Has your vehicle ever been repossessed? related questions

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My vehicle was repossessed. Now employed, I have a vehicle. Can I trade it in w/bad credit for something else0Rella2012-10-07 03:41:11
When I got divorced I lost a lot of things . I really want to know if there is anyone out there that will give me a loan for about $ 20K for a used car . I searched the net for everyone tells me not to . Any help will be appreciated . thanks
Ever have a vehicle repossessed?0Blade2012-08-17 03:57:03
Very good. So I feel like a big loser. I have 30 years old, college graduate , and have always been middle class , normal , average American worker . My husband had a great job in the automobile business for years, then recently I was sick and went into the hospital 4 times in 2 months and lost his job. We had a baby (which is a blessing - just bad financial times , but we knew we'd be in this situation when I was pregnant ) just after he lost his job . Now he's back to work, but not making near the money than before. To make a long story short - the bills are late, we are trying to work with all our creditors to make payments even small - but even after working with the bank loan in our truck , which still has detached from yesterday. I feel so ashamed and like a loser. I have every intention of paying what we owe to our creditors , who simply have no income before. I guess I 'm wondering if this sort of thing is happening to someone else out there . I feel so bad and depressed , I'm so ashamed. I do not really care about the truck itself , I really am not in material things and we have no other vehicle was worth , I think it's my pride is hurt the most. Please , no sarcastic answers or hate , I'm not sure I can handle that today.
Has your vehicle ever been repossessed?1Andr2012-10-21 11:37:02
Right. So I feel like a big loser . I have 30 years old , college graduate , and have always been middle class , normal , average American worker . My husband had a great job in the car business for years , then recently was ill and entered the hospital 4 times in 2 months and lost his job . We had a baby (what a blessing - just bad financial time , but we knew we would not be in this situation when I got pregnant ) right after he lost his job . Now he's back to work, but not close to making money than before. To make a long story short - the bills are late , we are trying to work with all our creditors to make payments even smaller - but even after working with the bank loan in our truck , still has repoed yesterday. I feel so ashamed and like a loser . I have every intention to pay what we owe to our creditors , simply have no income before. I guess I wonder if this sort of thing happens to someone else out there . I feel very bad and depressed , I'm so embarrassed . I do not really care about the truck , I'm really not in material things and do not have another vehicle that was worth it , I think it's my pride is hurt more . MedlinePlus MedlinePlus Please no sarcastic answers or hate , I'm not really sure I can handle that today.
Mommies (or really anyone) - Have you ever had a vehicle repossessed?5My Help Pls12012-10-03 20:57:02
Right. So I feel like a big loser . I have 30 years old , college graduate , and have always been a middle class , normal , working middle , american. My husband had a great job in the car business for years , then recently was ill and entered the hospital 4 times in 2 months and lost his job . We had a baby (what a blessing - just bad financial time , but we knew we would not be in this situation when I got pregnant ) right after he lost his job . Now he's back to work, but not close to making money than before. To make a long story short - the bills are late , we are trying to work with all our creditors to make payments even smaller - but even after working with the bank loan in our truck , still has repoed yesterday. I feel so ashamed and like a loser . I have every intention to pay what we owe to our creditors , we just did not close the income we used to do . I guess I wonder if this sort of thing happens to someone else out there . I feel very bad and depressed , I'm so embarrassed . I do not really care about the truck , I'm really not in material things and do not have another vehicle that was worth it , I think it's my pride is hurt more . MedlinePlus MedlinePlus Please no sarcastic answers or hate , I'm not really sure I can handle that today.
What will happen to the balance of my repossessed vehicle?03893892012-08-06 05:11:48
I took out a loan to buy a car when he was 21. After 6 months the vehicle voluntarily surrendered to the credit union. My balance at the time was around $ 13k . The credit union car auction for about $ 6k, which left me with a balance of $ 8k. I'm sure I could have sold myself for more, but I was young and did not know what to do. All this happened about 6 years. About 4 years ago I was called to establish a payment arrangement scheduled and was told that the account was closed, he could pay the amount he wanted, whenever I wanted, but could not establish scheduled payments. He never finished sending any payment. Since then I have financed two vehicles (technically 3, but the engine blew after 2 days and the dealer was worth it ), I had a mortgage for a year , I had a secured credit card savings for a year and then switches to a unsecured credit card for six months. My question is: What should I do about the balance of $ 8k because the credit union ? It is the only blemish on my credit card , but I am the sole income earner for me, my wife and three children, so you can not afford to pay the short term. Will this eventually fall out of my credit? I have never , delivering the vehicle , received a phone call or a notice in the mail from anyone on this account. The mark of my credit card is not entirely prevent personallly me , but I really like to do something about it. If you simply must come to a way to settle the debt , so be it , but if there are alternatives, then I would like to know. The whole situation regarding this story seems a bit unusual .
