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Do Right-wingers Simply Lack the Intellectual Development to Comprehend the Causes of the Subprime Crisis?1Shakespear2012-11-06 01:52:03
The propagandists of the bankers (ie Faux News) wants to promote a simplistic explanation, no sense of the financial crisis that does not bother to examine the capitalist system. Instead, they want to blame the "do good" Democrats forcing our dear and trusted bankers to write mortgage loans to poor people who could not afford those houses. What nonsense fairy tale! MedlinePlus MedlinePlus Who remembers a time when people were rushing to exploit poor bankers are required to write mortgage loans? I have friends who earn very meager still living in the same apartment old shit they did 10 years ago. I'm more politically involved and have never heard of any program that would have allowed these wonderful friends to buy houses. Why are people still stuck paying exorbitant rents on apartments of shit when they could have bought wonderful houses instead? MedlinePlus MedlinePlus And we're not talking about a couple of my personal friends. These are apartment communities are huge and filled with tenants who work relatively low pay. No "do good" Democrats were demanding affordable rental properties for these people. During the peak of the bubble of low-income people who supposedly could have bought a house for $ 175,000 for the same amount they were paying in rent apartment in ruins MedlinePlus dangerous neighborhoods. But I do not know anyone who made that purchase. MedlinePlus MedlinePlus In contrast, and as we all know, was middle-class people with good incomes who moved in newer homes and larger. He was wealthy investors who were gobbling properties and then "flipping" them weeks later. That's the story we all remember. MedlinePlus MedlinePlus The fact that the collapse of the housing bubble is that most defaults came from the middle class. The poor never were buying homes they could not afford the demands that Democrats did the bankers. That never materialized claim until long after the crisis broke out and was looking right BS explanation that would exonerate the bankers while blaming the liberals and the poor. MedlinePlus MedlinePlus As we all know, the bankers were getting really filthy rich during the entire housing bubble. Shares of Countrywide Financial, Goldman Sachs, Merrill Lynch, Lehman Brothers were all flying to new highs almost daily as record quarterly earnings became a regular event. MedlinePlus MedlinePlus Furthermore, the amount needed to bail out bankers exceeded the value of the properties in default. In fact, the bankster bailout requires more money than it would have been necessary to pay the mortgage each and every credit card for all Americans. MedlinePlus MedlinePlus What's more, the crisis is global. How is it possible that a few million dollars in bad loans for middle class Americans in homes secured by the property itself could have brought the entire world capitalist system to collapse? MedlinePlus MedlinePlus No, no. There must be a rational explanation and depth of the crisis that the bankers and their propagandists want the public to know. The bankers were involved in a MedlinePlus highly leveraged Ponzi scheme with MedlinePlus many with Enron-style accounting tricks off-balance. MedlinePlus * At the time of the crisis, only $ 11.5 trillion were paid all mortgages and every credit card for all Americans. However, the rescue is now over $ 18 trillion. Why banks need more bailouts money than they actually have a debt?[View Answers]
I want to know how America secures from terrorist while sending cash loans to developed country?1beena2012-10-27 11:08:45
I want to know how the U.S. ensures terrorist to send cash loans to developed countries ?[View Answers]
Loan secured with vacant land?1Rolis2012-10-25 10:12:48
Our family owns 600 acres + of waterfront , undeveloped land , vacant . We have offered more than $ 1 million for the entire surface . Is there a good and safe for my wife and I to borrow $ 120,000 just to use land as collateral ? What I mean is that we do not want our home and other assets included as collateral , land only . This will be used to pay off all our debts and make a single monthly payment . If you can answer or provide some resources would be very grateful . One more thing , we heard about hard money loans and lacked some information about that too. Thanks MedlinePlus MedlinePlus MedlinePlus We do not sell well , the land has been in the family for 150 years , just for your information .[View Answers]
Help with an ex and unpaid debts?1Mayette2012-10-24 18:16:02
I was with my ex partner for nine years , have two children together and a mortgage together . But a couple of weeks ago I learned that I had a loan ( unsecured home ) was not paid for the debt my ex was in his name . but the creditor has gone to court to ask that if the house is sold the 10K (which you should ) addresses them . MedlinePlus MedlinePlus But my ex does not live at home any longer and that is selling the car that caused the problem , because the debt is in the house I have to lose 10K mean when my ex sold the car has to give me half money when the car is sold[View Answers]
Need more info about a charged off debt I have...please answer?2Yaritza2012-10-23 19:14:51
I hope I can get some answers here ... I am very stressed about this. Tomorrow I will be in contact with the collection agency that has charged off my debt of $ 5,000 . I'm in Texas by the way. This debt was a credit I received from my bank and I racked up $ 5000 when I had a lot of financial problems and could not afford to pay anything when I was not working for 4 months. I had a payment plan with the bank when I found a job , but the plan obviously was not good enough for them so they gave this debt collection agency. I can not afford to give any signal or liquidate the account right now. All I can do is pay $ 200 per month until paid in full. Do any of you has passed a similar situation ? Be the wage garnishment is illegal in Texas , so no need to worry about that . I am financing a car , I own plane . I also pay rent , no mortgage. I have no secure loans whatsoever.[View Answers]
