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HOW OLD DO U HAVE TO BE TO TAKE OUT A LOAN?0ray ray2012-11-06 08:47:13
i am 17. i have a job but during the year i will probably only make 100$ a week if at that. and all of that money will go to my dance lessons. i have to pay for A) dance lessons B) A CAR C) save money for college. we are financially in a very bad situation and my mom can no longer pay for it. would i be able to get a loan?[View Answers]
Someone help me with this really hard decision?0Mily2012-11-06 04:40:52
ok sorry this is so long but this is life- changing so i'll just put in everything.....well not every thing but u kno my parents are the worst. they abuse me mentally and physically, it's hell. first my mom abused me & my dad ever since i was 5 years old until i was about 11 or 12 my dad was like my best friend cuz we were threatened with our lives by her to keep it a secret and we were too scared to do anything about it..........sometimes i still wake up crying just remembering it i could be totally asleep and i'll just wake up like that then one night my parents were fighting so badly that my mom was about to stab him and since i didn't wanna have my dad die and me live alone, i jumped in front of him and i ended up getting it instead thank god it wasn't very deep keep in mind that was when i was 8 years old now with my dad he's always telling me to "go to hell" and that he "wishes i was never born", he told me the story how my parents were so disappointed that i was a girl and how i was a mistake oh yeah did i mention this was on my birthday? one time he went psycho like my mom did and tried to burn my room down....pretty freaky it hurts to think of when i saved my dad, this is the thanks i get? one time he totally ditched me in ikea, he wouldn't even pick up his phone i eventually got so scared i started crying cuz it was like an hour and i thought he left then he started yelling at ME for not coming sooner and calls me a brat just today we were talking about when i need to get a car (getting license soon) and we agreed if i found a car that was in the price range and i liked, i got straight As, and a job we could get it i already knew the car right away: saturn sky. my FAVORITE car since i was 11 lol anyway we had already agreed that was a good car, then tonight he just starts yelling at me how i'm never getting any good looking car cuz i dont deserve it i mean sure, sometimes my parents say how they love me and they can be great like normal parents but most of the time i just end up crying or being depressed cuz of their abuse should i stay in california for a less expensive college and have to deal with them for 4 more years (they would visit me every single day, whether i wanted them to or not) or get a loan and go to a school in new york with my four best friends who know about this whole thing? (it's my other dream, but idk if i can afford it)[View Answers]
Facing eviction in Hillsborough county Fl. Is the there anywhere I can get some type of emergency loan.?0quana2012-11-06 04:27:48
I live in Tampa Fl and I'm in danger of being evicted from my home. I own the home but just rent the property itself. Due to payment issues at my new job and unexpected car troubles I have fallen behind on my rent and have already been served the evictions summons. My landlord agreed to drop the suit if I can come up with the money but I just don't see myself being able to obtain the money in the agreed amount of time. Are there any options I have as far as getting some type of emergency loan or assistance. I know my bank won't give me a loan with my lack of credit history and I know payday loans or cash advances will make things worse. I know in NY you can get an emergency loan if facing eviction, anyone know if there is something similar in Florida. Any help would be greatly appreciated.[View Answers]
Low balled for car accident payoff??0Benso2012-11-06 03:41:02
I was in a pretty bad car accident about 4 or 5 months back. My car was totalled. Both air bags deployed, windshield bursted, and one of my tires even popped off! (my insurance paid off the loan, minus the depreciated value...which is about a $1000. I'm still paying that off. ugh.) I was seeing a chiropractor until about 3 weeks ago and had physical therapy on my foot and my knee. Since then I've had nightmares about hitting another car, and i STILL don't drive down the street where it happened. It was very traumatic! Basically this crap is coming to a close and i'm being offered a VERY low amount. The adjuster called today and offered me $3,681.43. I say this is CRAP. I missed 3 crucial job interviews because of this and the other driver ADMITTED that it was his fault (and it was ruled in my favor on this.) How do I get a better offer? I KNOW this accident was worth a LOT more than the $3k she's offering. HELP![View Answers]
