secured loans

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What will happen if I stop paying my secured debt?1The One2012-11-02 15:38:02
In 2008 I bought a 07 yamaha R6 funded by HSBC at a high interest rate . The loan is secured by the bike . My payments are too high .[View Answers]
Ex walked away from Mortgage?1Naoko2012-11-02 10:43:01
Hello , I separated from my ex boyfriend two years ago after five years together and like the housing market crash . He left after having an affair at work ( just to give you a little background ) , after we parted I said I had to leave the house they jointly own and sell it as he will not pay his half. I moved out in October 2008 and ended up being rented house for 18 months however , the payments were not sufficient to cover the loan guaranteed 36K was placed on the property and we both still had to pay for every month ( the loan was made entirely from bar 5k debt and included a car loan to pay yet even though I have a car ) . Now I moved back into the property for six months and pay the mortgage and the loan by myself without the contribution of the hire he was proving to be a nuisance . The house is also on the market , but my ex saying he wants the house sold stand and although no deals are trying to force me to walk away empty-handed . MedlinePlus MedlinePlus Now my question is - as far from the financial responsibility of the house does this affect your right towards the gain if you sell MedlinePlus ? MedlinePlus And secondly - can they force me to take a low offer , or just a scare tactic ?[View Answers]
Backing out of a Car Loan?1Taasha2012-10-27 13:39:49
I bought a new car last night. At first they said I could take the car home overnight and "try " and bring it back , but once the guy started pushing me papers , I signed it , and left with the car , so I guess there is no real way out of it . I changed another car in this car . I hate this car . My question is, is there an easier way ? And now you want me to bring pay stubs and proof of residence , so this means that I havent yet secured financing ... Does that mean that the agreement is not really ? What if I refuse to give such information and cancel your bank ? Or is there some legal recourse you can take if I did not provide that information .... in any case , any help anyone can give would be great .... except those who say "you should have gone instead of signing things." .. believe me , I would have.[View Answers]
Secured Credit Card Question?1Sequoia Barber2012-10-19 14:14:02
My father took out an installment loan but put it under my name so it is now on my credit report . Monthly payments are $ 240.00. My father sends me money every month before the due date and pay me . I wondered if it would be smart to build credit history by making the payment every month with my secured credit card and then pay it in full when the bill arrives with the money I sent ? I just want to build the story with my new card . I know you should not carry a balance of more than 30% of your total limit on your card. i only applied $ 300 to the account so that the burden of $ 240 and pay it in full when payment must be intelligent? or will damage my credit because I'm charging 30% + of my card limit , despite their being paid in full when the bill arrives ? ? ? ? ? Need some advice , please ! Thank you.[View Answers]
Can i take out a secured loan on my property now and then sell the house in a couple of months ?0JESSICA*********HELLLPPP!!!2012-10-14 09:27:11
I can borrow ? Secured on my property now and then sell the house in a couple of months ?[View Answers]
Can I sell or transfer a property I have used to secure a loan?0Do2012-10-14 09:20:00
A family member wants to get a secured loan against the house , this person does not live in this house they own and rent it instead . I am told that in the next year is planned to give my name . Is this possible and that affected your loan ?[View Answers]
Credit building loan?0Arzsa2012-10-14 08:58:46
Long ago I came across a site that was offering a large loan ( I think it was between ( 5000-10000 ) . Never got to see the money , but reported to the credit bureaus to help build credit, and has had a monthly payment that you can mail in. I was looking for something like this , does anyone know of sites ? im not trying to have the money in my hands im looking for a credit builder . MedlinePlus MedlinePlus MedlinePlus * On my credit I have several accounts * good condition and i secured loan paid off. im just looking for what I said earlier .[View Answers]
