If I have no assets, n have bad credit history, but have good regular income where can I get a unsecured loan?

Answers:4   |   LastUpdateAt:2012-08-17 07:31:03  

Question
Kourt
Asked at 2012-08-09 06:08:02
If you have no assets , no bad credit history , but having a good regular income where I can get an unsecured loan ?
Answer1IngleAnswered at 2012-08-10 02:24:02
o0o0o that's bad , but to build your credit history you should get a credit card with a small amount and pay monthly for it. Pay on time and trust me your credit score will increase soon. Credit is very important to treat it well . Good luck
Answer2pavlinaAnswered at 2012-08-11 18:40:03
I think you should go to your bank and should be able to help ? I was in a similar situation and my bank made ​​a loan . But whatever you do , you get a loan to pay the next day .....
Answer3cb in sfAnswered at 2012-08-16 14:00:32
Banks will be very reluctant to give you a loan . You may have to go to a credit card company as MBNA. Interest rates will be high, but you will no matter what.

Good luck .
Answer4TherisaAnswered at 2012-08-17 07:31:03
Lenders tend to have a look to the past to predict the future.

That said, having a bad credit history a lender does predict that history will repeat itself, and probably not (well, at least possibly ) get their money .

Because lenders have a solid base of people with good credit who want loans , usually give their money to that group.

Therefore, faced with predatory lenders - those who lend money, but will have a pound of meat to make it happen . Usually we are talking about a secured loan , where you join an asset to the lender can seize and sell if not returned . Or we're talking about a loan that the lender has an average with a baseball bat to keep track of every minute until the loan is paid.

Sad truth here : credit have much time to build, and can be destroyed in no time . There are things you must protect and nurture as much as your credit rating.
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