Converted to Islam with interest loans?0janiil2012-11-06 02:50:37
I recently converted to Islam and I've read in the Quran that having loans with interest is a bad thing. I dont know what to do since I have school loans and I'm leasing a car for the next 2 years. I heard breaking a contract in Islam is wrong as well. I can't not pay the loans and the interest and if breaking contract is wrong I don't know what to do. I'll end up in jail or something if I don't pay.[View Answers]
Car loan nightmare???0Sibyl2012-11-05 23:18:40
I am stuck in a very bad car loan dur ot a divorce... I am upside about 6,000. The loan is at 14.5%.. I have paid about 18 mths on a 5 year loan... Do not want to repo... but can not afford the car payment anymore... Are there any options?[View Answers]
My Mother uses me as an Emergency fund?0zech2012-11-05 22:25:34
Hello, I'm nearly 20 years old and still living at home. I have a part time job and am trying to save up my money so I have something to keep me going once I go into the army at the end of the summer. The problem is that my Mother continually asks me for money. I can't exactly say no, because she's my mother and I'm living at her house, but I already pay her nearly $300 a month in rent, and on top of that, I have now loaned her nearly $2k. Her attitude also makes it hard to talk to her about it. She becomes upset or even angry when I mention that she still owes me money, and when I tell her that I don't have anything, she treats me as if I just wasted our entire family savings on something like shoes, when it more likely went to her. The worst is when I have to ask her for money so I can fill up my car in order to actually make it to work. She'll lecture me on being responsible with money and that I shouldn't drive everywhere. What should I do in order to make her understand that she can't borrow money from me like I'm an adult, and then treat me as a child in every other aspect of our relationship?[View Answers]
Would Getting A Loan On A New Vehicle Then Paying It COMPLETELY Off The Next Month Hurt My Credit or Help It?0noell2012-11-05 19:22:22
It seems good because you can be trusted with that much and pay it off.. But it also seems bad.. They would surely be mad because they didn't really make anything because really no interest accumulated in that one month compared to what it would over the loans term.. Hurt or Help?[View Answers]
Is is true you have a certain number of freebie credit checks before they really count against you?0Veronice2012-11-05 19:12:47
the reason is because my husband keeps checking around to find better rates on our home mortgage, and I argued with him that all the inquiring into our credit looks bad. The loan company told him that we supposedly get so many checks before it counts against you.[View Answers]
I'm 23, dad treats me like I'm 5...?0ry2012-11-05 18:28:20
My dad was in prison for the first 22 years of my life, though I did visit him growing up. He's been home since last year, and i think he's trying to make up for lost time. I've lived on my own since I was 19. Neither of my parents have ever needed to cover my bills, cosign for anything, and I've loaned my mom money as often as she has me. I'm in college, own a car and house, and am marrying my boyfriend of 7 years. But dad wants to pretend no time was lost, and I'm still a baby. He calls me pet names, holds my hand, talks about all the things he wanted to "protect me" from, like a bad landlord ("you call me if they mess with you again"), frets over me grocery shopping alone, treats every decision I make like I'm declaring the Nobel prize winner ("John wants burgers for dinner... I don't care, what does my girl want? Great choice!!!") I'm sure he means well, but he wasn't the man who raised me and feels more like an uncle or something so it really comes off as condescending. Talking to him isn't an option, he's VERY insecure about his life now and it would crush him. Are there any subtle ways to let on that I'm am adult and being babied isn't sweet, it's insulting?[View Answers]
How can I avoid repossession of my vehicle?0Camilo2012-11-05 16:35:03
...and still keep it? It's worth about $11,500, and I owe $13,500. I would sell it and get a cheaper car, but the bank has a lien on it, and nobody's going to pay $2,000 extra for my truck. To make things worse, I was laid-off for 2 months, so now I am behind on the loan 55 days. The bank calls, and they're (relatively) nice about it, but say that time is running out. I pay what I can, when I can, but it's not enough to hold them off. I am at my whit's end! Does anyone have a suggestion that maybe I haven't thought of yet? Any help is appreciated!![View Answers]
