What right does a cosigner have to repossess my vehicle if i've only been late once? related questions

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What right does a cosigner have to repossess my vehicle if i've only been late once?2economist2012-08-27 08:10:16
I started working for my cousin who owns a small business . He did not want me driving my truck close to customers , as it was a couple of years and dented on one side. So we went to go see if I could buy one . My credit was bad ( divorce , etc. ) and the only way to get a truck would pay a large sum of money down . could not. My cousin offered to co - sign . I felt like it was a bad idea and said no. He continued to nag , so I did . Anyway , I've been paying for two years and have been late once, for a few days . In today's economy I think is pretty good , and now I'm a small business owner myself. Well , now says he will come and take the truck . He also says he has a lawyer and I have to sign a contract to provide insurance information and all documentation for the purchase of vehicles and loans . I'm still willing to follow the truck and I'm still making payments . We have provided banking information in the past and have tried to get a loan to take over the truck soley trade in. My question is, can bring the sheriff department to my house to take possession of the truck and I have to give all this documentation you are asking .
How can I repossess a vehicle I am a cosigner/co owner?0Yaun2012-10-19 17:44:34
I've been a co-signer/co-owner my ex . fianc
How can I keep a vehicle when the bank is trying to repossess it?3Aleksander from Guam2012-10-22 05:27:01
I was making payments for more than three years ( over $ 12,000 ) in a vehicle . Being in between jobs, I missed a couple of payments . I have a great job last month where you save about $ 3000 a month , but the bank will not let me make payments I missed. They said that the account was charged off and the only way to keep the vehicle going to pay the entire balance of $ 11,000. I do not want to lose the car that I paid more than half . I ` m trying to achieve and the type of loan ($ 7000 - $ 8000) or having to somehow refinance given that the recovery process destroyed my credit score . The car is still in my possession , but I have to find a way to pay as soon as possible . Please help me
Can the auto dealership where I I bought vehicle repossess my car if my payment goes to finance co?3Sister. ° 2012-11-03 11:12:02
I financed a used vehicle from a car lot and paid cash totaling $ 2,000.00 for a down payment to the dealer . The total price of the vehicle was $ 6200.00 . The remaining balance of $ 4,200.00 was financed through a loan company / bank. My first payment gave me a grace period of 10 days from the due date , and late charges due if paid after that. Three days after the grace period towed my car dealership . The finance company knows nothing and says dealer has vehicle but dealer says co financing. has vehicle. Two days there is no response from anywhere . What should I do ? Is this legal ? Please help legal. Thank you. How do I get back imediately personal effects I have in the car ?
I put down my signature on a vehicle loan along with my sisters...problem is, the car payment is late.?0deja2012-10-05 22:47:06
Last year , I helped my sister get a loan for a car , putting my name on an application with it . I ended up having to be the primary , as she was the co -signer . At that time she was living with me and my wife and was making payments. Now fast forward to a week ago when he kicked her and her lazy boyfriend out of the house . Not long after that I received a note in the mail from the bank that financed the car saying it was already a month late and the last months and months this was at the same time now . My question is : what are my options ? I do not know where they live now because they were upset because they were throwing and leave , so I can not go myself repo car. Are there websites you can go to to help minimize the damage , or am I pretty much just win?
I purchased a car with my grandmother as a cosigner why is her name on my vehicle registration?4lisa clem2012-10-10 12:57:02
I bought the car and asked my grandmother to be an endorsement because I am new to credit and no credit fantastic. I got a great interest , but I looked at my vehicle registration and having both of our names on it . I 'm the one who put the money down is making payments , the car is mine , but for some reason even though he lives out of state called on my record . I'm also trying to prove I'm an independent student , but his name in the register of my worries me are going to think that she helped pay for the car or something. My boyfriend had to have his mother cosign for your car as well and said his name is the only one in his record , his name is only on loan . So why does my grandmother on my record and there is no way to remove it ?