Am I living beyond the mean. 10 points?0Tonie2012-10-19 19:25:55
Sorry , English is my second langauge . I have 24 years . I earned my Masters last year and worked full time in September last year . My salary was 30,000 - $ 45,000 in January 2009 . In March 2009 , I signed the contract with my bank to invest $ 5,000 per year for five years . Then I will get those money in the long run . In July 2009 , I was accepted into the doctoral program . Now I'm paying $ 20,000 per year for my tuition . MedlinePlus MedlinePlus At present , I have no debts or student loans , but also savings . I'm in so much pressure to pay my tuition and graduate with my income investment over time. Also, my work is not really sure . MedlinePlus MedlinePlus I wonder if I'm living above the mean?[View Answers]
Own business may need to file bankruptcy?0Sarah (P.S.)2012-10-19 19:18:02
I still owe 25,000 on my business that is secured by my home and business assets . I closed the physical store and go online only due to a family illness that causes me to stay at home. I can not make payments at this point . I'm not trying to get out of paying just need another way . ? I can file bankruptcy and keep my home and business . Any other suggestions ? My credit is shot at this point so a loan is out . Family is out . Friends are out .[View Answers]
Owner-financing our home and owner will no longer carry the note. Will we have to repay the tax credit?0Dave2012-10-19 19:04:11
It took almost a year to receive a tax credit of $ 7500 for the house he bought in 2009 . The received today , the same day he learned of the house owner and does not carry the note. If you can not get a loan on our behalf , we will be forced to move. Will we have to pay the tax credit?[View Answers]
Please help me with solution?0I NEED HELP NOW!!:)2012-10-19 17:29:51
Hello , I've been in the UK for 1 year and a half ... I need help with finances to pay for my college tuition coz i nt of EU countries i cant open student bank account and get help .. i am ready to go for loans too but only got one .. I can not find a better option. can any1 suggest me I need £ 2000 .. anyhelp will be appreciated .. ! thanks[View Answers]
Get answers from millions of real people.?0beeni2012-10-19 12:56:28
I loaned a " friend" of mine $ 3000 with a loan to keep your motorcycle along with the title that was signed and it was open. this was the only way I agree with the loan and who had a history of problems with loan repayment and had stopped over. Also the day he was arrested , he asked me to pick up on his bike , as it broke and had no where to store it , so in the agreement agreed to repair the bike needs these repairs were $ 2699.89 . Because her past had the bike titled in my name and gave him six months to repay the loan . I knew I was going to try something and he called the police and said that made ​​his name in the title. With the full cooperation I let the sheriffs take the bike in possession and examined all the documents and checked the signatues was concluded that there was forgery and turned the bike back to me . He was ordered by the judge to set a bond for double the amonut loan he could not do. He still has until February to pay me to still honor . They even offered to take the original $ 3000 but he got angry and left the job and this was in the presence of the sheriff . my question is : Because the title is in my name , I am the legal owner of the bike once your loan period is up ? after being questioned by police and all the problems that this has been just me and not sell the bike to get all my money and return any balance . A lawyer I spoke to said legally I have the bike now . Any idea ? thanks[View Answers]
Credit score question!?0Gentle2012-10-19 11:44:29
Okay so I started my credit a year ago ( im 21) during this year I had two telephone companies , a car loan , and a secured credit card with a limit of $ 300. After a month i full credit card , but you pay the minimum each month (despite maintaining its use , but never came close to the limit) and have never been late on any other payments ( phones and cars ) . A few days later I checked my credit card and was at 550 . I recently found after canceling a phone company and I paid off my credit card in full . My question is if I can keep doing my other payments on time and have to say only $ 50 and pay off the credit card each month of how much it would raise my score within 6mos to 1 year? MedlinePlus MedlinePlus I apperciate the responses .[View Answers]
How to re-establish credit when I can't open any new accounts?0Rebekka2012-10-19 11:31:57
Long story short, I got into a lot of trouble as a young adult. I accumulated debts they could not pay in full, but is buoyed at least the minimum. Then I met the most amazing man (or so I thought) ... He turned out to be verbally and emotionally abusive and enjoyed spending my money, and yours. Well, my bills stopped being paid and a snowball. MedlinePlus MedlinePlus When we parted, finally, I could get my car out of repo in two months time (5 payments in 2 months) and have been working very hard since then to get paid down. MedlinePlus MedlinePlus Today, four years later, I paid about $ 17,000 of $ 23,000 in debt, but have some medical bills in collections. My husband and I are preparing to make payment arrangements in medical bills (compensation claim unpaid worker and had the procedure done when he was between the health insurance companies due to the change in employment). MedlinePlus MedlinePlus My husband and I wanted to buy a house next summer when our lease is extended to accommodate our growing family. The problem is that despite having a flawless credit with no income, and I have a great income, but my credit is still only around 540. Because my credit score is not going to give a credit card or a loan to rebuild my credit. MedlinePlus MedlinePlus Be secured credit cards on but my husband is being very objective about most of them offer APR. I even received two pre-approval letters offering an opportunity to "reset" my credit "based on continuous improvement of my situation", but these carry an APR of 24.99% and my husband said "absolutely not". MedlinePlus Is there any other way to find a credit account with my current situation or any suggestions to convince him to give me one of those cards just to get my score up ... Because at this rate my score will not improve enough for a mortgage for next summer (if even possible) and we'll be stuck renting for another year ... MedlinePlus MedlinePlus (Maybe that was not a story ... sorry)[View Answers]
