Debt advice needed about loan repayments and how to reduce them?

Answers:5   |   LastUpdateAt:2012-10-11 09:14:02  

Asked at 2012-08-19 00:12:29
I have two loans with Welcome finance I have a car loan and a personal loan to part-time work and my husband is self-employed builder so when we took out the loan we could afford the repayments , but the last couple of months , my husband hasn ' t had a lot of work and we are struggling to afford the repayments I'm too keepingup up with payments on my car and I need my car for work , so I've been on the phone to welcome to ask if can reduce my payments and give me a time period , but they were not helpful in everything they told me to go to a debt management but Idon'tt really want to do that since I really only have this loan I can not afford to moment.Is there any way I can get my payments reduced. Or is it just the debt management way.Thank youu in advance.
Answer1AdelineAnswered at 2012-08-26 18:29:18
If welcome will ignore and can not keep up with your payments , you do not have many options other than let it go to collections , services debt management or bankruptcy proposal / credit . Best of luck.
Answer2Meat Duck Answered at 2012-08-27 02:56:17
My sister was in a similar situation . She was the biggest part of the services out there and was the only service that helped : MedlinePlus MedlinePlus Easy Mortgage Advisor MedlinePlus Check them out !
Answer3Lee AnnAnswered at 2012-08-29 06:26:04
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Answer4joe5555Answered at 2012-09-15 03:33:05
check out a company called debt plan advisors PAY very helpful . MedlinePlus who will negotiate with creditors and stop the interest and charges added to the loan . MedlinePlus is a I.V.A . this company is the only one that the CAB recommend . and they did not charge for the service there. MedlinePlus will talk to the lenders for you and definitely leave letters and phone calls . MedlinePlus MedlinePlus should only consider an IVA as a last resort. its a five-year deal . MedlinePlus then remaing debt is written off . MedlinePlus id go to the cabin and get advice
Answer5hey im in late homework and i need helpAnswered at 2012-10-11 09:13:25
Ask the experts , go to the Citizens Advice Bureau for free advice .
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