Auto Repo wanted to know what happens if I have no engine in the car and they repo it.? related questions

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Auto Repo wanted to know what happens if I have no engine in the car and they repo it.?1Student 1552012-09-11 03:12:03
I have an auto loan that had the car to add a little more than a year since I 've been able to make payments. The engine just blew and the engine is not in it at this time what will happen if they come take the car and see that it has no engine in which all the money out you owe on the loan ?
Repo car question. what if the loan co. does't find the car and then charges off the acct. not as a repo?2island boy Calling GURRU BLUE2012-10-03 03:10:03
The person still has the car in the credit report shows a closed / load Acct. Maybe the person who is applying for a new car title?
Auto Repo 6 years ago, Auto loan today?1levar2012-10-15 04:11:03
More than six years ago , I had a car repo . Volunteer as was obviously seriously affected my credit . I spent the last 6.5 years improving my credit , I bought a house last year during the worst of the credit crisis ( as far as I 'm not a failure full credit ) . However, despite significantly improved my credit , can not seem to get a decent car loan . Banks offer about 19 % . How I can improve my credit in their eyes ?
Is there a credit union that will help me get a auto loan with a repo!?1ashish2012-08-20 15:26:02
This repository is about 4-5 years old. I have no credit , but in that country. (I have a great job) . I do not want a buy here pay here place where interest rates are bad ! I have 4 - 5k down and ready to be approved for a loan. If I can atleast get an interest rate of 19 less than that would be great. Someone give me some names of some places ONLINE LOCATED IN GA (Something you ) have used anything thankssss help !
How much will my credit score increase when my paid auto repo drops off my credit report in February?1jessenia2012-09-29 16:55:03
Also I have an unpaid bill of $ 80.00 collections hospital is scheduled for release in June. I have to buy a new car as soon as possible because I travel about 75 miles round trip every day , and my piece of junk used car finance May 5 ( and I'm still paying a terrible pace through a bad loan company ) is ready to break at any time. I have the hope of being able to obtain financing from a regular lender now , and I wonder if I would have to wait until both items fall my report , or simply paid repo . Right now my credit score is about 632. I have my current car loan , several credit cards , and several student loans on my report that are all in good condition . I have no late payments and other derogatory items . I have the hope of obtaining a loan of about $ 17-18000 with about $ 2500 down.
Should he let car go to repo?0poisoned rose2012-10-12 23:39:39
I am writing this for my brother : MedlinePlus MedlinePlus He was with his soon - to-be - ex-wife on and off for four years . They married in March. She left for other 4 months later. Sibling stay car in his name . He had bought two cars for two years before marrying . His car started with our father , and he is only the catch ( and thought then that he needs to protect his former self ) . The other car is only in the name of my brother . The left clinging to her because she has a daughter . She continued to make the payments , albeit late. MedlinePlus MedlinePlus So a few weeks ago , she called because she was arrested twice in the same week and fined for driving without insurance . The second time , the car was impounded . To get the car is almost $ 800. She said she did not want the car , it will not pay to get out . Monthly payments are bad , $ 525 a month . It's a 2007 Altima , $ 17,000 left in it . MedlinePlus MedlinePlus My brother thought out and negotiated in (sell back ) , but does not have the money to pay the difference in the loan . His ex maxed out all their credit cards last fall and it's just in a bad place and dig their way out . Since the divorce will not be finalized until late next month, we realized that maybe if I got the car and started making payments, your ex can request and get the car in the divorce . Nobody 's going to finance or co - sign with her , so she would never be able to put your name. MedlinePlus MedlinePlus So now you're thinking of letting go to repo the car , but of course that will devastate your credit. Any idea ?