Will Wells Fargo negotiate payment on a Repossessed vehicle?0Ramandeep2012-11-02 23:32:35
We were underwater on our car loan 2 years ago because of an interest rate of i believe 29%. or 19%. Anyways they repossessed the car and they claim we owe 8k and some change in fees (auction costs, depreciated sale value..etc). Anyways, a collections agency wants to settle for 35% of that 8k. Can i offer the 3k to wells fargo directly and have to repo removed. I don't plan on financing another vehicle.
My vehicle got repossessed last night. I called first thing this morning and got my auto loan caught up.?3Azhye2012-10-26 16:02:45
I also paid repo rates and took my car this afternoon . Is this still going to be considered a repo on my credit report ? How bad is it going to affect my credit ?
Help!Anybody get their car repossessed?What happened to your credit? Should i let my car get repossessed?3Albert Minner2012-08-17 20:09:03
I paid $ 49,612 in a Mitsubishi Montero Limited (which still needs $ 22,000 cause blah blah blah do not pay ahead of time) So my engine broken in the middle of the road - My mechanic says I need an engine, and perhaps also a transmission .. (UGGHHHH) will cost $ 8900 to fix! But maybe only have one engine (which maybe only $ 3500)? ? ! I live outside the city limits, so driving a total of 80 miles per day just to send my child to and from school (private school). I also need a vehicle for you to pay for life ... A bus is not an option for me is that it would take about 8 hours total to get to school and back. Thank God I only work weekends, but the issue of bus the same 8 hours in total - I work 16 hours a day Friday and Saturday only bus so it physically impossible ... Im totally dumb founded .. I have no idea, meanwhile, my son has to miss school today cause no transport .... I worry about the future .. Because if I get a repo on my record, I feel like I will not be able to get a house or an apartment, even if I ever need (unstable marriage) .. Above all what happens if my child ever need help in a school loan I want to be able to help. Should I risk my credit card I've worked so hard to be fixed. PS while I was in college I got my car repo'd, but I was able to recover and pay the next day (was only $ 2000 to pay). I really apppreciate any help from any other people may have gone through this before .. What happened to your credit card? What should I do. My family and friends say they get repo'd, causing his death. And just to buy a new car cheap (about $ 15,000) .. I say the new car, and pay the $ 22,000 and I pay off about $ 950 per month for the new car, the truck, that the dead no longer exists? I'll have to make these payments for about 3 years .. After his more between me and the truck. I'm confused, if anyone out there can help me, really appreciate it.
I own my vehicle free and clear; can I refinance the vehicle and take the cash? I need 3k for car repairs is?3sakovia2012-10-10 04:55:02
There are loans out there ? and what are the names . ? I have also not so good credit and can not get a personal loan . thank you!
How or what needs to be done if a vehicle is sold in to a person in another state, if the vehicle has a lien?1Aasha2012-08-15 19:58:02
Ok , I need help from someone who knows the laws in different states in the purchase and sale of a vehicle , this complicated process, but I really hope someone can help ... A friend of mine lived in Texas and bought a truck, so I needed money, so we went to a title loan cash and took the title in September last year. In the midst of a drama that ended in Ohio and is now in jail. Well, he told one of his friends who sell vehicles so the friend sold it and thought it was the original title, but realized now that is a photocopy Well, he learned that the real title still in place for cash loan and the lien is default , what needs to be done to get the title and what can be done within your rights to the title? Going to call loans instead of Monday and offer to pay the tax , but since my friend is in jail will be the other will be able to obtain any information or be able to pay the tax and get the title released in his name? I looked online , but this situation is complicated , I really need a quick answer if anyone knows anything about this , I need help !
I have a car loan on a vehicle, but want to trade it straight up for another vehicle. Is this possible?2gopher2012-10-10 18:30:02
Trade is not a dealer , is a private transaction . So basically will only change owners. How I can or I can go about this ?
Can you trade in a vehicle for another used vehicle at a car lot if you still have a loan out & paying on it?2NENAS2012-10-15 03:31:02
Can you trade in a vehicle to another vehicle used in a car lot if you still have a loan out and pay for it?

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