How does a share secured loan work?0Rodolfo2012-10-19 10:27:30
And this will help build my credit? Do you use the money you already have in your savings account ? If so , is it purely a loan to build credit or can you actually get more money than what is in your savings account ?[View Answers]
Can I secure a loan to purchase a business with my 401K ??0briann2012-10-19 09:46:22
? I can get a loan to buy a business with my 401K ?[View Answers]
Where can I get a secured credit card?0Outcast2012-10-19 09:44:01
I have 25 years and have never had a credit card . I get denied for the regular card , and my bank does secured credit cards ... I am a full time student and got rejected for student card too. I've seen online applications for secured cards always ask employer and salary. But I am a student and would like to use some of my loans to start a good credit . I only use it to pay for public services and the normal stuff , then pay off each month. MedlinePlus Where can a student get an insurance card ?[View Answers]
Daughter is looking for a secure online personal loan with payment plan for $1500?0Fida2012-10-19 08:52:50
your credit is not great - want to get a loan with no payments , where you have to return in a week or 90 days has a good job , sure , just poor credit - she wants to find a good company and reliable reasonable interest for this loan , where you can get approved with bad credit , no fuss / no muss[View Answers]
What is the difference between a secured loan and a collateral loan? Is there a difference?0Regis A2012-10-19 07:04:47
What is the difference between a secured loan and loan guarantee? Is there a difference ?[View Answers]
Graduate Student Loan to Pay Undergrad Loans?0Scarlet2012-10-19 06:52:17
I've always offered a lot of student government subsidized loans for my undergraduate degree is not necessary , so do not take them out . However, I have a $ 15,000 loan from Sallie Mae my degree in a relatively high interest rate of 8 % on my rate of government that is set at 6% . My question is should I pay the loan with Sallie Mae loan from the government ? This would make all my loans in sub loans , and do my student loan debt to total BS and MS degrees at 35,000 fixed at 6 % . Just a thought . Thank you. I'm working full time , with an entry level salary of 32,000 . If what matters . I got an increase in the graduation of my teachers . Thank you.[View Answers]
Why is my credit going down each month when I never miss a payment?0ishika2012-10-19 06:42:25
I've been living in the U.S. for a year and a half and about 7 months ago I managed (somehow ) to get a car loan shared with my wife for $ 8,500 ( my wife is a student with a good credit score that helped) . I literally got my car loan from the last place I tried and I am happy to pay a higher APR because they had no choice , and I'm happy that someone handed me a credit. MedlinePlus MedlinePlus The car company has been reporting my payments to Equifax and so I signed up and have been following my credit on a regular basis , this is the only thing on my credit report and only reported to Equifax . Being new to the country of my credit score was zero for 7 months and it jumped to 650 after 2 or 3 months payments . Now I have reached the barrier of payment 6 months and have never missed a payment and yet my score has gone down in the last two months , is now 613. It is causing me problems as I really need to get a credit card , but I can not pass the credit check , I also wanted to have a store card to a local supercenter so you get a new computer I am now in desperate need to return but my credit score is degrading and not want to apply and refused to promote spoil my score. MedlinePlus MedlinePlus I know I can get a secured credit card and that's my plan at this time , but why is my credit going down? I have not missed a payment and I have a high credit limit , I thought my credit would rise with each payment and not down ?[View Answers]
Help me HISTORY plzzzzz?0Alone30302012-10-19 06:30:10
... [ They were tried ] by a court empaneled from among the noble families , and sworn upon the sacrifices . The prosecution was taken by Myron . They were found guilty of sacrilege , and their bodies were thrown from their graves and their race banished forever. In view of this expiation , Epimenides the Cretan performed a purification of the city . MedlinePlus MedlinePlus Part 2 MedlinePlus MedlinePlus After this event is held for a long time among the upper classes and the populace . Not only was the constitution at this time oligarchical in every respect , but the poorer classes , men, women and children, were the servants of the rich. They were known as well as Hectemori Pelatae as cultivated land from the rich to the rent thus indicated. The whole country was in the hands of a few people , and if the tenants do not pay the rent they were liable to be brought into bondage , and their children with them . All loans secured the person of the debtor , a practice that continued until the time of Solon , who was the first to appear as the champion of the people . But the hardest part of the Constitution and bitter in the eyes of the masses was their state of serfdom . No, but they were also unhappy with all the other features of their fate , then, generally speaking , had no part nor share in anything . MedlinePlus MedlinePlus Someboy can summarize this for me plzz MedlinePlus paragraph 2 thanks MedlinePlus[View Answers]

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