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My debt to income ratio is considered too high. Do I have any chances at getting approved of ANY loans?1Addi2012-11-05 16:46:01
It is currently about 54 % . I turned down by a bank , he said, his court was 50 , and even that is considered high. On the other hand there are people with numbers in the 70s - 80s . MedlinePlus MedlinePlus They said that in this day and age , it is very common to see numbers between 40-50, but that's basically the court . MedlinePlus MedlinePlus I'm not looking for a major loan or anything, just wanted to fund what we already have, and add more to it , but not much more . Simplify payments . Luckilly I have a credit score as largest 700, and if I can get the loans or put a warranty , etc MedlinePlus MedlinePlus MedlinePlus What are my chances , what loans should be looking , and help with other factors ?[View Answers]
Was Obama Right To Beg To Rescue The IMF (International Monetary Fund)?1mechelle2012-11-05 09:29:01
" With $ 108 billion in guarantees international Monetary Fund loan in jeopardy last month , White House economic begged , cajoled and agree with Democrats to ensure passage of legislation to increase the power of the fund. Day later, President Barack Obama announced that he was not bound by any of the agreements . " MedlinePlus http://online.wsj.com/article/SB12476165[View Answers]
What do you think about the loss of privacy, like medical records, in America?1sha2012-11-02 22:56:01
With today's medical records are basically going to the Internet for all the other doctors to see , now we realize that these records are probably sold to insurance companies , large companies for employees who are high detection health risk involving more insurance costs , and even programs implementing the control law . I've seen the commercials , with the patient sitting in a theater and standing exlaining doctors what she'd done in the past , but it was not until a friend of mine who got laid off in the recession suddenly could not work . Not only work , but your auto insurance rose 40 % , failed to obtain approval for a car loan , so eventually began digging . Going back to the origin of it was surprised to discover that it was ***** ' s Pharmacy . Apparently misread a prescription of methadone and full insurance billing , but then caught the error and the correct medications filled , without changing insurance billing . This set the stage for being labeled a heroin addict . MedlinePlus MedlinePlus Anyone else experienced this sort of thing ? MedlinePlus MedlinePlus What is your opinion of the doctors and hospitals who put their medical records about the "safe " material for any others to see?[View Answers]
Is there a loan shark in san diego, ca?2Isidor2012-10-27 05:26:59
I need a loan of 2000 for Sunday. Gladly pay whatever stated interest . I tried all possible avenues to secure a loan elsewhere without success. Please help ? I'm desperate .[View Answers]
Volker says Fed's authority probably to be reviewed? Thoughts? Should we take care it isn't replaced w/worse?2Huiying2012-10-26 12:02:02
http://www.bloomberg.com/apps/news?pid=2[View Answers]
What is the term for a loan in which the interest rate does not change during the entire term of the loan?1kayci2012-10-24 21:54:02
MedlinePlus constant rate MedlinePlus : Forfait MedlinePlus guaranteed rate balloon loan[View Answers]
How do I remove a name from a joint mortgage without re-mortgaging?1Jennyv2012-10-21 01:17:03
Former partner and I separated two years ago and now live abroad. We rented a house that was empty, and now we are trying to sell . We have settled financially but his name remains on the mortgage and want to remove it , and now would like to keep the house and rent it back , but in my name. I talked to my mortgage company and say the only way to remove his name is remortgage , is that correct ? Financially I am sure and have no debts, but the actual loan amount is about 83% of the property and have been told they can not offer a remortgage on this basis , it would be buy- to-let and not enough capital is instead. I can comfortably afford the payments and rental income is more than the monthly payments at no risk at all. MedlinePlus All I want to do is take your name off and continue as it is , why is this so hard ?[View Answers]
What is the best free website builder for a business?0? お Νì Ruodianpouli2012-10-13 21:31:19
My daughter has just secured a loan business[View Answers]
Where can I get a quick cash loan as a minor?0unknown!2012-10-13 20:31:59
I have only 16 years and need a fast cash loan . No matter interest me , but I need it to be safe and secure , and that obviously needs to be well for me to be minor. In addition , the loan would not be much , around $ 300-500. Help ! ! Thank you ![View Answers]
Is it possible for me to get a mortgage as a student?0Bess2012-10-13 20:08:40
