How long does bad credit stay with you if you are australian? related questions

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How long does bad credit stay with you if you are australian?1Rachel2012-09-09 10:11:03
I recently discovered that it has held for seven years , but others have said only five years . which one is right ? MedlinePlus MedlinePlus I still owe a credit card company $ 4000 + and have not paid since 2006 . I was ready to declare bankruptcy because my father was so sick he really had no money to pay this debt . I went abroad to work yet, but that did not work either. MedlinePlus MedlinePlus I heard that if I have to pay the remaining amount of debt that will have to wait seven years for all the bad things that shake of my credit history . Is this true ? MedlinePlus MedlinePlus On the other hand , other people have said that the time is 7 years from the date of the first crime - I do not know what this word means ? I guess that means the date on which the first missed a payment with them ? MedlinePlus MedlinePlus I have no idea. MedlinePlus MedlinePlus Will I be able to qualify for a loan for people with bad credit , even if they have not paid the money I owe to my credit history ? or will I have to pay first?
How long can this stay on my credit report?0dj2012-10-16 18:27:31
8 years ago that attending college was being paid by my employer . There was agreement that the school did not pay in advance , because once you 've completed a class of my employer sent the check. MedlinePlus MedlinePlus Long story short , he had lost two classes a semester and the school said they never received my fax low class . ( No, not saved the confirmation ... ugh ) . If you dropped a class within the first week , you do not have to pay . I refused to pay because they never set foot in a classroom and sent them a fax . I do not feel I should pay for services not received . MedlinePlus MedlinePlus Last month is 7 years from the date of the debt and that is still on my credit report as an " unsecured loan " school . Is this considered a " student loan " and never leave my report ? I have discussed this with the agencies. Any idea ?
How long does a car loan stay on my credit report?1Chaz2012-08-14 05:54:35
I'm about to pay off my car. I am paying far ahead of schedule. The original loan was 5 years, but it was worth in 18 months. I know that this behavior will positively affect my credit card , and my question is: How long prospective lenders be able to see what I did with my car loan ?
How long do bad things stay on your credit report?2Pd2012-10-25 13:22:03
My husband was unemployed for a while before he met me and mismanaged some credit card payments and student loans. This is now more than four years ago, and has since been on time with all payments. How long are the negative comments on your credit report ? MedlinePlus MedlinePlus In addition , there is a demand for money the lender agreed to forgive , but remains in your credit report . Can we do something about it ? I think the loan is sold to new companies ...
How long do good things stay on your credit report?1Teah2012-09-08 12:49:02
It's easy to find information about the duration of the bad things stay on your credit report , but I can not find anything about how long the good things ( like paying a car loan ) will remain on your report.
How long does bad credit record stay in your file nowadays? in OZ?1faruk2012-09-07 07:15:02
Hi , I just want to know how long bad credit record will remain on your record these days with the economic crisis happening in Australia ? MedlinePlus MedlinePlus I have a company credit card for $ 2000 , but I've been abroad for some time . MedlinePlus I want to know if after they returned from bad credit history of my file or will stay put there and how long until ? MedlinePlus MedlinePlus I also want to get a home loan through a provider can finance some providers for people with bad credit. I heard there is a period of seven years for bad credit to remain on file , but do not know if that's true . 7 years still not for me, I could not make a first payment in 2006 and now is 2009 . only three years have passed , but I wonder if you can still get help with funding within the period of seven years or have to wait up to 7 years is up ?
How long does a paid student loan stay on your credit report?0eyvonne2012-09-29 14:27:04
I paid a small student loan back in 1999 or 2000 and that is still on my credit report . I tried to make an online dispute with Experian and nto eliminate debt . No such things never happen ?
My Question is How long Does BAD credit stay on your credit report? I live in Cali and heard it was 5?0Camilya2012-10-16 11:05:52
I was in a car accident and became disabled and lost everything . I was not able to pay any of my bills including hundreds of medical bills . It's been three years and finally no more am disabled , but my bills are such that there is no way I am going to pay them . So how long does bad credit stay on your credit report ? One of my good friends , which makes loans said 5 years and 7 years in california everywhere is that true?
How long do these "bad credit items stay with you? Requested clarification on some other credit items as well.?0Precious_Soul17 2012-10-06 19:00:47
Asked multiple same topic. MedlinePlus MedlinePlus How long can a collection agency collect on you ? For example .. if you do not pay your student loans ... how long ( eg year) can haunt you , and keep these negative marks on your credit report ? It is my understanding the student loan companies can play by different "rules " when it comes to credit reports that regular banks .... MedlinePlus MedlinePlus I think it's 10 years , but I wonder . MedlinePlus MedlinePlus - MedlinePlus MedlinePlus Also, if you have a credit card that has not been paid , and as a result, have put a lien on your person ... How long can / will stay with you ? Is there anyone who can give me the " in a nutshell a definition " of a lien , referring to the previous example (credit card unpaid balance of $ 40k) ... What can the bank take " siphon " in time ?
How long do you think interest rates are going to stay around 5.8%. ?0Price2012-11-03 22:40:41
Soon to be first time home buyer with good credit saving up the 3.5% for an FHA loan, It should take be 3 more months to have the down payment saved, Just a little scared I might miss out on some good offers.
How long does a co-signer for a car have to stay on the loan with me?3Nepal2012-09-19 01:20:05
How long does a co -signer of a car has to stay on the loan with me ?
How long will my mortgage stay at the underwriters?0hasyr2012-11-06 09:16:19
I got pre-approved for a 100% USDA mortgage last month and made an offer on June 4th. I completed all the paperwork with the mortgage company on June 10th. My realtor told me last Thursday that we were almost ready to close that the loan was submitted to underwriting. I left a message with my mortgage company to see where we were at and they left me a message only telling me that it was in underwriting. How long does it typically take in underwriting?

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