Finance Question - Bankruptcy?0ICE2012-10-14 08:37:45
So this is what I learned : MedlinePlus MedlinePlus Bonds long -term debt are classified according to whether they are secured by certain fixed assets of the issuing company . Basically , secured debt problems are known as mortgage bonds , while debt issues backed only by un- mortgaged assets and the company[View Answers]
How long will it take to lower my credit risk, if I pay my collectors?0Marcelle2012-10-14 07:52:22
Another $ 24,000 in school loans (which I am paying on time each month beginning 9 months ago ) I have only about 4-6 negative items on my credit report . Most are $ 250 or less and is $ 1000. These are mostly unpaid medical bills and an unpaid bill cell phone . I have no credit cards or personal loans . I am paying all those collectors at this time to the time it takes to reflect on my credit report and reduce my risk ? I have really wanted to get appoved for a credit card secured or something you can afford each month to help build a good credit ! After paying collectors , I have other options I'm quick to show an investor responsible now?[View Answers]
About a secure website link from a payday loan company?0Accounting Buff2012-10-14 07:28:30
the name of the website is pin500.com are they legit. or do i need 2 report abuse[View Answers]
Can i refinance my indian education loan in the US?0Akitsuke2012-10-14 07:07:38
When I came to the U.S. for a master's degree , got a loan from a bank in India . it was a secured loan against my family heritage . I have not yet begun to pay . I want to know if there is a way you can get a loan in the U.S. you pay the loan in India and release my goods ?[View Answers]
How does a secured loan work?0Alone30302012-10-14 07:06:42
I want to borrow about $ 20,000 but I have no credit ba if I put some money in a savings account and loan against it and make a few dollars later I may ?[View Answers]
If a guarantor of secured loan becomes bankrupt will the bank foreclose on the loan if payments are up to date?0 give ã‚ž "This forging love" ã„Ÿ2012-10-14 06:35:02
I am a guarantor of a secured loan taken six years ago by a company director and shareholder whichi was 100%. I transfererd 100% of my actions with my partner in 2008 and remain a director, but the company is owned by my partner . She / the bank agreed to it at the time and there was no discussion of the staff gurantee . If I am made ​​bankrupt through my other business your bank is aware of this. If they find out and therefore I can not be called by your bank if it defaults on the payments are likely to take action to demand repayment even if it does not default on any payments .[View Answers]
I need advice about credit?0abc2012-10-14 06:10:19
My boyfriend of six years and want to buy a house but I have no credit and have bad credit . The loan officer suggested I get a secured credit card to start , and try again in three months . Will my credit appear on this quck ? And I will have a reasonable score or after 3 months? My boyfriend is going 2 pay $ 3,000 in debt. How long does it take for your credit to be repaired ?[View Answers]
Will they consider me a good risk?0hayley golubski2012-10-14 04:41:55
I've had the house for 5 years, never been late , never missed a payment , but have had two equity loans (first paid off for the second loan) and am current on all my bills this period of 5 years time . My job is pretty safe and want a lower payment . But I feel I have a lot of debt , even though they are keeping up . Does this matter?[View Answers]
What is my best option of securing a F1 visa?0Rocket902012-10-14 04:37:00
Hi guys . MedlinePlus MedlinePlus I am a Pakistani . I got a B2 , 5yr visa earlier this year and took a trip to the U.S. this summer . Since I came back , my family encouraged me to go back and get an MBA there. MedlinePlus MedlinePlus Now I have a lot of issues to go before I can do this . The only way for me to be able to afford a U.S. degree is by getting a student loan that I can signed by a U.S. national . In order to apply for the loan I have to be in the U.S. to personally visit and sign bank documents . If for some reason you do not receive the loan I will not be able to afford graduate school would negate the whole exercise. MedlinePlus MedlinePlus So my question is this : Should I return to the U.S. in my B2 , getting the loan and then my state to become F1 ( ideal scenario ) or should I apply for a F1 from Pakistan before obtaining the loan (that appears unreliable for me, because at this point I will not be able to show sufficient proof of funds ) ? Go to B2 , getting the loan and then return to Pakistan for a F1 is also an option, but one that is not particularly prefer to give out huge pocket travel costs . MedlinePlus MedlinePlus I would really appreciate any advice quality . MedlinePlus MedlinePlus Thank you.[View Answers]
