Question about credit score and getting loan?

Answers:2   |   LastUpdateAt:2012-08-30 08:55:03  

Question
Kandi
Asked at 2012-08-20 14:22:26
I'm thinking of buying a new car, so I searched my credit score to see if you would have a good chance of getting a loan . Says FICO credit score stands at 850, but some companies say that a credit score can go up to 900 and beyond. The company used to say that credit scores go up to 950 I think. So, I found my account and my credit is 828 and I got a "B " . Is this considered a good credit ? I looked up online and read anything over 800 is considered perfect credit , but then why would I be getting a "B " for my credit ? Would it be likely to get a loan to buy a car ?
Answer1BeccalynnAnswered at 2012-08-27 08:52:17
Creditors use FICO . You can get your FICO score for Equifax and TransUnion at MyFico.com . The site will also Equifax FICO scores . The TransUnion and Experian sites use Vantage to be 990 - is a waste. Third monitoring services used Fakko game scores . MedlinePlus MedlinePlus CreditKarma.com offers estimator Score your TransUnion credit report . Not FICO . But it's kinda , sorta like FICO , about 50 points or less . MedlinePlus Pretty good if you're curious about the score . MedlinePlus You might want to check with your bank or credit union for a car loan pre - approved before you get to the car dealers . You can get better terms and rates . We also know exactly how much car you can afford. Upon entering the car dealership with financing in hand will allow you to negotiate a better deal. MedlinePlus MedlinePlus Oh , do not finance the car for over 4 years. The long-term loan car can a lower payment , but they cost a fortune in interest.
Answer2Gigi d' Agostino 6 troppo forte;)!!!!! Answered at 2012-08-30 08:55:03
You must pay for your FICO score . What we have is not your true score . MedlinePlus MedlinePlus Go and get your score FICO.com true for under $ 10. The results are not free and what I got was an estimate , not an exact score . Some call it a score FAKKO .
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