Car got repo'd, not sure what to do next!?1Taycee2012-09-24 03:42:02
So today I have my car repo'd . I pretty much knew what was coming . I was fired three months ago .... and the system of unemployment here in Michigan is horrible! I got my first check for seven weeks after the presentation ! Needless to say , it was 7 weeks long or little money . In charge of the things I had to pay , gas / electricity / food / rent , etc Unfortunently , paying my car was something I had to step aside . I am now 3 months late , and talked to the bank on Monday 01/12/09 and explained my situation . MedlinePlus MedlinePlus Fast forward to today 14/01/09 . The car is gone. After talking with the bank to see what my options were to get it back , are just ridiculous! Michigan law allows banks to request full payment of the remaining balance up front to get the car back . Luckily , I got a better option ! HAHAHA ! Pay half of what remains of the loan ! MedlinePlus MedlinePlus It's something I can not do in any way shape or form . MedlinePlus MedlinePlus So my question is: what I can do , if anything ? I have given some thought bankruptcy , but do not want to put any of my credit cards in it , as they are all current and up to date, and for many years . MedlinePlus MedlinePlus Can bankruptcy protect me from the repo ? Obviously , the bank will auction the car and I'll be stuck because of the remaining amount . And I've heard some horror stories about that. Is there anything I can do to protect myself / family? MedlinePlus MedlinePlus I'm not usually one to jump on my financial obligations , and the first 38 to 41 months to pay my car was always on time . But in this economy , especially in Michigan , things fall apart quickly . MedlinePlus MedlinePlus Any help / advice would be greatly appreciated .
Car got repo'd...not sure what to do next?!?1naveen2012-09-06 13:52:06
Therefore , I have my car repo'd today. I pretty much knew that was coming. I was fired 3 months ago .... and the system of unemployment in Michigan is horrible! I got my first check for 7 weeks after the show! Needless to say , that was 7 weeks long or little money. Payment of the things I had to pay , gas / electric / food / rent, etc. Unfortunently , pay my car was something I had to step aside . Now I have 3 months late, and talked to the bank on Monday 12/01/09 and explained my situation. Fast forward to today 14/01/09 . The car is gone. After talking to the bank to see what my options were to recover, are just ridiculous! Michigan law allows banks to request full payment of the balance remaining in the front to get the car back . Fortunately , I got a better option! HAHAHA ! Pay 1/2 of the remainder of the loan! It's something I can not do in any way shape or form . So what my question is, what I can do, anyway? I have given some thought bankruptcy , but I will not put any of my credit cards in which, as are all current and up to date and have been for many years. Can bankruptcy protect me from the repo ? Obviously , the bank will auction the car and I'll be stuck because of the balance. And I've heard some horror stories about it. Is there anything I can do to protect myself / family? I'm not normally one to jump on my financial obligations , and the first in 38 of 41 months to pay my car was always on time. But in this economy , rather than in Michigan , things fall apart so quickly. Any help / advice would be greatly appreciated .
Car repo1Tshephiso2012-09-09 04:53:02
I have not paid for the car ( I owe $ 36,000 )
CAR REPO!!!!!!!!!!!!!!!!?45th year accounting-TAX2012-09-15 20:00:06
How long will the bank before car repo yr ? I arrived late in the last two months paid and reached ... but again one year later, one month later im I intend to keep the car so how long before I can go to give thier car back ? the car payment is 300 a month plus insurance coverage of 100.00 per month . i cant afford that my husband is disabled and the bank will not let you down the becausse of support with no waiting for SSDI income . i I can put my name on my credit is bad . we have it in the car loan is 9000.00 in Kelly Blue Book that s worth 2000.00 I can not go further with this payment is killing me I have the house to take care of myself . We have been paying on this car for 3 years . I hate to let it go but under the circumstances I have no choice I have to take care of my family. time is important , so I need to find out when they will come for him .
I don't want a REPO!! HELP?!?!?4Cher2012-10-14 21:18:03
I'm in serious trouble ! I do not know what to do! I have this 2006 Pontiac G6 , beautiful car , I love it but I can not afford it, it stinks so bad . I went to this place where they do not check your credit and is a kind of place that will do anything to get you in a car , even if they know you can not afford that . Well , I have great credit , your building yet, but the car is put in my name and my parents' names . I place financial charges a very high interest rate that is crazy . I've only had the car for 4 months and it turns out that my father lost his job and mine used to cover the car payment . Does anyone know what I do? I do not want a repo on my record ! my credit is screwed and I have been working very hard on building it to be good! I owe $ 17,000 more for the car and I have good credit to get a loan , please someone help me if you know what to do ! ? I can go to a car dealer and do something with it ? anything! PLEASE HELP ME !
Bk and car repo?2Lindz2012-09-02 12:21:04
I'm in dire financial straits after trying to save my home from foreclosure ... MedlinePlus I'm thinking bk and keep my car loan off it . If I was face down in the car that would sell out of the allowance. I can do without a car for a while (voluntary repo ) and with my credit bk fires anyway. ? I can get some advice on how to proceed and in what order voluntary repo , then bk filing ?

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