I need help on how to replace a light bulb/fuse for my car?0Santha2012-11-05 15:34:16
I have a 1997 Ford Crown victoria Lx, and it's in pretty good shape, although it's falling apart (by falling apart, I don't mean the transmission is falling out or anything, but the inside and outside have deteriorated) it runs well, and it's probably one of the best maintained cars in the state. However, even though its in good shape, on the dashboard, on the driver's side where it shows which gear you have it in (such as "park, reverse, neutral, and drive") the lightbulb that lights up the panel that shows the gears seems to be burned out or not working, so at night, I can't see which gear I'm shifting into without shining a flashlight on the dashboard, its really that bad. I've checked all of the fuses under the steering wheel, on the driver side and none of the fuses seem to be bad, I'm not sure if it's a fuse, or a bulb that went bad and I have no clue on how to fix it. If I take it to the dealer, I'm sure I'll have to get a loan just to pay off all of their charges, and I'm short on cash at the moment, but I'm still willing to pay to have it fixed. On the other hand, if somebody could show me a simple way to fix it, or perhaps diagnose the problem, I'd be grateful. I'm not sure if its even a lightbulb that lights it up, but it really is annoying because the whole dash board lights up except for the panel which shows the gears. So if anyone could help, I'd appreciate it, because I'd much rather fix it on my own, I don't have time or money to blow away at the auto repair shop. Thank you.[View Answers]
Is there any way to tell if a car will be reliable, before I buy it?0de kuilen high2012-11-05 14:28:34
I have had no luck with cars. Every car I have had has died on me in a year (give or take a few months) or less. I'm in bad need of a new one, as I have been driving my mom's for the last few months, and if I can get my grandparents to co-sign for me I want to pick out one that will last me longer then a year. I know there is carfax.com (I think that's the site?) to tell me the history of the car, but is there any other way to tell if it's going to be reliable, or a big hunk of poo like the ones I have had? I'm looking for a used one from the year 2000 or newer, that costs like $6500 or less. Don't want to be paying off that loan for years and years..[View Answers]
Cancelling new car sale with dealership?0mathishard2012-11-05 13:57:10
If you've given a deposit but change your mind about the car within 12 hours, how often will the car dealership take legal action to either force you to buy the car, or to keep all of the deposit money?[View Answers]
Advice for Buying a Car with Bad Credit - What Do You Want to Know?0Kassi2012-11-05 05:32:17
I'm developing an informational website at http://www.carsforanycredit.com which is intended to help people who have bad credit understand the car buying/financing process, and learn the next steps to improving credit score. If you have bad credit (or even if you don't), what sort of additional information would you like to see on the site? Are there questions you have that aren't answered, or do I need to go into more detail with the subject matter already on the site? Any input is appreciated.[View Answers]
Should I Move out?Or Stay&Not dissapoint my parents.?0helpisneeded2012-11-05 02:59:41
I'm 18&my boyfriend is 20, we spoke about moving out,but now we are finally financially stable to start planning. We will be bringing in $6,000 Monthly together,&are looking at a $700 per month townhouse.We hope to move in May 2013,when we will be 3 years together. Im Currently a full time college student,and will be working full time as well. We don't have children&dont plan to until im completely finished with school. He owns his own truck,&my parents took out a car on a loan under their name for me.If i move out I will of course take over the remaining payments&I help with them now.The issue is that my parents are against us moving in together before marriage,they threathen to disown&cut all contact with me and i won't be allowed near my little sister,& my car would be taken away even if i try to pay it .Three years ago, my father had a serious accident which put my family in a bad position, months after the accident my mother verbally abused me,calling me all kinds of harsh names,and i had to do everything around the house, I was 15 and I didnt mind helping but i felt unnappreciated. The abuse continued even after was stablized,and to this day we will still argue and it's gotten to the point where I called a helpline,but I didnt want to get her in trouble.She's the main reason for