Credit score 688 and grade D... per Transunion.?

Answers:2   |   LastUpdateAt:2012-09-14 05:45:02  

Asked at 2012-08-25 20:43:19
I request another credit card ? I checked my credit report and I have only my student loans (which I just found out , and I paid , but I can show on my credit report until April ) and I have this car loan co - sign . The car payment is all now without late payments on it ( thanks to the Ex ) . anyway this time I have a Capital One card and the credit limit isn'tt high. below $ 500. I'm trying my credit reestablishh . I want to apply for another Capital One card , something with benefits .. VentureOne card leaning .. ive applied to three other credit cards and got dropped and I know that affects your credit score .. My payment history has not been the greatest, but for now I have nothing to pay .. except my current credit card ... any input ?
Answer1Nicholas LimAnswered at 2012-09-12 03:00:05
If you have recently applied for 3 cards and refused leave to apply! You will not be approved for a Venture card or any other card at this time. MedlinePlus MedlinePlus If your payment history is not the greatest, is your problem . Use this Capital One card wisely you for the next 18 months to 2 years and then try to apply for another card . Right now , just will not be approved .
Answer2FominiaAnswered at 2012-09-14 05:45:02
The credit card will help your credit rating , provided you keep now is an American Express card . The main reason for this is because they are usually required to pay the balance in full each month ( although that has changed over the years and AMEX seems to be more like other cards in terms of being able to maintain balance ) . Be careful , however , because it does not want to apply only to a handful of credit card companies as the action itself can damage your credit score . Apart from an American Express card , all others tend to be viewed equally by the credit rating companies . Hope that helps .
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