Ok so i am another one of those people who make the horrible mistake of being a cosigner on a vehicle. ?1zeta2012-10-25 12:58:02
I am trying to remove my name from a vehicle that I have access to im trying to buy a car for me , but all that remains to be approved is the debt ratio for the current vehicle loan in question . i have a very good credit and my credit cards are minimal , but I still can not get approved . I have tried to contact the former many times, but he is not cooperating . not be approved if I had to refinance and he is so selfish he does not care what you are doing this to me . I ran many options through my head , as refinancing the car in my name and then have the car taken from him , but threats in name is not worth risking my safety or my family. this has been very stressful for me and I need help with any other options to help resolve this safely . I was thinking of filing a civil complaint against him with the hope that they will be forced to withdraw my name from the vehicle and he has been making payments and I have no access to the car at all . What is the process of a civil lawsuit and what might be the cost ? it is a long process ? I'm sorry , or the long story , but I love to have all my options on how to resolve this disgusting mess of a mistake ? trust me , it was a hard lesson learned ! Thanks in advance for all your advice !
Can a cosigner has a right to return the car back if his name appears on vehicle title? ?3Nelson2012-09-07 23:54:02
I also signed by my boyfriend and we are no longer together. He is the owner of the car loan account . What rights do I have if I can my name appears on the vehicle title ? If not the account holder to pay the amount , then I can ask people car loan to bring the car . How to get out of the offer, even if my name appears or not in the vehicle's title ? We are not in contact with him , so do not have the option of asking also.That refinancing is the situation and not want to ruin my credit history. What to do? I can not see any legal counsel to get out of this agreement? Please let me know how to get out of this agreement as soon as possible? I am ready even if the car loan people take the car too? I never used the car so far. It is with the account holder only.I signed this agreement last year and I have spent half the amount of payment also.From that time the car is in sole possession .
I am a cosigner on a car loan the vehicle was reposse is there a way for me to avoid being sued?1jagadheeswar2012-10-26 07:35:02
I am a co-signer on a car loan the vehicle was reposse there a way for me to avoid being sued ?
Late Mortgage or Late Credit Cards?3aqdas2012-10-23 11:16:03
Can anyone tell me what is worse ? Being late for a mortgage or late for 8 or less than other loans ? I'm about 25 days behind on my obligations . I'll have to go past 30 days on something . Should I go late to a big deal , mortgage, loan or debt equivalent (car , unsecured loan , credit cards ) ? I guess that goes beyond 30-1 thing is better to go beyond 30 on several things .. MedlinePlus MedlinePlus Does anyone have an answer? MedlinePlus MedlinePlus thanks
Should I let them repossess my car?3kemp2012-11-06 03:57:03
My credit has been completely destroyed by a divorce and a layoff . It is horrible and will not improve soon . I'm past the point of worrying about my credit score . MedlinePlus MedlinePlus I've gotten way behind on my car payments and will recover soon. Now I'm at the point where you can catch up and keep the car . The thing is that this is a loan horrible, very expensive , and I am very , very backward in the car . The car is worth 3K and 13K I owe . MedlinePlus MedlinePlus I'm thinking maybe I should let it keep the car , get a cheap car and a pileup "where your job is your credit " instead , and declare bankruptcy. MedlinePlus MedlinePlus What is the best move in the long run ? Keep paying on a car in reverse to avoid repo , or come after him and go bankrupt ?
My ex-boyfriend that I own a car with took off with the car and they are trying to repossess it, WHAT DO I DO?1ran2012-11-02 22:04:02
My ex bastard has the car that helped him buy . Unfortunately, I is screwed big time. I made most of the payments on the car and now I can not do it anymore, when I did not even get to drive the car . So now is getting repossessed and the loan company is looking for the car . I tried to give you all the information that I know it's not much . MedlinePlus MedlinePlus This idiot is ruining my life . I can not pay for the whole car , if not found . I talked to a lawyer , they said they really have no other choice but to hire a private detective . I can not be the only one in this situation . I NEED HELP ! I'm a good person ! I pay my bills and my own car loan . Unfortunately , mixed with this stupid man and he's getting a free car ! ! MedlinePlus MedlinePlus Please let me know if anyone else has any ideas. Any lawyer who may have some options for me . Or maybe someone who has been in this same situation !

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