Why am i having such a problem finding vehicle financing? related questions

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Why am i having such a problem finding vehicle financing?4Dude really2012-11-05 21:30:02
30 years old and have limited (not bad ) im credit , I have 3 credit cards over a year to report on the three reporting agencies and all agreed never paid late, and my student loans that are still in the postponement , I'm a full time student and VA disabled , so you get disability each month for a total of $ 1,904 net . and am getting rejected by every dealer i apply for a loan with my credit score is 640 with Trans Union and at least in the 630s with others , but wouldnt supprise me if it was a little higher I do not know anything for sure . .. Why am I constantly being rejected , I'm looking for a climbing just want to borrow a large 15 and get a good reliable used car .. this is ridiculous I can make my credit card payments and have never missed any . in such im going to end in jd by rider paying $ 15,000 for 1500 car ... any suggestions ? ? ?
Business Finance: Finding the APR of a word problem?1Glen2012-08-09 12:59:02
Loan Shark Company offers short-term loans . You pay $ 4 today and expect $ 5 a week! What is the APR for this loan? a) 25 % b ) 125 % c ) 1125 % d ) 1300 %
Will $100K in student loan debt be a problem in finding a job?0.X ° 2012-10-06 06:15:16
I will graduate from college with $ 100,000 in student loan debt , and credit checking companies future employees " before you hire them , how much of a problem is that going to be ? MedlinePlus Still I have a good credit score ( ~ 690-720 ) and no credit card debt or car loans and have never had any late payments .
Business Finance: Finding the EAR of a loan in a word problem.?0Arushi2012-10-15 09:00:48
Loan Shark Company offers short-term loans . You will now pay $ 4 and expect $ 5 in a week ! What is the EAR for this loan ? MedlinePlus MedlinePlus a) MedlinePlus 10,947,544.25 % b ) 67600.00 % c ) 875,287.42 % d) 1300000.00 %
I'm having a problem finding someone to finance a loan to purchase a Manufactured/Modular Home in Michigan?2Barbara2012-09-08 01:41:07
Its 5 years old , 1584sqft 3 bedrooms , 2 bathrooms and is in a 4ft crawlspace . He sits on 2.75 acres . Another problem is , there is a 800 sq ft old farmhouse on the property too. Is a bank foreclosure and listed with a local realtor . The price is 87,900 . The assessed value of the parcel is $ 58000, cash value of $ True 116000. This is including the land and the houses of both. MedlinePlus Any idea what I can do .. It is the only house in the area I want.
I need help with the first vehicle I am financing?0L.P Mhlanga2012-08-18 19:28:03
I have 19 years and was approved at a dealership for a car loan. I have 3k I can leave . I'm trying to decide what to buy . I like the Dodge Caliber, however, read the reviews that people have had problems with this vehicle. I've also read many reviews that people love this vehicle. Is it really just about caring for your vehicle? Do most people who bash American cars really biased and can not be open to the possibility that the U.S. automaker is making a return ? I like the fact that I can buy a caliber used by around 10k . That's a big advantage. I'll be test driving cars before seeing what I like. Do you all have any suggestions on what sight? I am a college student and do not want to pay over 10k for a vehicle. By the way, when my credit card is better established , I will buy a new car. I like American cars and know many people who have 250 - 300k in their American made cars . Any help is greatly appreciated.
Financing for 8-10 year old vehicle?3Lidsay2012-11-02 01:02:03
I'm looking to buy a car from 2003 with 70K miles worth 13k NADA / KBB. I would like to fund around 10k for it. Is this possible or do I have to do a personal loan? I'm trying to avoid a HELOC or personal loan . Please do not respond to " pay cash for it" or "buy a new car ," just want to know which banks / CU ' s do this. I checked a couple of banks who had this list and its limit was 5 or 6 years old. Thanks in advance .
Wisdom in financing a new vehicle before mortage is closed on?3sus2012-09-07 06:16:02
My boyfriend is waiting to close on your home and decided that he also needs a new vehicle. ( You can pay the payments , which is not a concern at all. ) I said maybe I should wait until after they actually close at home before he joins a loan to your financial profile , but said that because his mortgage was initially approved for $ 80K and that's more than your home ( $ 50K ) and combined car ( $ 15K ) to get the loan that the first car will not make a difference. For me , common sense would say you should wait until after your home is safe before buying a vehicle - at least , I think the mortgage papers would have to start again soon as there is this debt of $ 15K to be included in your finances, but I have never encountered this before. I'd just hate for him to ruin the prestige of your mortgage - thoughts?
Financing problem?1Ramika2012-11-06 08:55:03
4 years . Ago while working in Singapore , taken from the funding agency for car loan.its my cousin about to receive payment in 6 repayments.when I moved with my wife here in the U.S. , which stopped paying the debt.now bank financing is running after me , as it is at my own name.however , im not live in my hometown in philippines.my cousin who is going to stay in my house received many letters of demand and even to sue in court.is thretening this possible ? while the company and all transactions were issued and signed in Singapore ? i hesitate to pay because I never use a penny of loan.now im trying to collect money from my cousin , but it seems impossible because he is outside of us dont even job.and have signed an agreement ( between me and a cousin mu ). One thing is im already a permanent U.S. resident
Financing problem?0tena2012-10-16 06:14:08
4 years . Ago while working in Singapore , taken from the funding agency for car loan.its my cousin about to receive payment in 6 repayments.when I moved with my wife here in the U.S. , which stopped paying the debt.now bank financing is running after me , as it is at my own name.however , im not live in my hometown in philippines.my cousin who is going to stay in my house received many letters of demand and even to sue in court.is thretening this possible ? while the company and all transactions were issued and signed in Singapore ? i hesitate to pay because I never use a penny of loan.now im trying to collect money from my cousin , but it seems impossible because he is outside us job.and even has no agreement ( between me and a cousin mu ). One thing is im already a permanent resident US.is is true that after four years the debt is approaching ?
I put down my signature on a vehicle loan along with my sisters...problem is, the car payment is late.?0deja2012-10-05 22:47:06
Last year , I helped my sister get a loan for a car , putting my name on an application with it . I ended up having to be the primary , as she was the co -signer . At that time she was living with me and my wife and was making payments. Now fast forward to a week ago when he kicked her and her lazy boyfriend out of the house . Not long after that I received a note in the mail from the bank that financed the car saying it was already a month late and the last months and months this was at the same time now . My question is : what are my options ? I do not know where they live now because they were upset because they were throwing and leave , so I can not go myself repo car. Are there websites you can go to to help minimize the damage , or am I pretty much just win?
Need to secure financing for a poor credit vehicle loan?1shawntae2012-10-27 13:19:04
I'm trying to buy a car from a private party for about $ 23,000. I have about $ 11,000 to put cash, but need funding for rest.I only have a 540 credit score . Does anyone have experience in auto loans that can send me to an institution that offer this type of loan . Is it easier to get a loan if your buying from a dealer ? Please do not send me to a website to order a million different loans . I'm looking for specific information from a person who has done this or knows anything about it. thanks MedlinePlus

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