Need serious advice! How to clean up credit to get a loan or credit card? related questions

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Need serious advice! How to clean up credit to get a loan or credit card?2TRISRAN2012-09-07 09:42:17
Hello , my sister and I would start a small business this year . We are in the process of obtaining licenses to a service center . However, we are having trouble raising capital all on our own. So far we have managed to save $ 21,000 MedlinePlus in a business account . We understand that we need much more , about $ 30,000 more in reality according to our business plan . We have bad credit (520) and under. That's the reason I 've been saving and saving . We would like to know if it's a good idea to take our ( savings) and pay all companies owe to see a dramatic change in our credit reports . Have anyone here ever done this before ? You think quickly appear in our reports so he could approach a lender , or get a small business loan online ? We do not know what to do with the money we have saved but absolutely certain that it is not enough for ( initial capital ) . What should we do ? !
"Credit Clean Up" Advice Please?0not planning 2 tell u2012-09-18 01:03:04
My credit is really bad , and my score is somewhere in the 400, about 500 . MedlinePlus MedlinePlus 85% of my claim is for a total of unpaid bills from the hospital about $ 15,000. The rest is an old utility bill ($ 500) , and I owe a bank ($ 300) MedlinePlus MedlinePlus I never had any bankruptcies , foreclosures , credit cards , repossesions , evictions , etc .... MedlinePlus What would you suggest to pay first to get my credit score up ? Some people say that hospital bills are not that important , but it must be important if my credit score is very low and I have nothing "important " on it . MedlinePlus MedlinePlus I've seen other people with credit scores that low , but they had all kinds of credit card and loan debts . That's why I do not understand why mine is so low and never had any of that . MedlinePlus MedlinePlus Anyway , it would be better to pay the bills first Hosptial , or two other small bills ? MedlinePlus MedlinePlus Also, is there anyway to consolidate my hospital bills payment all in one ? They are in the same hospital , but are of different doctors and different departments ?
Does anyone know the best way to clean all bad credit issues. credit card, loans, etc?1naveen2012-10-04 01:52:02
Does anyone know the best way to clean all bad credit problems . credit card, loans , etc ?
So i am in the process of trying to clean up my credit and past debts, Need some advice! Thanks in Advance!?0fatma2012-09-09 19:01:02
Ok , I have a lot of debt from my 20 years of age who are showing up on my credit report . Most are actually paid after collections , etc . But still I have three that I have set up arrangements , and 2 that could be removed along with the payment . The total balance of about $ 7,000 , the largest being 3 over $ 5000. 2 of which I am paying through a payment schedule and have become sentences. Which the creditor is willing to withdraw payment in full wants a lump sum payment , obviously. MedlinePlus MedlinePlus So my question is this . Should I consider looking into possibility of getting a loan and use my car as collateral (paid in full) and pay just debts all at once and get a lower payment ? A bank loan basically considers the last two consolidated my debts ? Is it better to pay them off in full instead of showing only the existence as payment ? My girlfriend just recently had his last 2 bad loans that were paid off removed from your report and your score really hurts , is that normal? Thanks for your advice in advance!
How to clean your credit history up, I have been trying to get my credit score up. I have had a auto loan?2dian2012-09-07 03:35:02
refinanced , has negotiated a car drive better have a credit card , and paid stuff on my credit report . I have a credit card and limit is 250.00 , but I am still unable to get credit . I 'm not understanding what I'm doing wrong .
Any advice on reducing/paying off credit card debt, without damaging credit?3Bea2012-11-02 10:23:03
My husband ( of one year ) has a large amount of credit card debt , and two of them have just raised the intrest rate . The walk was intrest for him co - signing a car loan for his younger brother , who missed some payments ( paid in December ) . Was transferred balances both past and due to co - sign nightmare , now is unable to transfer to get the lowest rate intrest . We own a house , but haveonly been at it for nine months . Any suggestions ?
