Car finance question???

Answers:8   |   LastUpdateAt:2012-11-06 00:31:02  

Question
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Asked at 2012-08-24 10:04:03
Ive declined 4 a loan with my bank to reduce my payments on my existing loan because of a few late payments , also have applied online 4 loans and credit cards by curiosity but I 've noticed that may have traces left on my credit score . Will this affect me getting a car financing I am looking for 4,000 . I work full time and earn a good salary . Would this be a problem ? ? ? ? ? ?
Answer1KhayeAnswered at 2012-08-25 14:55:19
If you are so good as to keep explaining the reasons why you need a loan. MedlinePlus MedlinePlus The reason being denied credit is because you requested various forms of credit in a short space of time . MedlinePlus MedlinePlus You need to get their refunds organized , then there will be late making payments MedlinePlus Organise direct debits to repay the money, we'll be for the creditor to collect funds monthly.
Answer2FayAnswered at 2012-08-26 01:36:04
You need to stop borrowing, it affects your credit rating. Do visit Experian and Equifax to see what is wrong with your credit and there is no other problem except the bank loan . MedlinePlus If everything is up to date and has a deposit , you may still be able to get a loan tied to your car , but now it is less likely that you will get a good price . Stay away from the " sub prime " lenders especially companies as loans and financing logbooks welcome . MedlinePlus Unfortunately , when you do not pay on time and the risk increases so does the frequency . MedlinePlus If you fail to maintain payments on your current loan then how can a new credit provider believes it will keep on a new loan. MedlinePlus MedlinePlus = Real Question Can you really afford to buy a new car if they can not keep up with their payments of everything else ( even though your existing car might cost something to fix , so could his new )
Answer3morganAnswered at 2012-09-06 09:21:04
For free information on consumer bad credit car loans and how to get a reading http://www.getbadcreditcarloan.info < / a >
Answer4hartley!Answered at 2012-09-09 09:57:03
The problem is not the fact that I can not pay because I'm not short of money , but it's because my payments are sometimes late! MedlinePlus MedlinePlus Does your bank allow you to set up automatic payments from your account ? If not , move your account to the other side of town . They offer that option.
Answer5danyAnswered at 2012-09-27 12:21:03
I think so. MedlinePlus Why do not you go to MedlinePlus www.experian.co.uk or MedlinePlus MedlinePlus www.equifax.co.uk and see your credit score and rating . MedlinePlus If you apply online to be delivered by mail only costs
Answer6ChasidyAnswered at 2012-10-07 14:34:18
Yes , when you do not pay your bills on time is disclosed as something called a lazy and people in the business of lending money suddenly not want to lend . Totally unfair , right?
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