I am currently living with my parents after renting for a few years , and although I'm saving a lot of money , I think I would invest in a home . MedlinePlus MedlinePlus So I have a few things in my favor . I am a veteran and am currently saving my GI Bill benefits in a savings account . By the time school ends in this type might have about 20,000 in savings. I also qualify for a VA home loan , yay ! MedlinePlus MedlinePlus I have pretty decent credit , my score is about 660. I have a few student loans and everything is in good condition . Also I have a degree , a master's currently receiving . I work part time at my school and have been there for about 3 years. MedlinePlus MedlinePlus So I was looking at different loans , find and fix a foreclosed property ( I have good friends who are Contractors so this is not a problem ) and I have pretty decent income , and possibly going to rent a room out . I looked into nondisclosure loans since I am a student and do not necessarily have enough taxable income , ARM mortgages , and sign jointly with parents , but just went through a bankruptcy and am not sure if it can be more . MedlinePlus MedlinePlus So how is this for me ? Any comments on what you can do to ensure that this really ?[View Answers]
Need a Car Badly but have Poor Credit History any suggestions?0Kiaha2012-10-13 19:13:24
I was checking my credit report and saw nothing that would cause a lender not approve me for a car loan ... sure there are two things that are negative but there is currently contesting . I really need to get a car to go from point A to B. It was a car dealership last year and tried to offer a used car was a Mazda 3, which at the time I was trying to buy a new Mazda 3 . < Br > The Mazda 3 July that he wanted was only 19k and the car used was about 12k that was not even a 07. MedlinePlus Can anyone give me advice on the best way to ensure a good decent car loan . I can not stress enough how much you need to get a car in the coming months .[View Answers]
Credit scores?0Lina2012-10-13 18:44:18
what types of score lenders used when looking at your credit report when your trying to get a loan to buy first home[View Answers]
Should I file bankruptcy? (Here's my plan)?0Functions2012-10-13 18:12:13
I have a "no asset" bankruptcy estate. I do not own car or at home. I have thousands of dollars in credit card debt and medical bills. I have secured an article, an account of furniture, all of which were sold / pawned to pay my bill increasing. I have only two things that could be possessed, a bed and bed microphones and an old printer this insured account. MedlinePlus MedlinePlus My only income compared to last year has been unemployment. Most of the articles that have been exempted by my MedlinePlus If I worked, I would like to pay my debt. But, my employment is not guaranteed. After work I want to save and pay off student loans, which are a real priority debt. MedlinePlus MedlinePlus I changed my number to avoid being harassed by creditors. Even I have some cards ready to cease and desist if I receive calls in future work. *** The last straw was a creditor comes to my house, and threaten to sue. I know I can not enter my house without a warrant an officer. Therefore, I am willing to put my video camera and state my legal rights if they return. MedlinePlus MedlinePlus BANKRUPTCY: Right now I'm reading two bankruptcy / financial recovery books, and am preparing my documents for submission (24-25 pages), renunciation, and the credit counseling course before seeing a volunteer attorney MedlinePlus. MedlinePlus Having to take care of a mother and a nephew heart recovery mentally ill, I have no time to deal with the hassles of creditors. MedlinePlus MedlinePlus I want to be debt free (yes, I know student loans do not count), and live a life based solely on cash savings. My credit is bad. MedlinePlus MedlinePlus I plan to take more courses in personal finance with bankruptcy necessary to ensure a future of self-sufficiency. MedlinePlus MedlinePlus Tell me what you think I should do?[View Answers]
Credit Card Question...Please Assist?0No,Sir2012-10-13 17:57:28
I'm trying to build my credit. I want to know if this method is correct , or whether to recommend something else: MedlinePlus MedlinePlus I can pay recurring charges ( cell phone bill , accommodation costs , electricity bill , etc. ) with my credit card - then pay my bill with my credit card / debit card account. I have the money to pay recurring bills when they arrive, but I thought that if a credit card is used (instead of a debit card ) at least show credit activity . MedlinePlus MedlinePlus Is this an OK way to build credit? MedlinePlus MedlinePlus Another thing : I 'm going to take a loan guaranteed by a bank in the amount of $ 3,500 . I have a CD in that amount , and use the CD to secure the loan . Once I have the $ 3,500 in the bank , I'll keep ( not spending ) and pay back to the bank in small increments to build a solid relationship with them . Has anyone tried similar? MedlinePlus MedlinePlus thanks[View Answers]
How many points is will a secured loan get me at the end of loan?0colour word2012-10-13 17:37:06
How many points will I get a secured loan at the end of the loan ?[View Answers]
Real Estate Investing Help.?0Coralie2012-10-13 16:28:19
I really like to get into real estate investing but do not have the funds available to me . MedlinePlus MedlinePlus I am not new to real estate and have worked with pre -foreclosures before. I used to find them , work out deals (sometimes short -sales ) with the banks and subjects them to a network of buyers who am affiliated . MedlinePlus MedlinePlus What I do now , however , is to invest in real estate for me instead of collecting small fees seekers after doing all the work . I am an expert at finding nice properties for pennies on the dollar , but I can not buy these properties myself due to lack of funds . MedlinePlus MedlinePlus This would not be that big of a problem if it were not for my own poor credit score . What makes it impossible for me to get a loan with traditional techniques . So what is required is either a true "participation -based " loan or "no doc" loan. Or a private investor MedlinePlus MedlinePlus Does anyone know how I can get money to make these investments , ie , private loans , hard money , etc. , and more specifically how to contact them? MedlinePlus MedlinePlus Thanks in advance .[View Answers]