NO spammers! Im building a strategy too increase my fica credit rating and open credit card accts.. advice?2Eloise2012-10-24 06:35:51
I work from home and own a business, now that things are increasingly in need of a feed line of credit, etc. I used also has 15 credit cards, department stores, jewelry, furniture / visa / mastercard etc. .. i closed all 8yrs ago. it was a mistake that I now had some stains on my credit card and I can not get credit, etc.. i have operated out of debit cards for years. I own a business and work at home, so I have the time and the home office also organized and deal with all my problems and resolve credit report, etc. .. I paid many car loans (quotas) and revolving credit accounts * credit cards. I've never fucked any lenders or companies of any debit / loans, etc ... the negative **** in my credit history is a $ 25,000 entry for medical expenses claimed a guy in a fight. the reality is that I was a correction officer for years in a prison and a criminal was released after four years. recoginized me in a Blockbuster video store and attacked me with a great chain. i reacted to defend myself and ended up with more than 25,000 in med bills and sued me! lol .. trial was awarded the same purjured bastard and his lawyer went after me for the amount. I refused and I will never pay a penny and somehow this trial continually appears in my credit report. this problem has affected my credit, obviously, this trial was in 1997. I have not heard of him or his counsel bastard. Im just trying too fix my credit and raise my credit score and only qualifies for a visa / mastercard etc. .. Also over time I would also have a line of small business credit and a credit card or two. I have the option of prepayment of secure card through my bank. I would start her and start negotiating with the credit type places TRW. please do not spam with credit repair scams overnight. im simply seeking answers from those who have knowledge or experience / advice. I appreciate all the answers and time! thanks ... do you guys know of a free credit report site that offers no sign ups or spam or my debit card, etc. .. info seems that these places also want to throw in and immediately invoice and ..... a free report to help me know where I am and then maybe I could pay for a service if needed. IDEAS? OPINIONS?
Advice on obtaining a credit card to help credit score?3Debra2012-10-22 13:06:02
Ok . I am a registered nurse who rents with only two negative items on my credit history. These items have been resolved and paid. My credit scores are around 740 , 735, and my trans - union is about 680 . I have no open credit cards more important. Right now I have student loans and car loans have been paid, never late, and several other loans are shown as paid, never late. My situation is this. I am considering buying a home in the next year. But I want to try to increase my credit score as much as I can to get the best rates available and have been told that the opening of a credit card will help with that. It would also be nice to have to help furnish the house and help cover some expenses of the wedding. Now I have applied for two cards and was reduced in both. I'm not really sure what the hell I would be rejected and I can not find out. Could someone please give me an idea of ​​what to do and what steps to take. I've thought about a secured card, but not really why I have to do that with the credit I have now. His vision would be very helpful , thanks in advance
PLEASE HELP, LOAN / CREDIT CARD ADVICE?2ginny2012-09-12 05:04:03
Please someone can help me . I have to get a loan or credit card
If you won the Lottery, but had previous bad credit, would your credit record be wiped clean?0Jack2012-09-12 10:59:03
Just a passing thought ! I mean I do not need loans or mortgages , but say credit cards , etc. Phones - still refused to them if they had a bad credit history ?
What is the best way to clean up my bad credit history i have some defaults and i cant get credit anywere!?1bullfrog2012-10-12 04:14:03
I made some financial mistakes when I was fresh out of school Turnes 18 and BAM ! default ! I have a few defaults , as a result , and all I want is to have a clean credit history so I'm able to get loans and credit etc. so if anyone knows the best way to do this , please explain . I know that you pay them out!
Clean Son's repo car loan out of my credit?2Merlene2012-09-30 20:36:03
They co - signed a car loan for my son . A few times he was late in paying . Then he was late again for two months and the bank repossessed the car . He made the payment and got the car back . And recently he was late again and seized the car again. MedlinePlus MedlinePlus Finally paid the remaining amount and got his car. MedlinePlus MedlinePlus My credit has dropped 820 to 620 because of this problem . Many of my credit card companies closed my account but I have to pay the remaining balances . Never been late on my bill payments . Please advise me what I have to do to clear my mind . What are my options . MedlinePlus MedlinePlus Thank you. MedlinePlus MedlinePlus He is my son ... I love him , but never signed by anyone ever again . MedlinePlus MedlinePlus People do not always co - sign anyone. !

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