Where can I get a personal loan?

Answers:0   |   LastUpdateAt:2012-08-06 05:14:47  

Asked at 2012-08-06 05:14:47
My credit is terrible, but no big deal . I want to consolidate my credit cards and some other things but can not get a loan. Does anyone know of a legitimate place I can get a personal loan with not so great credit ?
Answer1Baybee CintiaAnswered at 2012-08-06 09:03:47
It is very easy to get a personal loan , unsecured, even with good credit these days. I have the feeling if you find that you have to pay a higher interest rate for that you are on your cards right now.

It is better to take the approach promoted by several people trying to sell their programs to reduce debt these days : Suppose that a program of austerity (no eating out , movies , cable TV , etc all cut to the bone ); get overtime at work or a raise , or a second source of income, to increase their monthly cash as you can pay your smallest debt and low in others, and when you pay the same for the next smallest debt until it is gone. This really works , but most people have no self- discipline or ability to live below their means that this requires.

You will be in a much better place to end, and quite possibly have improved their credit in the process of making payments and get the debt down.
Answer2CarlieAnswered at 2012-08-06 10:38:47
Please check on any company consolidation loans you are considering doing business with yourself and ask questions , and research its history. You can never be too safe when it comes to your money and your financial future.

Consolidating your loans means you are getting rid of their own loans , this means that you are taking a loan with a new company and the new company is paying the old loan, or loans at a lower interest rate , which can be paid for a longer time period . It is important to note that there are plenty of loan consolidation companies out there today and as with any business, there are some good and some bad companies that may choose.
Answer3DolapoAnswered at 2012-08-06 12:00:02
A bank or credit union.
Answer4ashley budramAnswered at 2012-08-06 15:51:46
Make a loan is not the way out of debt.
Never was and never will be.
Moreover, these loans are very difficult to obtain. Ask anyone .
Personal loans start at 16.99% for people with superior credit .
You could end up paying 34% interest if you get one .
Do not fall for the scam loan online. Easy to operate.

Google : Calculation of the budget
Credit card payment calculator
Get your finances in shape and pay the debt on your own .
Answer5LilbeanAnswered at 2012-08-07 16:48:02
Why Consolidate? If you manage to find a loan, your new interest rate will be much more than they do currently .
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