Single Parent and University?0musa2012-10-14 04:25:04
I've always wanted to go to college , but unfortunately got pregnant at an early age and have been working ever since. I work a great job employee who is super safe , but I'm a very creative person and I 'm finding myself increasingly bored and depressed at work with me every day. MedlinePlus MedlinePlus He wanted to look at college again ( in British Columbia ) , but I have no idea what students loans . I can not balance school full-time , full -time work to pay for it , and raising a child of four years . I'm thinking of going as soon as next year as my daughter will be in kindergarten , but I really would like to find some more information about what is a student loan can cover if I want to return to school . MedlinePlus MedlinePlus Thank you.[View Answers]
How long before non refundable deposit is void?0bri-bri2012-10-14 02:26:38
I made a non-refundable deposit for a car . I could not get a loan in 7 days. I contacted the seller and he said he would not return my money . How many more days I have to find the money before the contract is void . He does not have a date on the receipt.[View Answers]
You are just going to love this silliness I can hear you singing it now?0sanchi2012-10-13 23:47:12
A frog goes into a bank and approaches the teller .. You can see from the nameplate that her name is Patricia Whack . MedlinePlus MedlinePlus " Miss Whack , I would get a $ 30,000 loan to take a holiday . " MedlinePlus MedlinePlus Patty looks at the frog in disbelief and asks his name . The frog says his name is Kermit Jagger , his dad is Mick Jagger , and that 's okay , he knows the bank manager . MedlinePlus MedlinePlus Patty explains that he will need to secure the loan with some collateral . MedlinePlus MedlinePlus The frog says, "Sure . I have this," and produces a tiny porcelain elephant , about an inch tall pink , shiny and perfectly formed . MedlinePlus MedlinePlus Very confused , Patty explains that she 'll have to consult with the bank manager and disappears into an office . MedlinePlus MedlinePlus She finds the manager and says, " There's a frog called Kermit Jagger out there who claims to know and wants to borrow $ 30,000 , and want to use it as collateral . " MedlinePlus MedlinePlus She holds the tiny pink elephant . " I mean , what the hell is this? " MedlinePlus MedlinePlus MedlinePlus MedlinePlus (people , going to luv this ) MedlinePlus MedlinePlus MedlinePlus MedlinePlus The bank manager looks at her and says ... MedlinePlus MedlinePlus "It's a knickknack, Patty Whack . Give the frog a loan , his old man's a Rolling Stone ."[View Answers]
Age 22, 40000 cash , no job , what should i do?0Carly2012-10-13 23:07:38
Hello , I have 22 years old , soon to be 23. I have bad credit (510 score ) . I have $ 40,000 in cash. I have no place to stay starting next Friday, so I will have to look for an apartment , the average rent plus utilities is $ 530. I have no work . I need advice on how to get better about my situation and invest a little money in the best possible way in the safer side . I'm looking for a job , even if your McDonalds or a doorman at first , I know I can not just start spending because I saved some , I 'll try to keep as much as possible after that begin Friday . I also do not have a title , but I'm looking to get a certificate or degree two years to get a little boost with pay . I will use around 3000 to help my credit card and the game plan to make it like this: give 3000 to a bank for a secured loan , give me 3000 again and I have to pay for is> $ 100 month for a few years and interest would be about $ 500 - $ 750. with the 3000 I get what I can put in a secured credit card . Now , after 12-18 months I will retrieve the card deposit , and 12 months after good consecutive payments I pay the loan , reducing the total interest paid back and then i initially gave 3000 as keeping the loan . Are you still with me or am I crazy? I need a good way to invest around 25000-30000 of it , while I will make ends meet with a job and try to get to school and so check out school vessels . Ivy Tech is cheap around 100 credit. Now ladies and gentlemen, what is your view on this.[View Answers]

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