Real Estate Possession Question?0Erma2012-10-13 14:07:34
We present a BK just under 2 years to CC debt . About a year ago we had to move to a new location , so I had a little money saved and since the BK stop me from getting a mortgage loan him my $ $ $ to my father and he put a credit on your behalf and has a house . Now I wont even qualify for a loan to buy it back for me so I want to know the best route to ensure at least the house for us in case anything happens to my father . He remarried , so I'm worried that if something happens to his wife will not be so anxious not to sell or rent out . maybe I made a mistake of buying the place , but I really had no choice . People have been saying about getting the title or have my father make a trust , etc. .. ia bit lost . What would be my best option and who do I contact to get this done . I see a loan in our name for a while, so I just want to be sure ..... thanks for the help[View Answers]
Wet Land Issue. Please read the details.?0Aly2012-10-13 13:13:17
I bought a plot of 2 hectares of 200K . I put 40K down payment and got the loan of 160K . (Full Doc Loan ) This land was purchased from a builder and my realtor actually pulled the listing. The idea was to build a house on this land . The builder sold the land I would build a house on it . Long story short , builder left the country , real estate agent left and I started looking at building myself. I ordered the environmental study on this and that proved to be a damp soil percent to 100 % . My question is, who is really responsible for this? Is it a responsibility to ensure its investment bank and ordered an environmental study before the end of the loan ? It was my responsibility to get the environment before signing anything. It was real estate agent or builder who never revealed anything about the land is wet land ?[View Answers]
I am going to loan a pony, and I am not sure about putting her in a paddock with another pony who wears shoes?0shar2012-10-13 13:07:04
I have a loan pony arrive soon . In the courtyard is a cob mare . She is the dominant pony with a gelding that is currently there ( before you go) . Because the new pony is a loan , and fine complexion and has been housed for 80 % of the time , I'm tired of making out with the mare that is already there . The existing gelding mare and have been known to tear up the paddock with galloping and bucking . My main concern is that I want to avoid the new loan pony being ejected / injured by the other horse , which carries shoes. I have read that horses can socialize through an electric fence ( not always on, as it is a safe area ) and need not be in the same paddock , but we can live happily in the paddock next to each other and still be able to see each other and groom each other equine . Would be interested in your views ..[View Answers]
Girls, what would you do in this fictitious scenario involving your partner (bf/hubby) ?0USC2012-10-13 12:06:03
times are tough, have three beautiful children -. being the youngest a girl of only 10 months old MedlinePlus MedlinePlus Your boyfriend / husband is an avid lover of boxing, and use Semi-professionally but squandered their potential through gambling, drinking and borrowing money from loan sharks who had links with the criminal underworld. MedlinePlus MedlinePlus Despite difficult times - whether that takes the fight even, to take home some $ $ $ to put food on the table and have all the clothes, etc., despite warnings from doctors that too hard hits to the head will be fatal. MedlinePlus MedlinePlus While he does the job labor strange, roofing, tiling, decorating the house to make ends meet - he approaches you and says that he has been given a meal once in a lifetime to acquire a MedlinePlus big fight. MedlinePlus The "big fight" goes against the current global unification support belts (which means it has all the belts in the division!), A mentally unstable man something. MedlinePlus MedlinePlus He has earned the nickname "The Widow Maker" and not winning at all. His last opponent, one of boxing startlets and prospects for increased heat was stretchered out of the ring after suffering a brain clot. The wife of this prospectus and children watched in horror. MedlinePlus MedlinePlus NOW .... her husband / boyfriend who has a great big heart, afraid of anyone at all -. And has been contacted and given an opportunity / agape to take this demon called 'The Widow Maker' MedlinePlus MedlinePlus As a lover of the wife / girlfriend, leave it to take this fight to win the prize? a huge salary, which will ensure their future children? MedlinePlus MedlinePlus Or is your health and well-being more important than the prize money and straps that could win? MedlinePlus MedlinePlus What position to be here? MedlinePlus MedlinePlus who has faith in him - if you knew it would get in the ring fighting for you, your children and all who live in misery MedlinePlus PPL? MedlinePlus or would you protect them from what they call "The Widow Maker '?[View Answers]

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