Student Loans defaulted?

I used to work for a company that advised people in paying their student loans. MedlinePlus MedlinePlus First, if you have not consolidated your student loans , you would now . Having to make a single payment to help much . You should also fix your interest rate , so do not worry about that. MedlinePlus MedlinePlus Secondly, I would like to call your loan provider , or when they call , I ask them to put him to a deferment or forbearance . A deferment allows you to postpone your payments during difficult situations . If you talk through your problem , you should be able to tell you what you qualify . During the deferral period which usually lasts 1-2 years, can stop paying while non-interest bearing . You can also request another delay when the former ceases if your situation has not changed . MedlinePlus MedlinePlus If you do not qualify for a deferment , forbearance would be your next option . This allows you to defer payments without any qualification . However , interest will accrue as usual . You can always lower your monthly payments also patiently . This can also be expanded . MedlinePlus MedlinePlus The deferment or forbearance collectors stop calling. MedlinePlus MedlinePlus Also, keep in mind that even though you can not pay your student loans before he died , that the debt can not be passed to their children or other family members , unless someone co ​​- signed by you . MedlinePlus MedlinePlus Good Luck . :-)