My apartment rent is $ 1,500 a month and with houses so cheap that it would save money by paying a mortgage instead of rent. MedlinePlus MedlinePlus Since many people in my apartment complex are unemployed, the complex has begun with the exception of credit cards for rental. I have credit card debt low, but 30k available credit. MedlinePlus MedlinePlus I was thinking about changing rent for the next year or so. If I did that I could probably save about 20 000 in a year, then spend the next year paying by credit cards. MedlinePlus MedlinePlus My question ..... would be better in two years to be eligible for a mortgage? I guess I'd have about 20K more on the bench, then I would have had, and also about 10k more in debt. With the low APR on my credit card and the small% of my balance which is a minimum payment, my monthly expenses would not increase significantly. MedlinePlus MedlinePlus Idea strange, I know .... MedlinePlus MedlinePlus What do you think? MedlinePlus MedlinePlus MedlinePlus In addition, after a year of raking the credit card debt, could open another card that would balance transfers except in April promo (hopefully 0 for one year). My credit score would have a year to recover from the initial decline request another credit card. MedlinePlus MedlinePlus I'm thinking that this would only be a strange way to get a low-interest loan, but the advantage of this would be to have more control over payment methods. MedlinePlus MedlinePlus What do you think?
Is it a good idea to move money from my bank a/c to my spouses a/c to thwart bank taking money from my account?3Fabian2012-11-05 07:57:04
Ok , so we have a loan with a bank. We renegotiated downward loan for 12 months, 12 months have increased and the bank has begun to take x amount each week ( double the original sum agreed, triple the amount of renegotiation ) contacted the bank , made arrangements for just 2 weeks ago renegotiated the amount to be removed on a weekly basis , he said it was okay to separate and never happen again , however he did ( three times the amount to be renegotiated loan to pay wothdrawn ) < br > Contact the bank again and said the same thing would not happen again . He did . It has been going on a Friday. Now I'm thinking of moving all my funds from that account to my bar of wives into account the weekly repayment dates so if you are going to get more of that just will not be there and force the issue if you try to put that in the long finger again. The loan is unsecured , not me the names of my wives. Good idea or not ? Thank you.
Is a good idea for a 20 year to take out a loan for 4500 to buy a car? Why or why not it's not a good idea?4flower2012-08-27 14:17:03
It will also be a personal loan and a car loan .

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