I got approved for a car loan on by Wells Fargo. . .?

Answers:3   |   LastUpdateAt:2012-10-23 11:31:02  

Question
Marzi
Asked at 2012-09-10 03:25:12
I credit application through the dealer ( went through 7 or 8 lenders - Wells Fargo was the only one I approve because I have bad credit ) . Anyway , was approved for a loan , but the payment had to be 20 % of the loan amount , and the car I was seeing, it was a little more than I could afford at the time ( there was also a stipulation that the car had to be at least 06). This concession did not have many other cars that qualify to choose which came a little cheaper . MedlinePlus MedlinePlus What I 'm wondering is , since my app approved (although the credit application was withdrawn ) would it be reasonable to think that if I contacted Wells Fargo directly I would be able to obtain financing and then just go to any dealer I wanted ( which I wish I could find a slightly less expensive vehicle ) ? MedlinePlus MedlinePlus Is there any reason that might reject me because I'm not asking for a loan through a dealer?
Answer1ms. PAnswered at 2012-09-23 21:52:02
Hi all,
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Answer2dude Answered at 2012-09-25 20:19:04
MedlinePlus MedlinePlus One advantage dealer for you: MedlinePlus banks usually have negotiated a lower interest rate through the dealer ! That means walking in the doors of the bank usually means a higher interest rate for you ! MedlinePlus MedlinePlus Moreover , banks do not always verify their income . It may not be important to you though. MedlinePlus MedlinePlus I hate dealing with dealers either. MedlinePlus MedlinePlus I work in banking and the dealer usually improves rates then I do . MedlinePlus MedlinePlus
Answer3hailieAnswered at 2012-10-23 11:29:37
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