Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report? related questions

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Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?0Janna2012-09-02 23:20:03
The information requested by a new person to the U.S. MedlinePlus --------- MedlinePlus MedlinePlus Consider the following situation that I apply in MedlinePlus straight day MedlinePlus Day 1 Wellsfargo Bank Home Mortgage Loan MedlinePlus Day 2 of Bank of America Auto Loan MedlinePlus Day 3 Digital Credit Union credit card MedlinePlus Day 4 ... MedlinePlus MedlinePlus ... MedlinePlus ... Day 13 Citizens Bank Home Mortgage Loan MedlinePlus Day 14 U.S. MedlinePlus Bank Personal Loan MedlinePlus ... MedlinePlus ... Day 28 CapitalOne credit card MedlinePlus Day 29 store credit card Kohl MedlinePlus Day 30 Walmart credit card MedlinePlus MedlinePlus Do all instances of my attraction to different lenders credit appear on my credit report ? Or just the attraction first credit in a period of 30 consecutive days should contact credit pull ? MedlinePlus --------- MedlinePlus Myth or reality : For the first lender that pulled your credit card , you have 30 days from that day . Will be considered only once , regardless of how many lenders pull your credit . They do that by giving you enough time to shop and compare different lenders . MedlinePlus ---- MedlinePlus Myth or Reality : The credit bureaus understand that savvy consumers want to review several loan offers , so agencies consolidate all inquiries credit mortgage loan within a specified period ( which can range from 14-45 days) and I consider it as an investigation . MedlinePlus
I can't pull up my credit report from (10 pts best answer)?0school girl11 :-?2012-09-05 20:27:04
Hi all, I am currently 20 no credit .. I decided to get my free report anualcredit free just for fun today and said he could not look up my records because it gave me a strange question by saying that I have made ​​a mortgage loan in 2006 ( when he was 16 at the time) .. and wanted to answer a lot of questions in which I responded with " none of the above " .. and then I went to the next page where he said he could not look my files .. I tried with the three credit reporting sites and had the same results .. I tried this last year and it worked , but now it is not .. I am a vicitim identity theft or something? Please help MedlinePlus MedlinePlus This is what it says on the back : MedlinePlus Sorry, for your protection we are unable to deliver your FACT Act Equifax free annual credit report online. There are a number of reasons why you may be unable to fulfill your order online . You can have a security freeze on your credit file , an Active Duty Military or Fraud Alert , or the identification information submitted online may not match the information on file.
Bank Did Not Pull Correct Credit Report?2macail2012-11-05 20:05:02
I applied for a small loan recently, about 3 weeks after he was refused to take over payments on a car loan for my student friends was listed as being in payment (incorrect ) and 120 days past due. I was told they have to eliminate the cause of my report that was all , then come back and they can do something for me. Had corrected the mistake with Equifax and returned to my same credit - . That was rejected again by the same. I saw my report ( updated copy ) and my information is correct - the bank will not pull my report today! The research, which should have appeared on that day was not there , but everyone else was , so my old bank report revised that leads me to be rejected. Why not see my report as it was that particular day ? Are not required to run my report again every time you apply ?
Which credit report does Wachovia (Now Wells Fargo) pull when applying for a car loan?0Teresa Joseph2012-09-06 03:41:03
Im about to apply for a car loan through my bank Wachovia , which has been taken over by Wells Fargo . Does anyone know who pull credit report ? Experian , Equifax or TransUnion ?
How to pull up my credit score? (Between 530-550)?1Mil2012-10-04 00:35:02
Hi all, MedlinePlus MedlinePlus So my credit problems started when I was in college . I had no idea how much this will affect me in the future. I had some credit cards , but not as student loans . I screwed up this badly. 3 years ago I had my first job when I decided to change my financial situation around . My credit score at the time was 440 . I borrowed a loan of $ 3,000 staff at 18 % interest with a co -signer , and paid all arrears in my account waiting for my rating would sky rocket . MedlinePlus That did not happen . All accounts that are still locked in my report and marked as " potentially negative closed" ... I do not understand what this means , but I do belive it is hurting my credit. Is this true and what really is "potentially negative closed" .... MedlinePlus MedlinePlus I have a couple of credit cards by small pre-approved offers , and have been paying on time for the last one year . MedlinePlus I managed to get a car loan from a small credit union pays $ 9000 but alarming 19% interest on it . MedlinePlus I have not missed a single payment in the last three years , and I have understood that this process requires patience , but after all this, my grades are Experian : 543 Equifax : 552, TransUnion : 526 ..... MedlinePlus What am I doing wrong ? ......