my insecurity in my relationship,everytime I am away from my boyfriend for personal reasons,she will state that he'll find another girl prettier,and skinnier then me, and that he doesn't appreciate me.I am a good person, they did raise me right,but i feel like its time for me to become indepent in a sence where I live away from them. I Love my parents,but they try to force their beliefs and decisions on me, even though I'm doing well as I am. I also believe living together, will strengthen My relationship,and help with less people always putting in their opinions. Marriage is in our plans ,but we don't want to rush into either ,moving in together will help us decide if we can handle the married life, even though it already feels so. I don't want to dissappoint my parents,but I don't want them to make every decision for me,especially if it would benefit my happiness&well-being.[View Answers]
How do I get a collections person off my back?0Gladys Garcia2012-11-05 02:08:00
I am behind on my car payment by 1032.50 and the best I can do for now is give them 300.00 tomorrow. The Well Fargo representative threatened me, harrassed me and scolded me. I told her we are waiting for our W-2 to come in the mail so we file our taxes. Refund can pay off the balance we owe. Not the whole loan but it would bring us current. I also told her we would be taking an AD out in the paper too to see about selling the car. She went into a rant about how stupid I am and why didnt I do this months ago when my husband lost his job. I told her our situation and all I got was too bad lady we will take the car. What options do I have?[View Answers]
Ready to explode at a so called 'friend'?0Bowier42012-11-05 01:24:49
My friend is a single mother of 6 kids. Her oldest is 18, the youngest are twins age 2. They all live in a 3 bedroom house together and she doesn't work. She isn't in a very good financial position at all but she somehow gets them by. Anyway, she ws telling me about how she couldn't afford to send her sons back to school so my partner and I loaned her $500 to buy books, stationary, uniforms and shoes for her boys so that they could attend school like they should. Then to help her out we spent a further $200 on necessities for her other kids that they didn't have and couldn't afford. (nappies, formula, sippy cups...etc). I know that we chose to help her out but after over a year of asking her to repay us, we have not seen a dime. Because of her situation, I stressed to her that we didn't expect it all back at once. Now I find out that in the last 6 months she has purchased a new hot water system, a $2000 outdoor spa, a $5000 flat screen tv, another smaller flat screen, a new mobile phone, $349 ipod touch, a new split system heater, tiled her hallway and bathroom and new blinds for her whole house, and she has done some unnecessary work on her car. I am so angry. I don't derserve it. We were trying to help someone in need and obviously we got the bad end of the stick. Its not fair. I don't know what to do now. What would you do?[View Answers]
Paying my boyfriend $100 back in all pennies because he pushed my buttons BAD!?0Jasmine072020062012-11-05 00:24:56
Okay, my boyfriend loaned me a little over $400 to get my car out of the shop. Well, the night i got it back we actually ended up breaking up. I told him i would be paying him back and our agreement before we broke up was me giving him $100 at the end of every week! Well, he became very mean after our break up and threatening to take me to court about it! I told him he was absurd because i NEVER once told him i was not going to pay him back! He just kept going on and on about it and consistently calling my work phone while i was trying to work! I was fed up! So, my plan is this Friday to take a hundred dollar bill to the bank on friday and request it all in pennies. I will take all those pennies, unwrap ALL of them and put them in duffle bags, jars, etc. whatever i can and bring them to his apartment! Is that to extreme or what? I mean he put a lot of stress on me the other day and you know what, I'VE BEEN STRESSED AND UPSET SINCE WE STARTED DATING 3 YEARS AGO! Let me know your opinion! L)[View Answers]
Is it possible for me to take over a car that is being repossessed how does that work?0nikita2012-11-04 18:36:29
I know this lady and her car is being repossessed because the registry sent her the original title so she thought she didn't have to pay anymore but she still had a loan from the bank so she hasn't payed it and I want the car really bad and if she gives it to the bank how can I take it over and the payment keeps building up because she hasn't gave it to the bank yet.[View Answers]

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