How do people pull out a loan with bad credit?3heba2012-11-02 14:57:03
How do you take out a loan with bad credit ?
Can you borrow multiple private/alternative student loans from different lenders during the same time period?0Makenzie2012-10-26 10:04:42
I have curiosity .
If I apply for an auto loan at a car dealership, which credit bureau do they usually pull my credit score from0dukegirl2012-10-14 00:47:45
I just got my credit score from all three bureaus are: MedlinePlus TransUnion : 697 MedlinePlus Experian : 702 MedlinePlus Equifax : 689 MedlinePlus MedlinePlus I hope they pull my Experian score ! Will I be able to enjoy a good if I go to the dealership for a new car ?
What do I do if my student loans are over reported on my credit report?3IceIpac2012-09-27 05:32:04
My number before consolidating student loans is 18 , but in my credit report says I have 37, for a total of about $ 75 billion more than what I have with what my credit score so low. There are many who do not know what is real , what the dispute. Who do I contact to get rid of these extra charges ?
How well do you think I can pull this off?0t.williams2012-10-13 21:34:39
So I just turned 18 and I am graduating this year from high school . I make an average of $ 990 per month ( this will double after graduation ) and I was thinking of moving . I figure if I share a studio apartment with my friend , the rent should be around 200 for me , plus 60 a month per phone , 180 a month for car insurance , about 120 a month for gas , and perhaps 100 for food, I still be able to produce 2 year community college and then transfer to the state university last two years with a grant from the Air Force ROTC and student loans ? Being with my parents is not much of an option due to personality conflicts and you get paid for all of the above except the rent. Please answer my question , I'm not looking for personal opinions about me leaving , I'm weighing my options . thank you!
Can I pull out without fee?2margot2012-10-21 09:45:02
I'm in the process of buying my first home. The offer has been accepted , and I had a draft contract of my lawyer . I'm just in the process of getting my mortgage sorted. I have a mortgage promise but just need to sort out the final details . My mother was remortgaging your home to give me the 15% deposit . We had previously taken advice on this and they said it should not be a problem and apply nearer the time . Do not think there is any problem with this. Yesterday we had the worst news that his application had been denied. Which means you now have no deposit! She has appealed the decision and my grandparents have stood as guarantors of their remortgage . We will receive the decision tomorrow . If it's a no go , does anyone know what kind of punishment he would face out of the sale ? Also what kind of penalty that would have happened if the mortgage and then sack ? The only other thing is does anyone have any idea what moms might increase my chances of getting the mortgage re? She can afford the repayments easily as my sister pay much rent, but because you can not declare it as income the bank refuses remortgage for accessibility . If anyone can offer any advice it would be great . He could afford to take the loan myself however not allowed to do this and get a mortgage at the same time . thanks
Please help me out! How can i pull this off?1partridge2012-08-17 23:01:02
ok, I'm only 14 and I'm going to freshmen in high school BEA . I know for a fact that I'm going to the University of Colorado. I love stone and school sooo much and I wanted to go there since I have memory . my problem is I am not a Colorado resident and tuition is about $ 50,000. My mom says she can pay 15,000 a year and I have to pay the remainder. I'm thinking of getting a job next summer, when im 15 . The other problem is that when I get my license I have to buy my car insurance and gas. So that leaves my bank account. I am also thinking of getting a second job when I'm 16 or 17 I go to a respectable institute acedemics large . I'm pretty smart, but not a super genius and it's usually get one and maybe one or two of b . I am also a couple of advanced classes, I take a few college credits . So to go to CU My plan is to try to get a scholarship acedemic , nothing huge , but I know that if I work hard I can get one , I also will probably have two jobs for 17 years, and I'm also thinking of getting a student loan . I am very determined to make this happen So please if you have any tips or advice please give me some suggestions! thanks

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